Save On Home Insurance in Freeport, TX | TGS Insurance Agency

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Freeport, TX

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Freeport Home Insurance Made Simple with Instant, Precise Quotes!


Comparison Shop Home Insurance in Freeport, TX from Multiple Carriers in Minutes!


When you don’t shop your homeowners insurance policy you could be missing out on huge savings! Only 44% of homeowners compare and shop their policy when it is time for their renewal. At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! We search through our bank of highly-rated insurance companies to find you an insurance policy that fits your needs and budget.


How Much is Home Insurance in Freeport, TX?


The average cost for homeowners insurance in Freeport, TX is $1,156 each year. At TGS Insurance, our Texas customers save an average of $870 per year when they shop their homeowners insurance policy with us! Don’t wait to see how much you could be saving.


Comparing the Average Cost of Homeowners Insurance in Freeport By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium (incl. Wind Coverage)
$75k Dwelling$2,746
$150k Dwelling$4,102
$200k Dwelling$4,968
$350k Dwelling$7,443

*Information used from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit, no claims within the past 5 years, and a brick home between 10-34 years of age in Freeport, TX. Includes Wind Coverage.

How Much is Flood Insurance in Freeport, TX?

The average cost for flood insurance in Freeport, TX is about $692 each year. At TGS Insurance our Freeport, TX customers pay $389 per year for flood insurance, this means they are saving $303 annually!

Freeport, TX is located right on the coastline near the Gulf of Mexico, which means this area is at a higher risk for flooding. This is due to the sheer number of hurricanes, tropical storms, and severe thunderstorms that occur in the area with an average of 52 inches of rain per year. Because living on the Texas coast can come with a major flooding risk, Freeport, TX homeowners should consider purchasing flood insurance to help fill in any of the holes your standard homeowners insurance policy might not cover.

Additional Home Coverages Popular in Your Area:


Hailstorm Insurance: Homeowners who live on the Texas coastline, are not always covered for hail damage by their standard homeowners insurance policy. Freeport, TX homeowners can add hail coverage to their homeowners policy to ensure they are protected.


The TGS Difference: We want our Freeport, TX customers to have the most protection without breaking the bank. This is why we automatically write-in hail coverage as a part of your standard homeowners insurance policy with a 2% hail/windstorm deductible that is customized to your insurance needs..


Windstorm Insurance: Freeport, TX homeowners are no strangers to the destruction that windstorms can bring. Making sure you have windstorm coverage is important for Freeport, TX homeowners because the standard homeowners insurance policy may not protect you. Windstorm insurance protects your home and personal items from gusty storms such as tropical storms, tornadoes, and hurricanes.


The TGS Difference: To make sure our Freeport, TX customers are fully covered, we include a 2% wind/hail deductible into all of our homeowners insurance policies.


Bundle Your Home and Auto Policies for Added Savings!


When you bundle your home and auto insurance policies with one insurance provider, Freeport, TX homeowners can get a discount anywhere from 15-20% off on their premiums.


At TGS Insurance, we make combining your home and auto policies simple! Our agents take away the stress of shopping and comparing premiums by finding a policy from over 35+ A-rated insurance providers to find you the best coverage options for bundling your home and auto policies together.


Zip Codes in Freeport, TX That We Insure:


  • 77541
  • 77542

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!


Home Insurance Carriers in Freeport, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Freeport's Premier Home Insurance Provider

Freeport neighborhood

Freeport was established in 1912 and resides in Brazoria County. The city is located near the Gulf of Mexico and is home to about 12,300 residents. The Freeport community takes pride in their quality of life and all the entertainment it provides for its locals and tourist. TGS Insurance is proud to be one of Freeport’s leading home insurance providers.

Freeport neighborhood

Freeport homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find Freeport residents the best policy. As a locally owned agency with thousands of customers, great customer service and extensive knowledge- we win business from Freeport residents every day.

Key Home Statistics in Freeport


Total Population in Freeport, TX


Average Home Value in Freeport, TX


Median Household Income in Freeport, TX


Median Age in Freeport, TX

Trust TGS Insurance in Freeport

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Freeport, TX

Image of Treasure Island Neighborhood

Treasure Island

Treasure Island is surrounded by the Gulf of Mexico. Near the area is Kelly Hamby Nature Trail, Brazoria National Wildlife Refuge and many vacation homes.

Image of Velasco Neighborhood


Velasco resides in the heart of Freeport. It is conveniently close to the Brazos River, Freeport Municipal Park, Buc-ee’s, and Freeport Museum.

Image of Bridge Harbor Neighborhood

Bridge Harbor

Bridge Harbor is located on the coast of Swan Lake. Near the area is Freeport Fishing Trips and Charters, Bridge Harbor Yacht Club and many other fishing activities.

Image of Hide Away On The Gulf Neighborhood

Hide Away On The Gulf

Hide Away On The Gulf resides on Oyster Creek. Near the neighborhood is Adams Sportfishing, Bourne Fishing Charters as well as an abundance of local businesses.

Image of Berry Neighborhood


Berry is on the corner of Highway 288 and South Velasco Street. It neighbors Freeport Elementary, Peppermint Park and a variety of churches.

Image of Bridge Pointe Neighborhood

Bridge Pointe

Bridge Pointe is located on Tuna Run. Near the neighborhood is Shank Lake, Kirby Marina, Oyster Creek Municipal Park and Oyster Creek.

Local Home Resources in Freeport, TX

Fire Departments
Fire Department - Freeport430 N Brazosport Blvd
Freeport, TX 77541
(979) 239-3830
Fire Department - Jones Creek220 Peach Pt
Freeport, TX 77541
(979) 233-3851
Freeport Fire Dept
Freeport, TX
(979) 239-1211
Police Departments
Freeport Police Dept430 N Brazosport Blvd
Freeport, TX 77541