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Georgetown, TX Homeowners Insurance Made Easy with Fast, Reliable Quotes!


How Much is Homeowners Insurance in Georgetown, TX?


The average homeowners insurance policy in Georgetown, TX is about $1,433 per year but can vary based on each individual home and the coverage you select. Texas ranks fifth highest in the nation for home insurance rates, with the average Texan paying about $3,429 per year. Customers in Texas who switch to TGS Insurance, save an average of $870 per year on their homeowners insurance policy! 

Comparing the Average Cost of Homeowners Insurance in Georgetown, TX By Dwelling Coverage Limit


Coverage LevelAverage Annual Premium (incl. wind coverage)
$75k Dwelling$1,143
$150k Dwelling$1,530
$200k Dwelling$1,786
$350k Dwelling$2,511
*Data is from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit, no claims within the past 5 years, and with a brick home between 10-34 years of age in Georgetown, TX.


Building Comprehensive Georgetown, TX Home Insurance Coverage Tailored To Your Needs


Your home insurance premium will be calculated based on several factors, including your home’s location, square footage, building materials, deductible, etc., but another contributing factor is how much coverage you want! Every home and homeowner is different, so your insurance agent can help you curate a home insurance policy that best fits your coverage needs. 


Protection for Your Home

Should your home become damaged and in need of repairs or a complete rebuild, property or dwelling coverage will cover the costs to restore your home to its value at the time of the loss. 


Financial Protection for You and Your Family

If a guest were to get injured on your property or you damage their property (tree falling onto their roof), personal liability coverage would protect you should you be found liable. It’s crucial when determining your coverage limits, that you take into consideration your income and any owned assets that could be up for grabs in a lawsuit should you be sued and found guilty. 


Assistance With Medical Coverage for Others

This type of coverage would cover any medical expenses for a guest who gets injured on your property and you’re found to blame. Medical coverage does not cover medical bills for you or members of your household. 


Additional Living Expenses

If your home becomes destroyed or inhabitable due to a covered peril (ex: fire), your home insurance policy will cover any living expenses while your home is being fixed. Expenses include hotel bills or restaurant meals.


Protection for Your Personal Belongings

Your home is filled with appliances, electronics, furniture, jewelry, and other treasured items of both monetary and sentimental value. Personal property insurance offers financial protection should they become lost, stolen, or destroyed as a result of a covered loss. 


Scheduled Personal Property Coverage For More Expensive Belongings

If you’re a collector of fine arts, antiques, jewelry, or other valuable items, you may want to ask your insurance agent about scheduled personal property coverage. This coverage offers more financial protection outside of what’s covered in a standard home insurance policy.


If You Rent Out Your Home

If you’re a landlord, you may be eligible to buy optional liability coverage for risks taken on by tenant-occupied dwellings!


Every home is different, which is why there’s no one-size-fits-all homeowners insurance policy at TGS Insurance. Your policy should be carefully crafted based on your needs at a price that works for your budget! Talk to us today to see how we can get your best price and policy for you. 


We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!


One of the easiest ways to save on insurance is to bundle your different policies under the same provider! Some policyholders can save as much as 25% when they bundle home and auto! So if you have a boat, motorcycle, or RV, ask about bundling!

Talk to a TGS Insurance agent today about what discounts are available to you and see how much you could be saving when you bundle.

Zip Codes in Georgetown, TX That We Insure:

  • 78626
  • 78627
  • 78628
  • 78633
  • 78665

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Georgetown, TX

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Allied Trust Logo
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Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Georgetown's Premier Home Insurance Provider

Georgetown neighborhood

Georgetown, TX is located just north of Austin and is home to the Most Beautiful Town Square in all of Texas! This tight-knit community offers a small-town, historic, and artsy atmosphere with all the big-city amenities and no shortage of family-friendly activities. From one-of-a-kind shops, local eateries on the town square, to historic museums, theaters, parks, and the Inner Space Cavern- residents and visitors alike in Georgetown, TX always have something to do and enjoy.

Georgetown neighborhood

Homeowners in Georgetown, TX all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance from 35+ carriers to find the best policy for Georgetown, TX residents. As an independent agency with thousands of customers throughout Texas, our great customer service and extensive industry knowledge wins us business from Georgetown, TX homeowners every day.

Key Home Statistics in Georgetown


Total Population in Georgetown, TX


Average Home Value in Georgetown, TX


Median Household Income in Georgetown, TX


Median Age in Georgetown, TX

Trust TGS Insurance in Georgetown

Data as of October 25, 2021




Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Georgetown, TX

Image of Berry Creek Neighborhood

Berry Creek

Whether you are looking to explore the Berry Creek Park, enjoy its tennis club, or hit the links at the country club there is plenty to do is the beautiful neighborhood of Berry Creek.

Image of Estrella Crossing Neighborhood

Estrella Crossing

Beautiful homes tucked away on the northwest side of Georgetown await residents of Estrella Crossing. Only a short drive away are multiple parks, the North Fork San Gabriel River, and many shops and eateries.

Image of Wolf Ranch Neighborhood

Wolf Ranch

Minutes from downtown Georgetown, Wolf Ranch provides an amazing community for families looking for a suburban lifestyle. Many restaurants and shops are nearby with Southwestern University only 10 minutes away.

Local Home Resources in Georgetown, TX

Fire Departments
Georgetown Fire Chief816 S Main St
Georgetown, TX 78626
(512) 930-3611
Georgetown Fire Dept103 W 9th St
Georgetown, TX 78626
(512) 930-3473
Weir Fire Dept450 Fm 1105
Georgetown, TX 78626
(512) 869-0464
Police Departments
Georgetown City - Police Department809 Martin Luther King St
Georgetown, TX 78626
(512) 930-3510
Williamson County Sheriff508 S Rock St
Georgetown, TX 78626
Williamson County Sheriff Dept508 S Rock St
Georgetown, TX 78633