Georgetown, TX Homeowners Insurance Made Easy with Fast, Reliable Quotes!
How Much is Homeowners Insurance in Georgetown, TX?
The average homeowners insurance policy in Georgetown, TX is about $1,433 per year but can vary based on each individual home and the coverage you select. Texas ranks fifth highest in the nation for home insurance rates, with the average Texan paying about $3,429 per year. Customers in Texas who switch to TGS Insurance, save an average of $870 per year on their homeowners insurance policy!
Comparing the Average Cost of Homeowners Insurance in Georgetown, TX By Dwelling Coverage Limit
|Coverage Level||Average Annual Premium (incl. wind coverage)|
Building Comprehensive Georgetown, TX Home Insurance Coverage Tailored To Your Needs
Your home insurance premium will be calculated based on several factors, including your home’s location, square footage, building materials, deductible, etc., but another contributing factor is how much coverage you want! Every home and homeowner is different, so your insurance agent can help you curate a home insurance policy that best fits your coverage needs.
Protection for Your Home
Should your home become damaged and in need of repairs or a complete rebuild, property or dwelling coverage will cover the costs to restore your home to its value at the time of the loss.
Financial Protection for You and Your Family
If a guest were to get injured on your property or you damage their property (tree falling onto their roof), personal liability coverage would protect you should you be found liable. It’s crucial when determining your coverage limits, that you take into consideration your income and any owned assets that could be up for grabs in a lawsuit should you be sued and found guilty.
Assistance With Medical Coverage for Others
This type of coverage would cover any medical expenses for a guest who gets injured on your property and you’re found to blame. Medical coverage does not cover medical bills for you or members of your household.
Additional Living Expenses
If your home becomes destroyed or inhabitable due to a covered peril (ex: fire), your home insurance policy will cover any living expenses while your home is being fixed. Expenses include hotel bills or restaurant meals.
Protection for Your Personal Belongings
Your home is filled with appliances, electronics, furniture, jewelry, and other treasured items of both monetary and sentimental value. Personal property insurance offers financial protection should they become lost, stolen, or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage For More Expensive Belongings
If you’re a collector of fine arts, antiques, jewelry, or other valuable items, you may want to ask your insurance agent about scheduled personal property coverage. This coverage offers more financial protection outside of what’s covered in a standard home insurance policy.
If You Rent Out Your Home
If you’re a landlord, you may be eligible to buy optional liability coverage for risks taken on by tenant-occupied dwellings!
Every home is different, which is why there’s no one-size-fits-all homeowners insurance policy at TGS Insurance. Your policy should be carefully crafted based on your needs at a price that works for your budget! Talk to us today to see how we can get your best price and policy for you.
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
One of the easiest ways to save on insurance is to bundle your different policies under the same provider! Some policyholders can save as much as 25% when they bundle home and auto! So if you have a boat, motorcycle, or RV, ask about bundling!
Talk to a TGS Insurance agent today about what discounts are available to you and see how much you could be saving when you bundle.
Zip Codes in Georgetown, TX That We Insure:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!