Humble Home Insurance Made Simple with Quick, Accurate Quotes
When it Comes to Humble Homeowners Insurance, Texas Property Owners Can rely on TGS Insurance Agency for Personalized Coverage.
A basic homeowners insurance policy will cover the following:
- The structure of your home
- Replacement costs
- Personal possessions (limited coverage)
- Living expenses in case of a disaster such as a fire
- Medical liability in the event of an injury that occurs on your property
Supplemental policies can be purchased to add to your home insurance suite such as:
- Valuable Articles/Floater policies (i.e. Jewelry Insurance)
- Flood insurance policies
- Windstorm and hail insurance
- Umbrella policies (additional liability)
- Animal Liability (liability issues due to household pets)
Humble, TX Home Ownership Costs
In Humble, TX, home insurance premiums average around $1,940 annually, which is under the national average of $2,305 per year.
TGS Insurance customers in Humble pay $1,571 which means an average annual savings of $371, with some homeowners earning even more substantial savin
Additional Coverages for Your Humble, TX Home Insurance Policy
Flood insurance is an important coverage option for homeowners in Humble, TX. Even homes outside of flood zones are wise to protect themselves as have seen with Hurricane Harvey and other recent events.
The TGS Difference: Working with both private and government insurance options, we can find homeowners the best possible rate that protects their home regardless of the provider.
Water Back-Up / Sump Discharge Coverage helps restore your home from sewer or drainage backup issues. Water damage and sewer complications are expensive and can cause substantial damage to your home. Adding this coverage to protect your home can save you from paying costly repairs and replacing personal property.
The TGS Difference: We offer protection to our clients with policy options that can cover up to $5,000 in damages caused by drain blockage or sump pump failure.
Windstorm and hail coverage protects you from wind and hail damage produced from severe thunderstorms and tropical events such as hurricanes.
The TGS Difference: We add windstorm protection into our home insurance policies automatically with a 2% deductible for our clients. We can even customize your policy easily for your coverage preferences.
Why Trust TGS Insurance With Your Humble Home Insurance Needs?
- We pride ourselves on providing the best rates for the best coverage to our Humble, TX customers and we know the market well. From comparison shopping through multiple top-rated home insurance carriers and understanding the needs of our customers, TGS Insurance is there for you and your home.
- There is no reason to worry about costly insurance rates increases. Year after year, TGS Insurance helps our clients retain the coverage options they need while shopping for the best rate and maintaining their monthly premiums.
- With TGS Insurance, there is no need to worry as we take care of everything from beginning to end. We provide excellent customer service and will even work with your mortgage company to ensure a seamless experience through the entire process.
Common Home Insurance Questions from Our Clients in Humble
Can I buy homeowners insurance online?
You can purchase home insurance online through TGS Insurance. We do, however, get in touch before binding your policy to ensure all of the information listed is correct so there is no misinformation on your policy or gaps in coverage.
Does homeowners insurance cover lost jewelry?
Your homeowners insurance will cover lost jewelry but only to a particular limit as stated in your policy. Additional coverage, such as Jewelry Insurance, may be added to your policy to help cover more valuable pieces.
Is foundation repair covered under homeowners insurance?
Repairs due to a sudden, accidental peril are covered by your homeowners insurance. There are, however, causes that will not be covered, such as earthquakes or flooding, by your homeowners insurance. You will need additional coverages for these perils.
Our Featured Agents Are Ready to Help You With Your Humble, TX Homeowners Insurance:
With nearly 9,700 homes insured, our agents provide outstanding customer service to many homeowners in Humble, TX. We pride ourselves on developing relationships with our clients to be a resource for homeowners whenever we are needed. The agents at TGS Insurance provide a personal touch to our clients.