Lewisville Homeowners Insurance Made Easy with Fast, Reliable Quotes!
The Cost of Lewisville, TX Home Insurance
Your home insurance should be created for you and the specific needs you have. Home insurance is rarely the same because no two homes are exactly the same. Your coverage accounts for various factors that are unique to your home and your coverage needs which means premiums can vary from home to home.
There are many factors that are also judged differently by each insurance company according to their own metrics. This means that the premium you pay each month is likely to be different from anyone else’s and it creates the opportunity for companies to provide a unique protection that meets your needs in a more personalized manner. Below are the averages of annual home insurance premiums that other homeowners are paying, and while these rates vary from home to home, by looking at the different averages other homeowners are paying, you can gain an idea of the market and insight as to what you can expect to pay for your policy:
At TGS Insurance, our average customer in Lewisville, TX pays $1,725 per year for homeowners insurance. That’s an annual savings of $1,030 under the city average!
These comparisons help us view the benchmark averages in your market and better understand the range in which you can expect your premiums to lie. You can also begin to determine the different factors you can affect that help lower your bill. Homeowners in Lewisville, TX can control some of the factors that go into their home insurance premiums. Companies assess various criteria when calculating your home insurance premium and each company assesses risk differently. You can learn more by taking a closer look below at the different carrier rating factors that can affect how much you pay for your home insurance coverage:
- Weather such as hail, tornadoes, tropical storms, and hurricanes
- The coverages you choose
- Your home’s age, the construction type of your home, and your home’s size
- Crime rates in your home’s area
- Your claims history
- Your credit score
TGS Insurance compares your home insurance coverage among 35 top-rated home insurance companies at the same time to deliver to you a personalized approach to your home insurance coverage all while saving you money. It’s home insurance made easy for you without all of the added hassles!
How Do I Get The Best Lewisville Homeowners Insurance?
Finding the best homeowners insurance in Lewisville, TX, is easy thanks to our proprietary online quoting tool. TGS Insurance can create a free, no-obligation quote built for you in 15 seconds or less with just your address! After entering your address, you’ll receive an accurate, personalized home insurance quote instantly. Once you receive this quote, your agent will work with you by asking a few questions to better understand your home and coverage needs to finalize your policy. TGS Insurance keeps you covered for whatever comes your way all while saving you money every month.
Home Insurance FAQs from Our Customers in Lewisville, TX
Does homeowners insurance cover water damage from rain?
Water damage from rain is covered by your homeowners insurance so long as the damage is caused by a covered peril. For example, should a storm suddenly cause damage to your roof causing rain to enter your home and cause water damage, your homeowners insurance policy will cover it. If the water damage is caused by normal wear and tear, however, you would not be covered. Flood events are also not covered as they require a separate flood insurance policy to protect your home.
Can you insure a house that is not in your name?
No, homeowners insurance must be in the name of the person who owns the property being insured.
Is it a legal requirement to have home insurance in Lewisville, TX?
There is no legal requirement for home insurance for homeowners in Lewisville, TX, however, it is always advised. Your home and possessions are protected against many things including fires and thefts that make home insurance the best decision for any and every home. Furthermore, if you are using a mortgage to purchase your home, most lenders require some form of homeowners insurance as a term and condition of the loan.
Zip Codes in Lewisville, TX That TGS Insurance Agency Insures:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!