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Lufkin, TX

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Lufkin Homeowners Insurance Made Easy with Quick, Accurate Quotes!

 

The Cost of Lufkin Home Insurance

The average cost of home insurance in Lufkin is $1,323 (including wind coverage) among TGS Insurance Agency customers. While policies differ from home to home depending on several factors such as home value and the coverages you select, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Seeing how much you could be saving is as easy as providing your address above!

 

Comparing Lufkin Home Insurance Quotes by Home Value

Home value is just one of the many factors that influence your home insurance premium. Below is a comparison of the average home insurance quote from TGS Insurance Agency for Lufkin, TX based on different home values. Home values are rounded to the nearest $25,000 so for example, $250,000 includes homes in the $225,000 to $275,000 range.

Home ValueAverage Annual Premium (incl. Wind Coverage)
$250,000$1,175
$300,000$1,276
$350,000$1,364
$400,000$1,485
$450,000$1,621
$500,000$1,698

 

Common Homeowners Insurance Endorsements in Lufkin, TX

 

Flood Coverage

 

Home insurance will protect you from many different perils but flooding is not one of them. As many as 1 in 4 flood claims come from homes outside of a flood zone and the devastation floods can bring mean that flood insurance is important for every home. The average flood insurance policy in the state of Texas can cost around $634 per year but can vary depending on your home’s location. TGS Insurance helps homeowners find the right flood insurance policy to protect themselves by shopping through both private and government-issued policies.

 

Sewer/Water Back-Up Coverage 

 

Homeowners suffering from sewer or water backup can find themselves facing a disgusting and costly problem that neither home nor flood insurance will cover. TGS Insurance provides a unique coverage option for such events that can help cover up to $5,000-$25,000+ in damages. The average cost of this policy add-on can range from $50-$250 per year depending on how much coverage you want.

 

Identity Theft Coverage

 

Protecting your identity becomes an increasingly important step for protecting your financial standing. While a homeowners insurance policy will help keep you protected against theft, protecting your identity will require additional coverage. As more and more of our sensitive information is available online, thieves have advanced their tactics and the way thefts happen continues to evolve. TGS Insurance clients have access to identity theft coverage options to keep them protected from harmful attacks online and elsewhere that would compromise their identity.

 

Common Home Insurance Questions from Our Customers in Lufkin

 

What is a homeowners insurance quote?

 

A homeowners insurance quote is a look at the amount you will pay every month to protect your home and personal possessions against named perils within your policy. TGS Insurance works hard to provide you with an accurate quote in moments not minutes by shopping through our 35+ top-rated insurance carriers to find the right coverage at the lowest rate for your needs.

 

Does homeowners cover lost jewelry?

 

Yes, your homeowners policy will cover lost jewelry, but only to the limit specified within your policy in most cases. This is typically a limit that is around $2,500 and for more expensive pieces and collections, you’ll need to have additional jewelry insurance to stay protected.

 

Is it a legal requirement to have home insurance in Lufkin, TX?

 

While it is not a legal requirement to have home insurance coverage for your home your lender may require it as a term and condition of your loan. Furthermore, we here at TGS Insurance always recommend that homeowners have a proper home insurance policy in place. Even if your home is paid off, replacing personal possessions, paying for costly repairs, and protecting yourself from various legal and medical bills are always important things to consider.

 

Zip Codes in Lufkin, TX That We Insure:

  • 75901
  • 75902
  • 75903
  • 75904
  • 75915

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Lufkin, TX

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TGS Insurance is Lufkin's Premier Home Insurance Provider

Lufkin neighborhood

Lufkin, TX is located in northeast Texas and is a part of Angelina County. The city is filled with a variety of retail and antique shops, restaurants, parks, and more. Lufkin, TX is best known for its Ellen Trout Zoo and Texas Forestry Museum.

Lufkin neighborhood

TGS Insurance works with top-rated providers and only offers the best home insurance policy at a great rate to Lufkin, TX residents. As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service- we win business from Lufkin, TX homeowners every day!

Key Home Statistics in Lufkin

35,021

Total Population in Lufkin, TX

$110,563

Average Home Value in Lufkin, TX

$39,606

Median Household Income in Lufkin, TX

34

Median Age in Lufkin, TX

Trust TGS Insurance in Lufkin

Data as of October 25, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Lufkin, TX

Image of Herty Neighborhood

Herty

Herty is a rural community found off of TX-103 on the northeast side of Lufkin, Texas. Residents here can enjoy traditional East Texas living with downtown only a short ride away. Herty Park is a great place for local recreation.

Image of Benton Ridge Neighborhood

Benton Ridge

Benton Ridge provides its residents with spacious lots in the wonderful countryside of East Texas. This community is southeast of downtown Lufkin, Texas, and is perfect for homeowners looking for separation from the hustle and bustle of city life.

Image of Crown Colony Neighborhood

Crown Colony

Crown Colony is found off of US-59 on the southside of Lufkin, TX. Large homes are featured in this beautiful community which provides an easy commute to Angelina College and features the Crown Colony Country Club.

Image of Keltys Neighborhood

Keltys

Keltys is a well-established community featuring many local restaurants, shops, and other local businesses on the northwest side of Lufkins, Texas. Residents can also enjoy recreational activities at Morris Frank Park.

Image of Plum Ridge Neighborhood

Plum Ridge

Plum Ridge provides large yards, medium to large-sized homes, and the perfect place to enjoy a quiet, country setting in Lufkin, TX. Only a short drive away are local shops, restaurants, and the Woodland Heights Medical Center.

Image of South Chestnut Street Neighborhood

South Chestnut Street

South Chestnut Street is on the southside of Lufkin, Texas, and extends from the heart of the city well into the more rural areas merging with FM-58. Homes vary but all share the gift of beautiful East Texas living.

Local Home Resources in Lufkin, TX

Fire Departments
City Offices Lufkin City - Fire Dept- Service- Police- Patrol Lieute300 E Shepherd Ave
Lufkin, TX 75901
(936) 633-0356
Fuller Springs Volunteer Fire DepartmentHughes Rd
Lufkin, TX 75901
(936) 699-4532
Police Departments
Angelina County Sheriff2311 E Lufkin Ave
Lufkin, TX 75901
9366343331
Angelina County Sheriff OfcPO Box 114
Lufkin, TX 75915
9366346984
Lufkin City Chief of PolicePO Box 190
Lufkin, TX 75915
9366330300
Lufkin City Chief Of PolicePo Box 190
Lufkin, TX 75902
9366330300
Lufkin Police Department300 E SHEPHERD AVE
LUFKIN, TX 75901-3252
936-633-0300