Meadows Place Homeowners Insurance Made Effortless with Quick, Accurate Quotes!
What is the Average Cost of Home Insurance in Meadows Place?
Homeowners insurance in Meadows Place, TX can cost around $1,402 per year. With TGS Insurance, our average customer is saving around $870 per year with some saving substantially more!
What Meadows Place, TX Homeowners Insurance Add-Ons Are Available That Will Further Protect You?
Any Texan knows we’ve got some crazy weather in our state, and depending on where you live, you may want to consider insurance add-ons to round out your protection and keep you completely covered in any unforeseen disaster or event.
Meadows Place, TX isn’t immune to the storms that can batter the Texas coastline. From tropical storms, hurricanes, tornados, and just heavy rainstorms, all of these events can bring massive amounts of rain resulting in flooding. Unfortunately, flood damage is not covered by homeowners insurance, therefore if you want full protection against floods you’ll need to purchase a flood insurance policy. The average flood insurance policy in the state of Texas can cost around $634 per year but can vary depending on your home’s location.
Your standard homeowners insurance policy will cover all of the basics but does not offer coverage for property damage caused by sewer backup issues or draining problems. At TGS Insurance, we believe our clients should always be protected against the unexpected, which is why we offer this additional add-on to our customers for up to $5,000 in damages. We can customize this coverage limit up to $25,000.
Meadows Place, TX homeowners are all too familiar with the damage that hail and strong winds can wreak on a home. As a standard for all of our customers, we write in a 2% wind/hail deductible for all of our customers, baked into every homeowners insurance policy that can be customized based on your preferences. So you won’t have to worry about purchasing and overpaying for a separate wind policy, we’ve got you covered!
At TGS Insurance, We’ll Find the Right Meadows Place, TX Homeowners Insurance Coverage to Meet Your Needs
Understanding your homeowners insurance policy can be a bit confusing. It’s littered with industry terms and sometimes you aren’t even sure what protection you do and don’t have. We firmly believe every customer should know the basics, so check out the video below! It breaks down you need to know about understanding your homeowners insurance policy.
Common Meadows Place, TX Home Insurance Questions from Our Clients
How much will a security system lower my homeowners insurance?
This can vary by carrier, but the average savings a homeowner could see by adding a security system to their home could lower your home insurance premium as much as 20%. The reason being, the more protection you have, the less likely you’ll need to file a claim.
Is foundation repair covered under homeowners insurance?
It varies by provider, but foundation repair can be covered by homeowners insurance if the foundation damage was caused by a natural or unforeseen disaster, such as an explosion, fire, plumbing backups, or tornado. You’ll need to review your homeowners insurance policy to ensure your foundation is covered.
Is it a legal requirement to have home insurance in Meadows Place, TX?
You are not legally required to have homeowners insurance in the State of Texas, however, if you’ve purchased your home through a lender they’ll likely require a home insurance policy during the duration of your loan. Though it’s not illegal to not have homeowners insurance, it is highly recommended. Should a disaster strike such as a hurricane or fire, you’d be financially responsible for all the damages and repairs.
Our Featured Agents Are Ready to Help You With Your Meadows Place, TX Homeowners Insurance:
TGS Insurance believes homeowners insurance should be affordable without skipping on coverage. We work with over 35+ A-Rated carriers (Progressive and Lighthouse to name a few) to find you a winning deal every single time. We work for YOU, not the insurance carrier.
Zip Codes in Meadows Place, TX That We Insure:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!