Missouri City Homeowners Insurance Made Easy with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Missouri City, TX from Multiple Carriers in Minutes
As a carrier-agnostic insurance agency, we don’t work for one insurance company, we work for you! When you input your address we will search our bank of trusted carriers and find you the best policy possible to fit your needs within seconds.
How Much is Home Insurance in Missouri City, TX?
The average cost of homeowners insurance in Missouri City is about $2,237/year. The average TGS Insurance policy for Missouri City is $1,776 which means our customers are saving an average of $461 per year. In just a few minutes, you could be saving too!
How Much is Flood Insurance in Missouri City, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Missouri City pay $483 per year- that’s a total average savings of $151 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t delay and get your flood insurance policy in Missouri City, Texas today.
What does Missouri City Home Insurance Cover?
Homeowners insurance in Missouri City provides you with financial protection for your home and personal belongings should you take on damage due to any catastrophic or weather-related event. The standard home insurance policy in Missouri City will cover your home and any detached structures such as a garage. Your policy will also cover any personal items including furniture, technology items, jewelry, and other valuables you want to be covered. In the event your home becomes unlivable or someone gets injured on your property, your home insurance policy will provide financial assistance, so you’re always covered.
Additional Coverages for Your Missouri City Home Insurance Policy
Missouri City is not immune to weather-related catastrophes and those perils need to be covered in your homeowners insurance policy. Most policies will cover common perils such as explosions, fire, hailstorms, theft, vandalism, and windstorms unless specifically excluded. Flood damage is not covered in your standard homeowners insurance policy so if you’d like flood protection, you’ll need to purchase a flood insurance policy to ensure zero gaps in coverage.
Insurance Coverage for Hail Damage in Missouri City
Within the past 12 months, Missouri City, TX has recorded over 14 severe weather warnings with 4 hail storms coming to fruition during that time. Even the shortest hail storm can result in thousands of dollars in damage to your home and roof- and sometimes hail damage isn’t even included as a standard peril in your homeowners insurance policy.
THE TGS DIFFERENCE: At TGS Insurance, we want our policyholders to be protected for anything, which is why we automatically write-in hail protection as part of your standard Missouri City home insurance policy, with a 2% hail/windstorm deductible that can be raised or lowered based on your coverage preference.
Insurance Coverage for Windstorm Damage in Missouri City
Homeowners in Missouri City are not exempt from the severe weather that plagues the Gulf Coast and that’s why most homeowners should consider windstorm insurance as part of their homeowners insurance policy. Windstorm coverage will provide you with the financial protection you need should your home become battered due to a tornado, hurricane, tropical storm, or other named peril.
THE TGS DIFFERENCE: Powerful winds can result in thousands of dollars worth of damage and we believe that you should be protected for any event-including windstorms. As a standard, we write any home insurance policy to include windstorm coverage for all of our Missouri City homeowners with a 2% windstorm/hail deductible. We can easily add or remove coverage based on your preference- it’s truly insurance customized for your needs!
Insurance Coverage for Flood Damage in Missouri City
Hurricane Harvey was a devastating event that showed every homeowner in Missouri City that they’re vulnerable to flood damage, regardless of where you live. The average flood insurance policy in Missouri City can be anywhere between $400-$2,000 per year depending on where your home is located. The average TGS Insurance flood policy in Missouri City is about $483 per year. Homeowners in Missouri City can easily bundle their flood insurance with their homeowners insurance policy for the most coverage at a great rate.