TGS Insurance is Your Trusted Home Insurance Partner in New Braunfels, TX
How Much is Home Insurance in New Braunfels, TX?
Homeowners in New Braunfels, TX pay an average of $1,734 for their home insurance every year. Many factors go into crafting your home insurance rate including the location of the home, its age, your coverage needs, and even your credit score will play a role. This means that your home insurance rate may vary as it will be specific to your situation. TGS Insurance helps homeowners in Texas save an average of $870 a year!
Who Needs Homeowners Insurance?
Simply put, if you are a homeowner then you need home insurance. In fact, you’ll often find that homeowners insurance is a stipulation of a mortgage for many lenders. Even then, cookie-cutter coverage is not enough to be fully protected. You should keep your home protected with a home insurance policy that is tailored to your specific needs.
TGS Insurance Agency helps you find the right home insurance policy that transcends the standard level of protection and gives you personalized coverage. Our agents get to know you personally because, at TGS Insurance, you are more than just a policy number. We work with you and analyze the various aspects surrounding your coverage to provide you with the customized homeowners insurance coverage you need to stay protected.
Common Additional Home Coverages in New Braunfels, TX
Umbrella Coverage
Umbrella Coverage is there to protect you against liability claims that are higher than your home insurance coverage. Costs in both the medical and legal fields continue to rise making umbrella coverage an attractive option for homeowners to protect themselves against liabilities that could harm their finances.
Windstorm/Hail Coverage
In New Braunfels, TX, homeowners must be prepared for the various windstorm and hail conditions their homes will face. Everything from severe thunderstorms producing tornadoes and hail to the remains of tropical events such as hurricanes and tropical storms are a threat to homes in the area. This is why TGS Insurance automatically writes in windstorm protection for all of our homeowners insurance policies with a 2% deductible. It’s customizable home insurance built for your needs!
Flood Coverage
Flood insurance is an important coverage option for homeowners throughout New Braunfels, TX. While home insurance will protect you from a lot, flood events are not included and without the right coverage, you’ll be stuck paying for the aftermath alone with the average claim costing around $43,000. Even as many as 25% of all flood insurance claims come from homes outside of flood zones, making flood insurance an important consideration for any home. TGS Insurance helps homeowners protect themselves by shopping through both private and government-issued flood insurance policies. Our clients only pay an average of $528 a year for flood insurance coverage.
The Benefits of Partnering with TGS Insurance for Your New Braunfels Home Insurance Needs:
- TGS Insurance serves the homeowners in New Braunfels, TX by helping them save money. By shopping through our bank of 35 top-rated insurance carriers, we can find you the best coverage option to fit your needs all while paying the lowest rate available on the market.
- We work to make the enrollment process as simple and easy as it can be. TGS Insurance can even work with your mortgage company for a seamless process and to make sure that your home receives the coverage you deserve promptly.
- Our customer service team continues to work for you to ensure that you never overpay. If you are expected to receive a home insurance rate increase, your agent will compare your coverage with our other options to continue providing you with the most affordable rate without cutting your coverage. Year after year, TGS Insurance is prepared to keep you covered for less!
Our Local, Independent Agents Ready to Help You With Your New Braunfels, TX Homeowners Insurance:
TGS Insurance is ready to find the right home insurance to protect you when you need it the most. We take pride in our commitment to work closely with each client to not only find the right home insurance solution for their needs but also provide an unmatched level of customer service. We thrive by providing you with more than the policies and packages that we sell to create more value- including our regular policy reviews to make sure that you continue to receive the lowest rate on the market year after year.
