Finding Affordable Orange Home Insurance Made Simple
Shopping for home insurance can be an exhausting, dull, and downright stressful process. TGS Insurance Agency is here to change that. At TGS Insurance, we do all of the nitty-gritty work for you, so you don’t have to! Our agents will shop your home insurance policy across our bank of 35+ carriers to find you the best policy at the best price, so you never have to compromise on coverage to save money. How do you get started? Easy! All we need is your address, and you’ll get a real quote in 15 seconds or less. After that, our agents will further customize your policy, so it’s tailored to your specific insurance needs. Shopping for home insurance has never been so simple!
We shop, you save, it’s really that easy.
Orange Home Insurance Coverage: The Basics
Several standard forms of homeowners insurance offer various levels of protection from varying perils depending on the needs of the home and homeowner. The majority of these forms include coverage (at some level) for:
- Your home’s structure
- Additional structures on your property (detached garage, shed, fence, etc)
- Your personal belongings
- Liability for injuries on your property
How Much is Home Insurance in Orange, Texas?
The average cost of homeowners insurance in Orange is $1,496 among TGS Insurance Agency customers. This average includes windstorm and hail coverage and is based on policies with an average home value of $227,101. Every policy is unique based on the characteristics of the home and coverage needs, so rates will vary from home to home and even carrier to carrier. By comparison shopping policies, we can find the right policy at the best price without compromising on coverage. On average, we’ve been able to save our customers more than $800/year when they switch to TGS Insurance. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!
Average Home Insurance Quotes in Orange By Dwelling Coverage Levels
Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to completely rebuild your home to its current value and is one of the considerations home insurance carriers use to calculate your yearly premium. In Orange, TX, if you need $100,000-$200,000 in dwelling coverage, you’ll pay about an average of $1,269 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000-$500,000 in dwelling coverage will pay an average of $2,575 in Orange, TX.
Below is a comparison of the average home insurance quote from TGS Insurance Agency in Orange, Texas, by home value.
Home Value Average Annual Premium (incl. Wind Coverage)
$100,000-$200,000 $1,269
$200,000-$300,000 $1,539
$300,000-$400,000 $2,081
$400,000-$500,000 $2,575
$500,000-$600,000 $2,853
Average Home Insurance Rates in Orange By ZIP Code
Home insurance rates vary even within Orange as carriers go as granular to rate zip codes based on the number and types of claims filed and characteristics of the area, such as crime rates. In 77630 pay an average of $1,439 per year for their home insurance, while homeowners in 77632 see average home insurance quotes closer to $1,545 per year.
Orange Home Insurance Rates by Insurer
Choosing your home insurance provider is about more than just price, but the cost is undoubtedly an essential factor. Because each carrier sets its own rates, sometimes the same coverage will vary in price among carriers. Two of our most popular insurance providers in Orange, TX, are Anchor Insurance and Berkshire Hathaway GUARD Insurance. Home insurance quotes from TGS Insurance for Anchor Insurance average $1,177 annually. Home insurance quotes for GUARD Insurance run a little bit higher, averaging $1,585 per year.
Zip Codes in Orange We Insure
- 77630
- 77631
- 77632
Don’t see your zip code? Not a problem! We’re able to help homeowners throughout Texas find the best home coverage for their needs. Get started with a free instant quote by providing your address above.
