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Pasadena, TX

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Pasadena Home Insurance Made Easy: We Shop. You Save.

 

Comparison Shop Home Insurance in Pasadena, TX from Multiple Carriers in Minutes!

 

When you don’t shop your homeowners insurance policy and compare rates when it’s time to renew, you could be missing out on huge savings! Over 56% of people don’t shop their policy because it’s time-consuming and can be quite the hassle, but not with TGS Insurance. Our team of agents will shop and compare your policy for you across 35+ carriers to find you a better deal in a snap! All we need is your address, no endless questionnaires or forms- it’s that easy. 

 

How Much Does Home Insurance in Pasadena Cost?

 

The average cost for home insurance in Pasadena is about $1,177 per year. Our average Texas customer at TGS Insurance saves $870 per year when they shop their insurance through us! 

 

Comparing the Average Cost of Homeowners Insurance in Pasadena, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium (incl. Wind Coverage)
$75k Dwelling$1,784
$150k Dwelling$2,515
$200k Dwelling$3,009
$350k Dwelling$4,423

*Information used from Help Insure from the Texas Department of Insurance. Calculations are based on the following assumptions: a homeowner with average credit, a home between 10-34 years of age, made of brick in Pasadena, TX. Includes wind coverage.

How Much is Flood Insurance in Pasadena, TX?

 

The average cost for flood insurance in Pasadena, TX is about $493 each year. At TGS Insurance our Pasadena, TX customers pay about $389, which means they are saving $104 per year on flood insurance! 

 

Are Floodplains Changing in Pasadena?

Since Pasadena, TX is located near the coast of Trinity Bay, homeowners are more at risk of experiencing flooding because of the sheer number of hurricanes, tropical storms, and even heavy rainstorms that can come in through the Gulf of Mexico. Pasadena, TX gets about 53 inches of rain per year, which is 13 inches above the state average! New precipitation maps released by the NOAA have increased the threshold for a 100-year flood in Pasadena by 4 inches which may result in more homes falling in flood plains if FEMA uses the new data to create new flood plains! Regardless of whether FEMA shifts the floodplains or not, the Tax Day Flood, Hurricane Harvey, and even Hurricane Beta showed us that regardless of where you live, your home is vulnerable and flood insurance is a must. 

Additional Coverages for Your Pasadena, TX Home Insurance Policy 

 

Flood Insurance: Pasadena, TX homeowners are far too familiar with how devastating flooding can be. Hurricane Harvey caused 4,610 Pasadena, TX homes to flood out, so it’s imperative that Pasadena, TX homeowners consider purchasing flood insurance. Flood damage is not covered under your homeowners insurance policy and a flood insurance policy would protect your home, detached structures, and personal belongings should they take on flood damage. The average policy in Texas is about $634 per year but can vary depending on where you live. Just an inch of water can produce $25,000 in damage and a flood insurance policy is just a small price to pay for peace-of-mind.  

 

The TGS Difference: We shop your flood insurance through FEMA and other private insurance providers so we can offer you the best policy available at a great rate!  

 

Windstorm Insurance: Homes that are near the Texas coastline most likely won’t be protected from windstorm damage by the standard homeowners insurance policy, forcing some to purchase a separate windstorm insurance policy. Windstorm coverage protects your home and personal belongings from gusty storms like hurricanes, tornadoes, and even winds from violent thunderstorms. The average cost for windstorm insurance in Texas is about $1,600 per year.

 

The TGS Difference: We want each of our Pasadena, TX customers to be fully covered, so that’s why we always include windstorm coverage in each of our homeowners insurance policies with a 2% windstorm/hail deductible

 

Hailstorm Insurance: Texas ranked #1 on having the most hail storms in the country and Pasadena, TX had 7 hail storms in 2019. Typically, hailstorm coverage is included in your homeowners insurance policy, but since Pasadena is so close to the Texas coastline your home might not be protected. 

 

The TGS Difference: We include a 2% windstorm/hail storm deductible into every single homeowners insurance policy we write. We do this because we want our Pasadena, TX customers to have the most protection without having to break the bank.

 

Bundle and Save Even More on Your Pasadena, TX Homeowners Insurance!

 

Did you know if you bundle your home and auto insurance together, you have the opportunity to save anywhere from 5% to 25% each year on your premiums? 

 

TGS Insurance makes it easy for our customers to bundle and save on their homeowners and auto insurance policies. We shop your policy through 35+ highly-rated insurance companies, so you won’t have to stress about trying to find the best price and coverage. We do all the hard work for you, so you don’t have to! 

 

Zip Codes in Pasadena, TX That We Insure:

7701577059775027750477506
7750877586770587750177503
775057750777536
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

 

Home Insurance Carriers in Pasadena, TX

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Progressive Logo
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Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Pasadena's Premier Home Insurance Provider

Pasadena neighborhood

Pasadena, Texas was founded around 1872 and is known as the "Strawberry Capital of the World" as well as a place that knows how to get down, earning the nickname "Pasa-gets-down-dena." The thriving city is well-known for its number of community events making it one of the best places to live in Houston. TGS Insurance is one of the leading insurance providers to Pasadena residents.

Pasadena neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Pasadena residents. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service- we win business from Pasadena residents every day.

Key Home Statistics in Pasadena

151,227

Total Population in Pasadena, TX

$160,956

Average Home Value in Pasadena, TX

$50,207

Median Household Income in Pasadena, TX

31

Median Age in Pasadena, TX

Trust TGS Insurance in Pasadena

Data as of August 02, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Pasadena, TX

Image of Pasadena River Oaks Neighborhood

Pasadena River Oaks

Pasadena River Oaks is on the corner of Fairmont Parkway and Space Center Blvd. Homeowners in this neighborhood are close to Armand Bayou Hike and Bike Trail, Gahanna Park, and an athletic complex.

Image of Village Grove East Neighborhood

Village Grove East

Village Grove East is located just off of Red Buff Road. The neighborhood is close to Pasadena Convention Center, Armadillo Trails and has a community pool.

Image of Baywood Oaks Village Neighborhood

Baywood Oaks Village

Baywood Oaks Village can be found just along Geona Redd Buff Road. Residents are close to Bay Oaks Country Club, Pine Brook North Wetlands and Holly Bay Court Park.

Image of Mount Vernon Neighborhood

Mount Vernon

Mount Vernon is on the corner of Allen-Genoa Road and Richey Street. The neighborhood is close to Strawberry Park and Southside Skatepark.

Image of Preston Trails Neighborhood

Preston Trails

Preston Trails is on the corner of Preston Road and Crenshaw Road. Homeowners in this subdivision are near Yellowstone Park and aren't too far from various local businesses and eateries.

Image of Pasadena Gardens Neighborhood

Pasadena Gardens

Pasadena Gardens resides right off of the Pasadena Freeway. Residents in this community are near Revlon Park, South Street Soccer Fields and a few local businesses.

Local Home Resources in Pasadena, TX

Fire Departments
Benesh Fire Pro424 Randall St
Pasadena, TX 77506
(281) 802-9637
Police Departments
Pasadena Police Dept1114 Jeff Ginn Memorial Dr
Pasadena, TX 77506
7134771221