Save On Home Insurance in Pinehurst, TX | TGS Insurance Agency

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Pinehurst, TX

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With TGS Insurance, Finding The Right Pinehurst Home Insurance Policy is as Easy as 1-2-3


How Much Does Pinehurst, TX Homeowners Insurance Cost?

The average homeowner in Pinehurst pays almost $1,940 every year for their homeowners insurance premiums. TGS Insurance customers living in Pinehurst pay an average of $1,429 which is a savings of $511 on average each year on their home insurance!

Calculating Premiums for Home Insurance in Pinehurst, TX

Calculating your home’s premium is done by assessing the amount of risk your insurance carrier will take on when insuring your property. There are a variety of risk factors as every home is unique and the higher your risk, the higher you can expect your premium to be.
This analysis goes beyond just your home and extends to the area that surrounds your home as well. Some of the specific factors that will be taken into consideration include your home’s size, how old your home is, and add-ons such as swimming pools, sheds, or guest homes. Surrounding area factors include your local crime rate, home prices in your neighborhood, and the likelihood of a natural disaster or severe weather. Homeowners in flood zones will also have their risk of flooding taken into consideration. Expect your home insurance rates to rise in areas with unfavorable crime rates regarding burglary and vandalism.

Insurance carriers examine these factors to determine the risk of insuring your home, but there are things homeowners can do to lower their monthly premiums. This includes the installation of security systems, motion-sensor lights, and cameras. Homeowners can also contribute to lowering their premiums by improving their credit score.

Most Popular Additional Home Coverages in Pinehurst, TX:

Flood Insurance: Did you know that up to 25% of flood claims come from homes outside of a flood zone? Even if you are outside of a flood zone, this is critical coverage that helps protect your home against flood events as home insurance will not. This is why we always highly recommend purchasing a flood insurance policy to all of our Pinehurst, TX customers.

Windstorm and Hail Coverage: Homes in Pinehurst, TX, are exposed to many conditions that can cause damage from wind and hail including severe thunderstorms, tropical storms, and hurricanes. To avoid paying out-of-pocket for costly repairs with windstorm and hail coverage, we recommend adding this coverage to your policy. In fact, TGS Insurance understands the importance of this coverage so deeply that we automatically include a 2% wind/hail deductible in every policy we write so you can stay prepared and have peace-of-mind!

Water Backup: Damage from backed-up drainage or sewer back-up can take thousands of dollars to repair. TGS Insurance can add protection to help you restore a minimum of $5,000 in damages to protect your homes from this peril.

Advantages of Securing Pinehurst, TX Home Insurance with TGS Insurance:


  • We save homeowners in Pinehurst, TX, money by providing more coverage options. By comparison shopping between insurance carrier brands, we are capable of finding the best coverage option for your home at the lowest cost in the market.
  • TGS Insurance does the heavy lifting for you. From start to finish we work diligently to get your homeowners insurance policy in place while providing excellent customer service and attention to detail. We can even work with your mortgage company to see to it that everything is in order and your home remains covered.
  • Personalized care and maintaining your monthly premium. These are two of the many things you receive when you enroll with TGS Insurance. You are more than a number when you are our client and we work for you year after year to ensure that you remain covered for less by comparison shopping your coverage all over again should there be a rate increase when it is time to renew.

Zip Codes in Pinehurst, TX That We Insure:


  • 77354
  • 77362

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Pinehurst, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Pinehurst's Premier Home Insurance Provider

Pinehurst neighborhood

Pinehurst was established around 1860 and is located in Montgomery County. The city is located Highway 249 and has about 4,600 residents that call Pinehurst home. Pinehurst is just on the outskirts of Houston but is not too far from the downtown attractions. TGS Insurance Agency is one of the top home insurance providers for Pinehurst residents.

Pinehurst neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Pinehurst residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service, we win business from Pinehurst residents every day.

Key Home Statistics in Pinehurst


Total Population in Pinehurst, TX


Average Home Value in Pinehurst, TX


Median Household Income in Pinehurst, TX


Median Age in Pinehurst, TX

Trust TGS Insurance in Pinehurst

Data as of April 24, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Pinehurst, TX

Image of Old Mill Lake Neighborhood

Old Mill Lake

Old Mill Lake is a 235-acre gated community. The neighborhood boasts a natural countryside environment that features beautiful lakes, playgrounds and parks.

Image of Woodtrace Neighborhood


Woodtrace is a gated community that is surrounded in nature! The community includes several impressive amenities such as a rec center, pool, private lake and trails.

Image of Black Jack & Coe Acres Neighborhood

Black Jack & Coe Acres

Black Jack & Coe Acres is nestled off of Highway 249. The neighborhood is close to Spring Creek Park and Polly Carter Community Garden and Trail.