Home Insurance in Pleasanton, Texas Just Got A Lot Easier!
How Much is Home Insurance in Pleasanton, TX?
Homeowners insurance in Pleasanton, TX costs an average of $1,507 per year. It is important to note that each home insurance policy is different. There are many factors that will play a role in calculating your home insurance premium including the value of your home and the type of coverage you need. TGS Insurance Agency has been able to save our customers an average of $870 per year on their home insurance when they make the switch to us. To see how much you could be saving, enter your address above for your free instant quote!
Who Needs Homeowners Insurance?
All homeowners should have home insurance. More so, lenders will often deny a mortgage to home buyers who do not maintain at least a basic form of home insurance coverage. But having cookie-cutter coverage isn’t enough. Homeowners need an insurance policy that is built with their specific needs in mind to avoid coverage gaps.
Here at TGS Insurance Agency, we find our clients’ home insurance policies that go beyond the standard level of protection and provide our clients with the personalized coverage needed to stay better protected. To us, you’re more than a policy number, you’re our client. We take pride in getting to know you and the specific requirements for your home to better provide you with a homeowners insurance policy that is tailored to your needs and budget.
Common Additional Home Coverages in Pleasanton, TX
Medical Expenses Coverage
Though many home insurance policies come with medical expenses coverage, not all do. This is important coverage that can help you avoid liability if someone is on your property and requires medical attention. Typical coverage will pay for as much as $5,000 in medical expenses but does not include injuries that occur to you or members of your household.
For homes in Pleasanton, Texas, the threat of damage from windstorms and hail events are prevalent. Wind and hail-related claims are the most common claims for the city with homes facing threats from severe thunderstorms, tornadoes, hail, and the remnants of hurricanes and other tropical storms. TGS Insurance wants all of our clients to be prepared and understand the danger windstorms and hail pose for homeowners. We automatically add this protection for all of our clients with a 2% deductible- it’s customized home insurance coverage to protect based on your specific needs!
There are many different perils your homeowners insurance will protect you from, however, flood damage is not one of them. Many homeowners are surprised to learn this along with the fact that as many as 25% of all flood claims are from homes located outside of flood zones. The average claim for flood-related damage is around $43,000, making flood insurance a worthy investment for protecting your home and finances. TGS Insurance shops among both private and government-issued flood insurance policies to help clients find the coverage they need while paying less. The average Texan spends an average of $634 per year on flood insurance, though your rate will vary depending on the location of your home. Our average client spends only $528 per year on flood insurance coverage!
The Benefits of Partnering with TGS Insurance for Your Pleasanton, Texas Home Insurance Needs:
- TGS Insurance is honored to assist homeowners in Pleasanton, TX by shopping through our bank of 35+ top-rated insurance carriers to find the best policy for their home all while saving them money.
- We make getting your home insurance easy with a thorough process that allows us to do the heavy lifting while you sit back with peace of mind. Your TGS Insurance agent will work with your mortgage company for a smooth transition ensuring that your coverage needs are met. We’ll even be there should you need policy edits or need to make a claim- your agent will be there for you every step of the way!
- Our service goes far beyond your enrollment. Year after year, your TGS Insurance agent will comparison shop for the best coverage at the lowest price on the market so that you stay covered for less.
Working with TGS Insurance Agency Means Service and Support You Can Count On!:
We take pride in helping each of our clients find the right homeowners insurance policy. This is why TGS Insurance continues to deliver a top-level insurance buying experience with excellent and attentive customer service that provides more value to our customers with the policies we sell. To get started, enter your address above for a free instant quote!