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Port Arthur, TX

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How Much Does Port Arthur Homeowners Insurance Cost?

 

Homeowners insurance in Port Arthur, TX costs around $2,611 per year. At TGS Insurance, our average homeowner from Port Arthur pays $1,941 per year, which means they’re saving $670 per year

 

What Port Arthur, TX Homeowners Insurance Add-Ons Are Available That Will Further Protect You?

 

Port Arthur, TX homeowners know how devastating hurricanes, tropical storms, and even severe thunderstorms can be. And depending on where you live, you may want to consider additional insurance add-ons outside of your homeowners insurance policy to fill in any gaps in coverage for unexpected events, such as flooding or water backup. 

Port Arthur, TX is nestled just along the Gulf of Mexico and homeowners have seen their fair share of hurricanes and tropical storms. All of these weather events can bring catastrophic amounts of rain and storm surges that can lead to flooding. Flood damage is not covered by your standard homeowner insurance policy, so should your home flood, you’ll be stuck with the bill. At TGS Insurance, we always recommend clients, even those living outside a flood zone, purchase a flood insurance policy. 1 in 4 flood claims are filed by homeowners living outside a flood zone. The average policy costs around $634 per year and can vary depending on your home’s location. 

Water backup issues due to sewer problems or backed up drains can leave you with an expensive, not to mention the disgusting problem to deal with. And without the right coverage add-on, you could be left with the bill. The water backup add-on is one of the most popular coverage add-ons available and at TGS Insurance, we offer our clients this add-on starting at coverage for $5,000 going up to $25,000. The average cost can range anywhere from $50-$250 per year depending on how much protection you want and your home’s risk. 

Homeowners in Port Arthur know better than most the devastating damage that wind and hail can bring on your home. At TGS Insurance, we think you should be protected against all of the elements, which is why we offer a 2% wind/hail deductible for every policy we write! 

 

At TGS Insurance, We’ll Find the Right Port Arthur, TX Homeowners Insurance Coverage to Meet Your Needs

 
Understanding your homeowners insurance policy can be a bit challenging and we want to make it simple. Take a look at the video below that explains the basics of homeowners insurance! 
 

 

Common Home Insurance Questions from Our Customers in Port Arthur

 

Will homeowners insurance cover water damage?

Yes, your homeowners insurance policy will cover water damage if it’s sudden or accidental. For example, if you have a pipe burst resulting in a damaged wall, your homeowners insurance policy would help cover the costs to repair it. Homeowners insurance does not cover water damage relating to floods, sewer or drainage backup, or negligence. 

 

Does it cost more to insure a rental property?

Yes, it costs more to insure a rental property. Depending on your carrier, landlord insurance can be as high as 20% more than your standard homeowners insurance policy. 

 

How long does it take to get a home insurance quote?

It typically depends on which carrier you’re trying to obtain a quote from. Some companies can offer you a quote in as little as 15 minutes whereas others can take a few days. At TGS Insurance, we can offer you a home insurance quote in 15 seconds or less. 

 

Our Featured Agents Are Ready to Help You With Your Port Arthur Homeowners Insurance:

 
Shopping for homeowners insurance with TGS Insurance is easy! We shop your policy among our bank of 35+ A-rated carriers to find you the best policy for you at a rate that doesn’t break the bank. Our customer care team delivers a seamless experience from start to finish, and will even handle working with your mortgage lender. See why hundreds of Port Arthur, TX homeowners are using TGS Insurance for all of their insurance needs today!

Zip Codes in Port Arthur, TX That We Insure:

 

77619776307764077641
77642776437765177655

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Port Arthur, TX

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Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Port Arthur's Premier Home Insurance Provider

Port Arthur neighborhood

Port Arthur was founded in 1898 and is located within Jefferson County. The historical city is close to the Lousiana border nestled on Sabine Lake and is known as the center of the world's prosperous oil refining facilities. TGS Insurance is proud to serve the Port Arthur community as one of its leading insurance providers.

Port Arthur neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Port Arthur residents. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service- we win business from Port Arthur residents every day.

Key Home Statistics in Port Arthur

53,937

Total Population in Port Arthur, TX

$63,917

Average Home Value in Port Arthur, TX

$32,571

Median Household Income in Port Arthur, TX

34

Median Age in Port Arthur, TX

Trust TGS Insurance in Port Arthur

Data as of January 19, 2021

14,000

Total
Customers

$3.10B

Total Assets Covered Projected

9,699

Total Homes Insured

5,360

Total Vehicles Insured

Major Neighborhoods in Port Arthur, TX

Image of Griffing Park Neighborhood

Griffing Park

Griffing Park is nestled between Gulfway Drive and TX-73. The neighborhood features playgrounds, hiking trails, and a variety of parks.

Image of Minaldi Place Neighborhood

Minaldi Place

Minaldi Place is located right off of Twin City Highway. Homeowners in this neighborhood are close to Babe Zaharias Golf Course, C Doornbos Park and Max Bowl.

Image of Indian Lake Estates Neighborhood

Indian Lake Estates

Indian Lakes Estates is located off of Twin City Highway. The community is nestled next to a private lake, Meadowgreen Park and soccer fields.

Local Home Resources in Port Arthur, TX

Fire Departments
City Of Port Arthur Fire Dept300 Waco Ave
Port Arthur, TX 77640
(409) 983-8734
Fire Station5999 Lewis Dr
Port Arthur, TX 77642
(409) 962-3043
Police Departments
Police Dept-Investigations DivPO Box 1089
Port Arthur, TX 77643
4099838624
Port Arthur Police ChiefPO Box 1089
Port Arthur, TX 77643
4099838613
Port Arthur Police Dept645 4TH ST
PORT ARTHUR, TX 77640-6455
4099838673