Save On Home Insurance in Rosharon, TX | TGS Insurance Agency

Save on Home Insurance in
Rosharon, TX

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  Texas  »  


Rosharon Home Insurance Made Simple with Quick, Accurate Quotes


How Much Does Rosharon Home Insurance Cost?

The average cost of home insurance in Rosharon is $1,723 per year among TGS Insurance Agency customers. This average is based on policies with an average home value of $258,880 and includes windstorm and hail coverage written with a 2% deductible. While every homeowners insurance policy is unique and dependent on a multitude of factors, including your home’s value and the coverages you select, TGS Insurance agents have proudly been able to save our customers across Texas an average of $870 per year on their home insurance premium when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote!

Comparing the Average Cost of Homeowners Insurance in Rosharon, TX by Home Value

Below is a comparison of the average home insurance quote from TGS Insurance Agency in Rosharon by home value. Home value is one of the many factors that influence your home insurance rate. Below, home values are rounded to the nearest $25,000 so $300,000 includes homes in the $275,000 to $325,000 range, etc.

Home ValueAverage Annual Premium (incl. Wind Coverage)

What Does Rosharon Homeowners Insurance Cover?


A basic homeowners insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • A set limit of personal items
  • Living expenses in case of a disaster (i.e. a fire causes your home to become unlivable)
  • Liability should an injury take place on your property

Supplemental policies can be purchased to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Windstorm/hail coverage
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)


Additional Coverages for Your Rosharon, TX Home Insurance Policy 


Your homeowners insurance protects your home against many natural perils, but it will not protect you in the event of a flood. Having the right Flood Insurance Policy will help supplement your homeowners coverage and protect against one of the most devastating events your home can endure.


The TGS Difference: We work with both private and government insurance options to find you the best rate that keeps your home no matter what.


Windstorm and hail coverage protects your home against tropical storms, hurricanes, and severe thunderstorms. Rosharon is no stranger to these weather events, and staying protected can help you recover and rebuild after wind and hail perils damage your home.


The TGS Difference: To better protect your home against these types of weather events, we automatically add windstorm protection into our home insurance policies with a 2% deductible. TGS Insurance can customize your policy easily for your coverage preferences. 


Water Back-Up / Sump Discharge Coverage helps pay for damages incurred due to sewer or drainage backup. Water damage can be quite costly as can issues with your sewage system. Adding coverage to protect your home can save you from paying costly repairs and replacing property loss due to this peril.


The TGS Difference: Our clients receive coverage of up to $5,000 in damages in their policy options when caused by drain blockage or sump pump failure.


The Benefits of Using TGS Insurance for Your Home Insurance Needs:


  • Customers of TGS Insurance can rest assured that they are getting the best available rate on the market for their home insurance without skipping the coverage they need. We work to find the best rates and compare them for your needs and budget so that you pay less.


  • If your rates increase in the future, there is no need to worry if you are a client of TGS Insurance. Our agents work with your policy needs year after year by comparison shopping through our many top-rated insurance providers to ensure that you receive the same great coverage at the best price possible.


  • Our clients receive world-class service from start to finish. We make sure your home insurance process is as smooth as possible and will even work with your mortgage lender to make sure everything comes together for your policy.


Common Rosharon Home Insurance Questions from Our Customers


Are appliances considered personal property under homeowners insurance?

Yes, standard home insurance policies will consider your appliances as personal property and protect them against named perils.

Are homeowners insurance rates going up in Rosharon, TX?

Yes, homeowners insurance rates continue to rise with some estimates showing that they have risen nearly 60% over the last decade! As costly disasters and construction costs rise, so do homeowners insurance rates. Enrolling today can help you establish a rate that fits your budget and avoid rising costs in the future.

Are fires covered by home insurance?

Yes, fires are covered by your home insurance. As one of the most costly claims you can make and one of the worst experiences a homeowner can go through, it is a great idea to protect your home with a home insurance policy to help rebuild after such a destructive event.


Our Featured Agents Are Ready to Help You With Your Rosharon, TX Homeowners Insurance:


Serving homeowners in Rosharon, TX, and zip code 77583, our agents provide savings and peace of mind through world-class customer service and comparison shopping. Our relationships with many top-rated insurance carriers help us save you money without cutting the coverage you deserve. TGS Insurance is your local home insurance resource.

Home Insurance Carriers in Rosharon, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Rosharon's Premier Home Insurance Provider

Rosharon neighborhood

Rosharon was founded in the mid-1800s and is in Brazoria County. The town was formerly named the Rose of Sharon Garden Ranch because of the Cherokee roses that grew in the area. Rosharon homeowners use TGS Insurance Agency as one of their leading providers for home insurance.

Rosharon neighborhood

Rosharon householders all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find Rosharon locals the best policy. As a locally owned agency with thousands of customers, great customer service and extensive knowledge- we win business from Rosharon every day.

Key Home Statistics in Rosharon


Total Population in Rosharon, TX


Average Home Value in Rosharon, TX


Median Household Income in Rosharon, TX


Median Age in Rosharon, TX

Trust TGS Insurance in Rosharon

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Rosharon, TX

Image of Lakes of Savannah Neighborhood

Lakes of Savannah

Lakes of Savannah is located on Savannah Parkway. The neighborhood features amenities such as 50-acres of lakes, swimming pools, parks, splash pad and clubhouse.

Image of Suncreek Estates Neighborhood

Suncreek Estates

Suncreek Estates is a gorgeous acreage community. The community features family-friendly amenities like lakes, a park, a swimming pool and jogging trails.

Image of Southern Colony Neighborhood

Southern Colony

Southern Colony is nestled on FM-521 and provides a secluded environment for its residents. The neighborhood is close to Thompson Lake as well as a variety of local businesses and eateries.

Image of Suncreek Ranch Neighborhood

Suncreek Ranch

Suncreek Ranch is located in the heart of Rosharon. Homeowners in this community are close to Skydive Spaceland Houston, Thurmond Lake and various local businesses.

Image of Savannah Plantation Neighborhood

Savannah Plantation

Savannah Plantation is a country-like neighborhood located on the outskirts of Rosharon. The community features a lake that residents can fish and kayak on.

Image of Sterling Lakes Neighborhood

Sterling Lakes

Sterling Lakes is nestled off of Highway 288. The community plans to add a rec center complex, basketball and tennis courts around their splash pad.

Local Home Resources in Rosharon, TX

Fire Departments
Rosharon Fire Dept16221 County Road 269c
Rosharon, TX 77583
(281) 595-3730