Save On Home Insurance in Sachse, TX | TGS Insurance Agency

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Sachse, TX

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Comparison Shop Your Home Insurance Policy in Sachse, Texas from 35+ A-rated Carriers in Seconds! 

TGS Insurance is an independent insurance agency built to serve homeowners like you. We’re able to deliver our customers the best insurance policies on the market at the best rates because we comparison shop every policy through our bank of 35+ A-rated (or better) carriers. No hassle, no gimmicks, just great insurance at a great price. 

How Much is Home Insurance in Sachse, Texas?

Sachse home insurance costs an average of $1,237 per year among TGS Insurance Agency customers, which is $463 less than the area’s average. Our average is based on policies with an average home value of $308,199 and includes windstorm and hail coverage with a 2% deductible. By doing the heavy lifting, our independent agents have proudly saved our customers across Texas an average of $870 per year on their home insurance. To see how much you could be saving, all we need is your address and about 15 seconds of your time.

Comparing Sachse Home Insurance Quotes by Home Value

Below is a comparison of the average home insurance quote from TGS Insurance Agency in Sachse by home value. Home value is one of many factors that influences your home insurance rate.

Home ValueAverage Annual Premium (incl. Wind Coverage)

How is Home Insurance in Sachse, Texas Calculated? 

While each insurance carrier has its own formula for calculating premium, they are all aiming to determine how much risk they would take on by insuring your property. Typically, the higher the risk, the higher your premium may be. Let’s take a look at some of the most common risk-based factors carriers look at when determining your premium: 


Property-Specific Factors: 

  • Home size
  • Age of your home (Older homes = higher premiums) 
  • Construction type 
  • Roof condition/age 
  • Property add-ons (Swimming pools, trampolines, etc.) 


Location-Specific Factors: 

  • Weather-related risks (Does your area get a lot of hurricanes or tornadoes?)  
  • Crime risks (Is there a lot of crime in your area?) 
  • Proximity to fire stations and/or hydrants 


Other things that can factor into your rate are your claims history, credit score, how much coverage you need, and even what kind of dog you have. However, not every carrier calculates premiums the same and weighs each of these risks differently. For this reason, it’s important to shop your rate across five to ten carriers because you could be missing out on significant savings or better coverage with another carrier! 


What Does My Home Insurance Policy in Sachse, Texas Cover? 

A basic HO-3 homeowner insurance policy will protect: 

  • The physical structure of your home and additional structures on your property
  • Your personal property (Ex. appliances, clothing, jewelry, technology, etc.) 
  • Loss-of-use coverage
  • Liability 


Your home insurance policy will provide financial protection for the basics but up to a specific limit. So if you’re looking to add coverage in particular areas, supplemental or add-on policies are a great way to fill in any gaps in coverage. Let’s review some of the most popular home insurance policy add-ons in Sachse, Texas: 

  • Scheduled personal property 
  • Valuable Articles/Floater policies (Ex. jewelry insurance) 
  • Umbrella insurance (Additional liability coverage) 
  • Animal liability
  • Flood insurance (Flood damage is NOT covered under home insurance) 
  • Water backup coverage 


Zip Codes in Sachse, Texas That We Insure:


  • 75048
  • 75098

Don’t see your zip code listed? Not a problem! As long as your home is in Texas, we’ve got you covered with excellent home insurance!

Home Insurance Carriers in Sachse, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Sachse's Premier Home Insurance Provider

Sachse neighborhood

Sachse, Texas is located in both Collin and Dallas counties just northeast of Dallas near Lake Ray Hubbard and Lavon Lake. The community boasts a tranquil, family-friendly atmosphere that provides its residents with a classic, small-town feel all while being close to urban amenities in the nearby DFW metro area. TGS Insurance is proud to serve the Sachse, Texas community as one of the leading insurance providers for the area!

Sachse neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Sachse, Texas residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers, and an exceptional customer experience, we win business from Sachse, Texas residents every day!

Key Home Statistics in Sachse


Total Population in Sachse, TX


Average Home Value in Sachse, TX


Median Household Income in Sachse, TX


Median Age in Sachse, TX

Trust TGS Insurance in Sachse

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Sachse, TX

Image of Ranch Park Village Neighborhood

Ranch Park Village

Ranch Park Village offers the residents of Sachse, TX, a family-friendly neighborhood filled with beautiful homes. Its proximity to the Woodbridge Montessori Academy, TX-78, and local shops and eateries make it a great place to live.

Image of Pleasant Valley Neighborhood

Pleasant Valley

Pleasant Valley allows its residents to enjoy some of the most sought-after homes in Sachse, Texas, and the beauty of the Texan countryside. Found on the southeast side of town, this community retains its privacy but is still close to city amenities.

Image of The Station Neighborhood

The Station

The Station is a newer community near a shopping center of the same name in Sachse, TX. Heritage Park is close by for recreational activities, and the community is also close to the President George Bush Turnpike for easy navigation.

Image of Hudson Hills Neighborhood

Hudson Hills

Hudson Hills offers a family-oriented community on the southside of Sachse, TX, for homeowners. The community is near plenty of schools including Robert B. Sewell Elementary School, BG Hudson Middle School, and Sachse High School.

Image of The Village at Bunker Hill Neighborhood

The Village at Bunker Hill

The Village at Bunker Hill features stunning townhomes in one of the most coveted neighborhoods found in Sachse, Texas. John W. Armstrong Elementary School and a variety of shops and restaurants are all close by.

Image of Shepherds Glen Neighborhood

Shepherds Glen

Shepherds Glen is an established community featuring charm just south of the heart of Sachse, Texas. There are plenty of restaurants and shops nearby as the neighborhood is right off of TX-78.

Local Home Resources in Sachse, TX

Police Departments
Sachse City Police Dept3815 Sachse Rd
Sachse, TX 75048