Comparison Shop Home Insurance in San Juan from Multiple Carriers in Minutes!
Less than 50% of homeowners comparison shop their home insurance when their policy is up for renewal and leave potential savings on the table. It’s time to recoup the savings! At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency, we’re carrier-agnostic, which means we don’t work for one insurance provider; we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!
San Juan Home Insurance Coverage: The Basics
You’ve invested in your house; now it’s time to protect it while you make it your home. Most standard policies will provide coverage for the structure of your home, any additional structures on the property, such as a shed or detached garage, and your personal belongings (with varying limits). Coverage will also include financial protection from legal action and medical care in the instance that someone is harmed on your property.
How Much is Home Insurance in San Juan, Texas?
San Juan home insurance costs an average of $842.91 per year among TGS Insurance customers. Our average premium is $1,112 less than the area’s average of $1,955/year. With just your address, our proprietary tool shops your policy in seconds to find you the best rates. Our independent agents will work with you to further customize your quote to make sure you have the right amount of coverage for your needs at the best rate on the market!
Average Home Insurance Quotes in San Juan By Dwelling Coverage Levels
Home insurance carriers take into consideration several different factors when calculating your home insurance premium. One of the biggest components is how much dwelling coverage you need. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. Unfortunately, some homeowners don’t carry enough dwelling coverage. If a disaster were to strike, you wouldn’t have enough financial assistance to help rebuild your home and would be left with the remaining balance. In San Juan, homeowners wanting $100,000-$200,000 in coverage should expect to pay about $787 per year for homeowners insurance. For $400,000-$500,000 in dwelling coverage, homeowners can expect an average annual premium of $1,063 in San Juan, TX. The more dwelling coverage, the higher the home insurance premium. Below is a comparison of the average home insurance quote from TGS Insurance Agency in San Juan, Texas, by home value.
Home Value Average Annual Premium (incl. Wind Coverage)
$100,000-$200,000 $787
$200,000-$300,000 $871
$300,000-$400,000 $1,058
$400,000-$500,000 $1,063
$500,000-$600,000 $1,514
Average Home Insurance Rates in San Juan By ZIP Code
Homeowners in San Juan looking for the most affordable home insurance should start in the 78589 zip code. The average home insurance quote in this zip code is $842. Carriers take into consideration several location-based factors, including claims history when calculating premiums.
San Juan Home Insurance Averages by Carrier
Each home insurance company has its own formula for calculating premiums based on how they assess the risk they would take on to insure a property. Since carriers weigh factors differently, you’ll see a variance in rates among providers. Among TGS Insurance customers in San Juan, the average home insurance premium with Anchor Insurance is $743. The average home insurance quote from TGS Insurance with State Auto averages $875/year in San Juan, Texas.
San Juan Zip Codes We Insure
- 78516
- 78589
Zip code not listed? Don’t worry! We’re able to help homeowners throughout Texas save money on their home insurance. Get started with a free instant quote by providing your address above.
