Comparison Shop Home Insurance in Seabrook from Multiple Carriers in Minutes!
Home insurance in Seabrook, TX costs homeowners an average of $1,937 per year. Our customers save on average $870 per year when they shop their homeowners insurance with TGS Insurance! Easily compare your policy across 35+ A-rated (or better) carriers in 15 seconds or less! All we need is your address, it’s that easy.
When It Comes to Seabrook Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Customized Coverage.
The standard homeowners insurance policy in Seabrook, TX will cover:
- Dwelling coverage
- Other structures (ex: fence or a detached garage)
- Personal property coverage
- Loss-of-use coverage
- Personal liability coverage
- Medical payments coverage
Depending on where you live or what type of coverage you want, you may want to consider additional policy add-ons to your homeowners insurance policy to cover any gaps in coverage such as:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Value articles or a floater policy
Seabrook, TX is located right on the Texas coast and homeowners know just how devastating some of the hurricanes, tropical storms, and even severe thunderstorms that the gulf can bring in. Hail and wind damage are expensive costly repairs for coastal homeowners and without the right coverage, you could be left holding the bill. At TGS Insurance, we want you to feel protected during any storm, which is why we automatically write a 2% wind/hail deductible into every policy we write. Coverage can be easily customized based on your personal preferences.
Comparing the Average Cost of Homeowners Insurance in Seabrook, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. wind coverage) |
|---|---|
| $75k Dwelling | $812 |
| $150k Dwelling | $2,953 |
| $200k Dwelling | $3,542 |
| $350k Dwelling | $5,260 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Seabrook, TX. Includes wind coverage.
Average Home Value in Seabrook, TX
The average home value in Seabrook, TX in 2020 is $278,693, which is $85,681 more than the 2010 average of $193,012. Though the Seabrook, TX home value dipped in 2011, values have steadily increased within the past decade, with an average of 3-5% per year.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle Your Policies and Save Even More!
One of the best ways to save on homeowners insurance is to bundle your auto insurance policy under the same carrier! On average, bundling offers customer savings of 16% per year, with some saving substantially more!
TGS Insurance makes it easy to shop and bundle your home and auto insurance policies. We’ll shop your insurance across dozens of A-rated carriers to find you the best coverage at an unbeatable rate. Bundling to save on insurance has never been easier!
Our Agents Are Ready to Help You With Your Seabrook, TX Homeowners Insurance:
