Save On Home Insurance in Seabrook, TX | TGS Insurance Agency

Save on Home Insurance in
Seabrook, TX

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Comparison Shop Home Insurance in Seabrook from Multiple Carriers in Minutes!

Home insurance in Seabrook, TX costs homeowners an average of $1,937 per year. Our customers save on average $870 per year when they shop their homeowners insurance with TGS Insurance! Easily compare your policy across 35+ A-rated (or better) carriers in 15 seconds or less! All we need is your address, it’s that easy.


When It Comes to Seabrook Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Customized Coverage.


The standard homeowners insurance policy in Seabrook, TX will cover: 

  • Dwelling coverage 
  • Other structures (ex: fence or a detached garage) 
  • Personal property coverage 
  • Loss-of-use coverage 
  • Personal liability coverage 
  • Medical payments coverage 

Depending on where you live or what type of coverage you want, you may want to consider additional policy add-ons to your homeowners insurance policy to cover any gaps in coverage such as: 

  • Flood insurance 
  • Water backup
  • Animal liability 
  • Umbrella policies
  • Value articles or a floater policy 


Seabrook, TX is located right on the Texas coast and homeowners know just how devastating some of the hurricanes, tropical storms, and even severe thunderstorms that the gulf can bring in. Hail and wind damage are expensive costly repairs for coastal homeowners and without the right coverage, you could be left holding the bill. At TGS Insurance, we want you to feel protected during any storm, which is why we automatically write a 2% wind/hail deductible into every policy we write. Coverage can be easily customized based on your personal preferences. 


Comparing the Average Cost of Homeowners Insurance in Seabrook, TX By Dwelling Coverage Limit


Coverage LevelAverage Annual Premium (incl. wind coverage)
$75k Dwelling$812
$150k Dwelling$2,953
$200k Dwelling$3,542
$350k Dwelling$5,260

*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Seabrook, TX. Includes wind coverage.


Average Home Value in Seabrook, TX 


The average home value in Seabrook, TX in 2020 is $278,693, which is $85,681 more than the 2010 average of $193,012. Though the Seabrook, TX home value dipped in 2011, values have steadily increased within the past decade, with an average of 3-5% per year. 

*This data is provided by Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.


Bundle Your Policies and Save Even More!


One of the best ways to save on homeowners insurance is to bundle your auto insurance policy under the same carrier! On average, bundling offers customer savings of 16% per year, with some saving substantially more! 


TGS Insurance makes it easy to shop and bundle your home and auto insurance policies. We’ll shop your insurance across dozens of A-rated carriers to find you the best coverage at an unbeatable rate. Bundling to save on insurance has never been easier!


Our Agents Are Ready to Help You With Your Seabrook, TX Homeowners Insurance:


Home Insurance Carriers in Seabrook, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Seabrook's Premier Home Insurance Provider

Seabrook neighborhood

Seabrook, Texas was founded in 1961 and is located within Harris County. This small community is home to about 13,700 residents and is a short commute to downtown Houston. The lively seaside community is a favorite among locals and tourists for its resort-style adventures. TGS Insurance is one of the leading home insurance providers for Seabrook residents.

Seabrook neighborhood

Seabrook homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find Seabrook residents the best policy. As a locally owned agency with thousands of customers, great customer service and extensive knowledge- we win business from Seabrook residents every day.

Key Home Statistics in Seabrook


Total Population in Seabrook, TX


Average Home Value in Seabrook, TX


Median Household Income in Seabrook, TX


Median Age in Seabrook, TX

Trust TGS Insurance in Seabrook

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Seabrook, TX

Image of El Cary Estates Neighborhood

El Cary Estates

El Cary Estates is located on the coast of Clear Lake. Residents of this neighborhood are close to the Bay Area Community Center, Bay Area Museum and Clear Lake Park.

Image of Clear Lake Forest Neighborhood

Clear Lake Forest

Clear Lake Forest nestled along the shoreline of Mud Lake. Homeowners in this community have access to a swimming pool, Baronridge Park, tennis courts and a community building.

Image of Morristown Neighborhood


Morristown can be found on the coast of Trinity Bay. Homeowners in this neighborhood are close to Miramar Park, Seabrook Sports Complex and the famous Kemah Boardwalk.

Image of Taylor Lake Shores Neighborhood

Taylor Lake Shores

Taylor Lake Shores is located on the coastline of Taylor Lake. Residents of this seaside neighborhood have a few amenities to enjoy that include a park, fishing pier, playgrounds, a picnic area and sports fields.

Image of Seabrook Island Neighborhood

Seabrook Island

Seabrook Island boasts many charming amenities loved by its residents. The community has easy access to beaches, a golf course, equestrian and racquet sports.

Image of Lake Cove Neighborhood

Lake Cove

Lake Cove is located on Lakeside Drive. The neighborhood offers a recreation center, playground and is near Monroe Field Splash Pad.

Local Home Resources in Seabrook, TX

Police Departments
Seabrook Police Dept1700 1st St
Seabrook, TX 77586