Finding Affordable Southlake Home Insurance Made Simple
Shopping for home insurance can be an exhausting, dull, and downright stressful process. TGS Insurance Agency is here to change that. At TGS Insurance, we do all of the nitty-gritty work for you, so you don’t have to! Our agents will shop your home insurance policy across our bank of 35+ carriers to find you the best policy at the best price, so you never have to compromise on coverage to save money. How do you get started? Easy! All we need is your address, and you’ll get an honest quote in 15 seconds or less. After that, our agents will further customize your policy, so it’s tailored to your specific insurance needs. Shopping for home insurance has never been so simple!
We shop, you save, it’s really that easy.
What Does Southlake Home Insurance Cover?
Buying a house is no small investment, and now is the time to protect it as you make it your home. Home insurance policies provide homeowners with coverage for your home’s structure, any additional structures on your property (sheds, garages, fences, etc.), and personal items (various policy limits will apply). Home insurance policies will also include personal financial protection against legal action and medical bills should someone have an accident while on your property.
How Much is Home Insurance in Southlake, Texas?
The average cost for home insurance in Southlake is $ 2,040 among TGS Insurance Agency customers. This average is based on policies with an average home value of $488,463. While every policy is different and dependent on multiple factors, including your home’s value and coverages your choose, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!
Average Home Insurance Quotes in Southlake By Dwelling Coverage Levels
Dwelling coverage is an essential component of your homeowners insurance policy, and unfortunately, most homeowners aren’t carrying enough. Dwelling coverage refers to the amount it would cost to rebuild your home to its current value; this value is one of the considerations home insurance carriers use to calculate your yearly premium. In Southlake, TX if you need $200,000-$300,000 in dwelling coverage, you’ll pay about an average of $1,329 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000-$500,000 in dwelling coverage will pay an average of $1,738 per year in Southlake, TX. Below is a comparison of the average home insurance quote from TGS Insurance Agency in Southlake, Texas, by home value.
,
Home Value Average Annual Premium (incl. Wind Coverage)
$200,000-$300,000 $1,329
$300,000-$400,000 $1,701
$400,000-$500,000 $1,738
$500,000-$600,000 $2,288
$600,000-$700,000 $2,248
Average Home Insurance Premiums in Southlake by Carrier
Each home insurance carrier sets its rates based on its own unique formulas, so rates will naturally vary between carriers, even for the same property. In Southlake, the average home insurance premium with Mercury Insurance is $1,825, while it will cost you $2,267/year to insure your home with Berkshire Hathaway GUARD Insurance.
Below is a comparison of the carrier’s average home insurance quote from TGS Insurance Agency in Southlake, Texas.
Carrier Average Annual Premium (incl. Wind Coverage)
Mercury Insurance $1,825
Anchor Insurance $1,991
State Auto Insurance $2,081
GUARD Insurance $2,267
Southlake Zip Codes We Insure
- 76092
Don’t see your zip code? Don’t panic! We’re ready to help homeowners throughout Texas save money on their home insurance. See how much you could be saving by providing your address above for a free home insurance instant quote.
