Splendora Homeowners Insurance Made Easy with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Splendora, TX from Multiple Carriers in Minutes
As an independent insurance agency, TGS Insurance doesn’t work for one insurance company, we work for you! When you input your address we will search our bank of trusted carriers and find you the best policy possible to fit your needs within seconds.
How Much is Home Insurance in Splendora, TX?
The average TGS Insurance policy in Splendora is only $1,064 a year! We work with many top-rated home insurance providers to find the best coverage with maximum savings for your needs. In just a few minutes, you could be saving on your home insurance policy too!
How Much is Flood Insurance in Splendora, TX?
The average cost of flood insurance in Texas is $634 per year using the National Flood Insurance Program (NFIP). TGS Insurance customers in Splendora pay on average $491 per year for a total average savings of $143 per year! It is common for the average flood insurance policy to take 30 days to go into effect and some policies won’t be written due to storms being present. Homeowners are advised to avoid gaps in their coverage by acting immediately! Don’t delay and get your flood insurance policy in Splendora, Texas today.
What does Splendora Home Insurance Cover?
Your homeowners insurance provides financial protection for your home and personal belongings from any weather-related or catastrophic events. The typical homeowners insurance policy in Splendora, Texas covers your home and any detached structures as well as any personal belongings such as electronics, furniture, and other valuables such as jewelry or artwork. Home insurance policies also include coverage should your home become unlivable and financial assistance should someone be injured on your property.
Additional Coverages for Your Splendora Home Insurance Policy
A home in Splendora, TX faces unique weather-related challenges that need to be addressed in their homeowners policies and without understanding your coverages, you may be surprised when a peril strikes at what you will be responsible for paying. For example, flood damage is not covered in the standard homeowners insurance policy. Most homeowners insurance policies will, however, cover common perils including theft, explosions, fire, vandalism, hailstorms, and windstorms unless it’s specifically excluded.
Insurance Coverage for Hail Damage in Splendora
Splendora, TX is prone to significant thunderstorms and with these conditions, the threat of hail damage is prevalent each year. Damage to your roof and home could cost thousands of dollars and oftentimes hail is not included as a typical peril of your policy.
THE TGS DIFFERENCE: TGS Insurance will automatically add write-in protection from hail as part of your standard Splendora home insurance policy with a 2% hail/windstorm deductible that can easily be customized for you.
Insurance Coverage for Windstorm Damage in Splendora
Splendora is no stranger to windy events and most homeowners will want to consider windstorm coverage in their homeowners insurance policy. Windstorm coverage helps you by providing financial assistance should your home and/or personal belongings sustain damage due to a tornado, hurricane, tropical storm, or other named peril.
THE TGS DIFFERENCE: Once again, TGS Insurance automatically adds write-in protection from windstorms as part of your standard Splendora homeowners insurance policy with a 2% windstorm/hail deductible. We can add or remove coverage based on your needs- its windstorm insurance easily customized for you!
Insurance Coverage for Flood Damage in Splendora
Hurricane Harvey was a catastrophic event that devastated Splendora, Texas showing everyone one thing: Your home is vulnerable regardless of where you live. In Splendora, flood insurance can be anywhere between $400-$2,000 a year depending on where you live. For TGS Insurance customers, the average flood insurance policy is $491 per year. Homeowners in Splendora, TX can also bundle their flood insurance with their homeowners insurance policy for maximum protection at a great price!