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Spring, TX

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Comparison Shop Home Insurance in Spring, TX from Multiple Carriers in Minutes

As a carrier-agnostic insurance agency, we don’t work for one insurance company, we work for you! When you input your address we search our wide range of trusted carriers and find you the best policy possible to fit your needs within seconds. 

How Much is Home Insurance in Spring, TX?  

The average homeowners policy in Spring, Texas can reach over $2,000 a year on homeowners insurance. The average TGS Insurance policy for Spring comes out to $1,438 which provides our customers with an average savings of $562 per year. In just a few minutes, you could save on your coverage too!

How Much is Flood Insurance in Spring, TX?  

The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). Through TGS Insurance flood insurance policies, customers in Spring pay only $479 per year– that’s a total average savings of $155 per year! With flood insurance policies taking 30 days to go into effect and some policies unable to be written due to storms being present, the sooner you get your flood insurance coverage, the better. Sign up with TGS Insurance for a flood insurance policy today!

What does Spring Home Insurance Cover? 

Spring homeowners insurance provides financial protection for your home and personal belongings from any weather-related or catastrophic events. The typical Spring homeowners insurance policy covers your home, any detached structures, and personal belongings such as electronics, furniture, jewelry, gym equipment, and many other valuables depending on your policy. Home insurance policies also include coverage for loss of use of your home and can provide financial assistance should someone suffer an injury while on your property. 

Additional Coverages for Your Spring Home Insurance Policy

There are many unique weather-related challenges facing homeowners in Spring, TX. Your homeowners insurance policy can help you address many of them, however, there are some events that will require additional coverage options. For example, contrary to popular belief, flood damage is not covered in the standard homeowners insurance policy. Your homeowners insurance policies will likely cover more common perils including theft, explosions, fire, vandalism, hailstorms, and windstorms unless it’s specifically excluded. 

Insurance Coverage for Hail Damage in Spring

Over the past 12 months, Spring, TX has reported 16 severe storm warnings with 5 of those producing hail.  Without the right coverage, the damage to your roof and home could cost you thousands of dollars as oftentimes hail is not included as a typical peril of your policy.  

THE TGS DIFFERENCE: Our policyholders automatically receive write-in protection from hail as part their standard Spring home insurance policy with a 2% hail/windstorm deductible that can easily be customized for their needs. 

Insurance Coverage for Windstorm Damage in Spring

Tornadoes, tropical storms, hurricanes, and other named perils can pose a serious threat to your home and in Spring, we know these events unfortunately all too well. Windstorm coverage will provide financial assistance should your home and/or personal belongings sustain damage due to these named perils.

THE TGS DIFFERENCE: TGS Insurance automatically writes-in protection from windstorms as part of your standard Spring homeowners insurance policy with a 2% windstorm/hail deductible. You can even customize your policy by adding or removing the coverage based on your needs.

Insurance Coverage for Flood Damage in Spring

Hurricane Harvey was a catastrophic event that proved one thing to every homeowner in Spring: Your home is vulnerable no matter of where you live. In Spring, Texas, flood insurance can be anywhere between $400-$2,000 a year depending on where you live. The average TGS Insurance flood insurance policy is $479 per year. Homeowners in Spring, TX can easily bundle their flood insurance with their homeowners insurance policy for maximum protection at a great price.

Home Insurance Carriers in Spring, TX

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Anchor Logo
 State Auto Logo
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National Lloyds's Logo
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TGS Insurance is Spring's Premier Home Insurance Provider

Spring neighborhood

Spring, Texas was founded in 1838 and was formerly known as Old Town Spring and is a part of both Harris County and Montgomery County. Spring is known as a tourist attraction for its unique specialty shops and eateries. TGS Insurance Agency is one of the top home insurance carriers for Spring natives.

Spring neighborhood

TGS Insurance provides home insurance in Spring from dozens of different carriers. Spring customers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers and amazing customer service, we win business from Spring residents every single day.

Key Home Statistics in Spring


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Trust TGS Insurance in Spring

Data as of October 20, 2021




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Major Neighborhoods in Spring, TX

Image of Augusta Pines Neighborhood

Augusta Pines

Augusta Pines is nestled along West Rayford Road. The community features unique amentities such as an 18 hole golf course, tennis courts and equestrian center.

Image of Champion Forest Neighborhood

Champion Forest

Champion Forest is located along Louetta Road. The established neighborhood is blanketed in trees and its residents are close to Raveneaux Country Club, Meyer Park and Kickerill-Mischer Preserve.

Image of Woodson Reserve Neighborhood

Woodson Reserve

Woodson Reserve is located right off of the Grand Parkway. The community offers a 24-hour fitness center, tennis courts, swimming pool, splash pad and Woodson’s Club.

Image of Auburn Lakes Neighborhood

Auburn Lakes

Auburn Lakes is just off of West Rayford Road. Residents have access to a variety of charming amenities including a fishing lake, playgrounds, pool, fitness center and recreation center.

Image of Breckenridge Forest Neighborhood

Breckenridge Forest

Breckenridge Forest is nestled on Cypresswood Drive. The neighborhood features a community pool, park and is near Cypresswood Golf Course.

Image of Spring Trails Neighborhood

Spring Trails

Spring Trails is located right off of the Grand Parkway. Residents enjoy severalneighborhood amenities including a pool, tennis courts, nature center, exercise stations and jogging trails.

Local Home Resources in Spring, TX

Fire Departments
Ferrara Fire Apparatus24635 I-45
Spring, TX 77380
(281) 367-4055
Goshen County - Fire WardantTorrington Ct
Spring, TX 77379
(307) 532-7952
Woodlands Fire Dept29955 Interstate 45
Spring, TX 77381
(281) 362-3900
Woodlands Fire Dept1522 Sawdust Rd
Spring, TX 77380
(281) 364-0479
Police Departments
SPRING, TX 77393
Harris County Sheriff Office6831 Cypresswood Dr
Spring, TX 77379
Klein Police Dept7407 Louetta Rd
Spring, TX 77379
Shenandoah Police Dept29811 N Highway 45
Spring, TX 77393
Shenandoah Police Dept29955 Interstate 45
Spring, TX 77381
SPRING, TX 77393
Woodlands Police Svc9200 Grogans Mill Rd
Spring, TX 77380