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Finding Affordable Terrell Home Insurance Is Easier Than You Think.

 

Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area without having to compromise on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.  

 

We shop. You Save. Yes, it really is that easy.

 

What Does Terrell Home Insurance Cover?

 

A home insurance policy can, and should, be customized to fit your specific needs, but standard policies usually offer:

  • Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
  • Coverage for your personal belongings such as clothes, furniture, and electronics
  • Coverage for personal liability exposures that comes with being a homeowner, such as a guest being hurt on your property
  • Coverage for living expenses should your home become uninhabitable, and you require temporary lodging while it is repaired or replaced

 

How Much is Home Insurance in Terrell, Texas?

 

The average cost for home insurance in Terrell is $1,524 among TGS Insurance Agency customers. This average is based on policies with an average home value of $232,683. While every policy is different and dependent on multiple factors, including your home’s value and coverages your choose, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

 

Average Home Insurance Quotes in Terrell By Dwelling Coverage Levels

 

One of the biggest mistakes a homeowner can make is not carrying enough dwelling coverage on their home insurance policy. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. The dwelling coverage level you select is one of the most significant factors insurance carriers use when determining your home insurance premium. So, for example, if you choose $100,000-$200,000 in dwelling coverage, your home insurance policy in Terrell, TX will cost an average of $1,255. However, if you needed $300,000-$400,000 in dwelling coverage, your home insurance premium would then increase to an average of $2,002. The more dwelling coverage you want, the higher the home insurance premium. 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,255
$200,000-$300,000$1,577
$300,000-$400,000$2,002
$400,000-$500,000$2,257
$500,000-$600,000$2,730

Average Home Insurance Premiums in Terrell By ZIP Code

 

Home insurance rates vary even within Terrell as carriers go as granular to rate zip codes based on the number and types of claims filed. Homeowners in 75160 pay an average of $1,512 per year for this home insurance. Homeowners in 75161 have been seeing an average home insurance quote closer to $1,622.

 

Terrell Home Insurance Rates by Insurer

 

Choosing your home insurance provider is about more than just price; but the cost is undoubtedly an essential factor. Because each carrier sets its rates, sometimes the same coverage will vary in price among carriers. In Terrell, the average home insurance quote with TGS Insurance for ASI Insurance is $952, while it will cost you closer to $1,737 to insure your home with Mercury Insurance

CarrierAvg. Premium (incl. wind and hail coverage)
ASI$952
GUARD$1,352
State Auto$1,733

Terrell Zip Codes We Insure

 

  • 75160
  • 75161

 

Don’t see your zip code? Don’t panic! We’re ready to help homeowners throughout Texas save money on their home insurance. See how much you could be saving by providing your address above for a free home insurance instant quote.

Home Insurance Carriers in Terrell, TX

Allied Trust logo
Allstate logo
ARI logo
Berkshire Hathaway GUARD logo
Branch logo
Commonwealth logo
Encompass logo
Ethos logo
Foremost logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Kemper Auto logo
Lighthouse logo
Mercury logo
MetLife logo
Mission Select logo
Nationwide logo
Neptune Flood logo
Progressive logo
Safeco logo
SageSure logo
State Auto logo
Swyfft logo
Travelers logo
UPC logo
USLI logo
Velocity logo
Wellington logo
Weston logo

TGS Insurance is Terrell's Premier Home Insurance Provider

Terrell neighborhood

Terrell, Texas is a suburb located around 32 miles east of Dallas accessible by US-80 and home to many North Texas celebrities including Jamie Foxx! There are plenty of small businesses, restaurants, and shops for residents to enjoy as well as recreational opportunities at Ben Gill Park. This historic town features both the Griffith Homeplace Museum and the Terrell Heritage Museum. TGS Insurance is proud to serve Terrell, Texas residents as one of the leading home insurance providers for the city.

Terrell neighborhood

TGS Insurance Agency has provided our neighbors in Terrell with complete home insurance coverage since 2017. Our team is dedicated to working with each homeowner to find the right policy for their individual needs at the best price available by leveraging our partnerships with 35+ carriers.

Key Home Statistics in Terrell

17,465

Total Population in Terrell, TX

$232,817

Average Home Value in Terrell, TX

$47,636

Median Household Income in Terrell, TX

37

Median Age in Terrell, TX

Trust TGS Insurance in Terrell

Data as of May 21, 2022

16,000

Total
Customers

5.03B

Total Assets Covered Projected

14,600

Total Homes Insured

5,700

Total Vehicles Insured

Major Neighborhoods in Terrell, TX

Image of Creekside Estates Neighborhood

Creekside Estates

Creekside Estates is a highly sought-after community in Terrell, TX with schools, shops, eateries, and parks all nearby.

Image of Town North Estates Neighborhood

Town North Estates

Town North Estates is home to a family-friendly, quiet community featuring the Arlie E. White Memorial Park and is close to many area schools.

Image of Glen Haven Neighborhood

Glen Haven

Glen Haven is a wonderful neighborhood in Terrell, TX featuring rural suburban life with a close proximity to schools, parks, and modern amenities.

Local Home Resources in Terrell, TX

Fire Departments
Able Springs Volunteer Fire Department30108 Fm 429
Terrell, TX 75161
(972) 563-9557
College Mound Volunteer Fire Department11119 Centre R 133
Terrell, TX 75160
(972) 551-1401
Elmo Volunteer Fire Department12777 FM-2728
Terrell, TX 75161
(972) 563-2344
Fire Department - Terrell201 E Nash St
Terrell, TX 75160
(972) 551-6650
Police Departments
Highway Patrol111 Tejas Dr
Terrell, TX 75161
9725516010
Highway Patrol111 Tejas Dr
Terrell, TX 75160
9725516010
Terrell Police DeptPO Box 310
Terrell, TX 75161
9725516622