Tomball Homeowners Insurance Made Easy with Fast, Reliable Quotes!
Comparison Shop Home Insurance in Tomball, TX from Multiple A-Rated Carriers in Minutes
As an independent insurance agency, we don’t work for one insurance company, we work for you! When you input your address, we’ll shop our bank of top carriers to find you the best policy at an exceptional rate.
How Much is Home Insurance in Tomball, TX?
The average cost of homeowners insurance in Tomball is about $2,237/year. The average TGS Insurance policy for Tomball is $1,323 which means our customers are saving an average of $914 per year. In just a few minutes, you could be saving too!
How Much is Flood Insurance in Tomball, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Tomball pay $467 per year- that’s a total average savings of $167 per year! Most flood insurance policies take 30 days to go into effect and some won’t be written due to storms, so don’t put it off and get flood insurance in Tomball, Texas
What does Tomball Home Insurance Cover?
Tomball homeowners insurance gives you peace-of-mind by financially protecting your home and personal belongings in the event a catastrophic or weather-related event occurs. Your standard Tomball homeowners insurance policy protects your home and any detached structures as well as any personal belongings such as furniture, electronics, jewelry, and other prized possessions. Homeowners insurance policies also include liability coverage in the event someone is injured while visiting your property as well as protection if your home becomes uninhabitable.
Additional Coverages for Your Tomball Home Insurance Policy
Tomball homeowners are no stranger to unpredictable weather and your homeowners insurance policy should offer the proper protection for any situation. Most policies will cover common perils including explosions, fire, hailstorms, theft, vandalism, and windstorms unless specifically excluded. And contrary to popular belief, flood damage is not covered in your standard homeowners insurance policy, so you’ll need to purchase a separate flood insurance policy to fill any gaps in coverage.
Insurance Coverage for Hail Damage in Tomball
Tomball, TX had 17 severe weather warnings within the past 12 months with 3 of those warnings resulting in a hail storm. Hail can lead to serious damage to both your home and roof leaving you with costly repairs to deal with. And unfortunately, sometimes, hail damage isn’t always covered by your homeowners insurance.
THE TGS DIFFERENCE: We want our customers to always feel confident they’re protected for anything, which is why we automatically write-in hail protection to every standard homeowners insurance policy. We start with a 2% deductible that can be customized based on your coverage preference.
Insurance Coverage for Windstorm Damage in Tomball
Windstorms are very common in the Texas area and Tomball is all too familiar with them and most homeowners should think about adding windstorm insurance as part of their homeowners policy. Windstorm coverage will provide you with financial protection if your home takes on damage due to a tornado, hurricane, tropical storm, or other peril named in your policy.
THE TGS DIFFERENCE: We believe you should have coverage for any event, and that includes windstorms. We automatically include windstorm coverage to all of our standard Tomball homeowners insurance policies with a 2% windstorm/hail deductible. We can simply add or remove windstorm coverage based on your preference-getting windstorm coverage has never been easier!