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How Much Does Home Insurance in Tyler, TX Cost?
The average cost for homeowners insurance in Tyler, Texas is $1,411 among TGS Insurance customers. This average premium includes windstorm and hail coverage written with a 2% deductible and is based on policies with an average home value of $339,210. While the cost of your home insurance policy can vary based on several factors, including home value and the amount of coverage you need, we have consistently been able to save our customers across Texas and average of $870/year on their homeowners insurance. Finding out how much you could be saving is as easy as providing your address above for an instant quote!
Comparing The Average Cost of Tyler Home Insurance by Home Value
Below is a comparison of the average home insurance quote from TGS Insurance Agency in Tyler by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $250,000 includes homes in the $225,000 to $275,000 range.
| Home Value | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $250,000 | $1,221 |
| $300,000 | $1,326 |
| $350,000 | $1,431 |
| $400,000 | $1,562 |
| $450,000 | $1,653 |
| $500,000 | $1,744 |
Who Needs Homeowners Insurance?
If you are a homeowner you need homeowners insurance to keep you and your home protected from many perils your policy can protect against. Homeowners looking to use a mortgage loan to purchase their home should also note that many lenders will not finalize the loan without a policy in place. The best course of action is to protect yourself, your home, and your finances with a personalized plan built to save you money and provide you the coverage you need.
Your dedicated TGS Insurance agent will get to know you and your needs and accurately assess your home’s characteristics to build home insurance coverage that is right for you.
How to Get the Best Home Insurance in Tyler, TX
Finding the best home insurance in Tyler, TX just got a whole lot easier thanks to TGS Insurance! You can receive an accurate, no-obligation quote by just entering your address using our free online quoting tool in just 15 seconds or less! After you receive your quote, your agent will follow up with you to ask a few additional questions (we promise no endless questionnaires). This allows our agents to further personalize your coverage and tailor your policy to meet your needs for the lowest price on the market.
Common Home Insurance Questions from Our Customers in Tyler, TX
Will homeowners insurance cover water damage?
Water damage that is caused by an accidental and sudden peril that is listed in your homeowners insurance policy will be covered, but events regarding normal wear and tear do not qualify. It is also important to note that flood events caused by water outside of the home entering your home and causing damage are also not covered and will require a separate flood insurance policy.
Are fires covered by home insurance?
Yes, your home insurance policy will cover a fire. Though rare, fires are usually the most destructive events that can occur for a homeowner, and the right home insurance policy can help you rebuild your home and restore what is lost in the aftermath.
How much will a security system lower my homeowners insurance?
Adding a security system can save homeowners as much as 20% on their monthly homeowners premium. Every insurance company will differ as each company has its own set of criteria for the risks associated with theft and insuring a home. Because of this, it is best to speak with your agent to better understand your provider and policy to find the best discounts available to you.
Zip Codes in Tyler, TX That We Insure:
| 75701 | 75707 | 75711 | 75798 |
| 75702 | 75709 | 75712 | 75799 |
| 75703 | 75710 | 75713 |
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
