With TGS Insurance, Finding The Right Waller Home Insurance Policy is as Easy as 1-2-3
Comparison Shop Home Insurance in Waller, TX from Multiple Carriers in Minutes!
Only 44% of homeowners shop around and compare their homeowners insurance policies when it’s up for renewal. When you don’t look around and compare your insurance policy options, you could be missing out on huge savings each year! At TGS Insurance, we’ll comparison shop your policy across 35+ A-rated (or better) insurance carriers for you, so you don’t have to. Shopping for home insurance has never been
How Much is Home Insurance in Waller, TX?
The average cost for homeowners insurance in Waller, TX is about $1,199 each year. At TGS Insurance, our Texas customers save an average of $870 each year on homeowners insurance.
Comparing the Average Cost of Homeowners Insurance in Waller By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $75k Dwelling | $1,456 |
| $150k Dwelling | $2,025 |
| $200k Dwelling | $2,411 |
| $350k Dwelling | $3,518 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Waller, TX. Includes Wind Coverage.
How Much is Flood Insurance in Waller, TX?
The average Texan pays about $634 each year for flood insurance but the prices vary depending on your location. Waller, TX is nestled on the outskirts of Houston, where our TGS Insurance customers pay about $518 a year for flood insurance. This means they are saving about $116 each year under the statewide average!
Although Waller isn’t located right on the Texas coastline, it does not mean homeowners are immune to flooding. During Hurricane Harvey, Waller experienced the second-highest number of floods in the Houston area with some places reaching almost 3 feet of water. Though Hurricane Harvey was a once in a 1,000-year flood, on average Waller, TX homeowners get 46 inches of rain per year and just one inch of water in your home can cause $25,000 in damages. Flood insurance protects your home and the items you value most from hurricanes, tropical storms, and even heavy rainfall. Having flood insurance will fill in the coverage gaps that your standard homeowners insurance policy doesn’t cover.
Additional Home Coverages Popular in Your Area:
Hailstorm Insurance: Waller, TX is considered a coastal area, which means the standard homeowners insurance policy might not cover you for hail damage. Adding on hail coverage will ensure your home and personal items are protected.
The TGS Difference: To ensure your Waller, TX home is fully covered, we automatically write-in hail protection as a part of your standard homeowners insurance policy, with a 2% hail/windstorm deductible that can be customized easily for you.
Windstorm Insurance: Homeowners who live near the Texas coastline, may not be covered for windstorm damage by their standard homeowner insurance policy. Having windstorm insurance is a must for Waller, TX homeowners. It protects your home and personal items from gusty storms like a hurricane. The average cost for flood insurance in Texas is about $1,600 each year if purchased as a separate policy.
The TGS Difference: We want our Waller, TX customers to be fully protected without having to pay high rates, so that is why we automatically include a 2% wind/hail deductible into each of our homeowners insurance policies
Bundle Your Home and Auto Policies for Added Savings!
Waller, TX homeowners can save up to 15-25% in premiums just by bundling their home and auto insurance policies together.
At TGS Insurance, we make bundling your policies simple and easy! Our agents shop across our bank of highly-rated insurance providers to find you the best bundling options for your home and auto premiums so you don’t have to compromise on coverage or break the bank!
Zip Codes in Waller, TX That We Insure:
- 77484
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
