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Home Insurance in Weslaco, TX Just Got A Lot Easier!

 

How Much is Home Insurance in Weslaco, Texas?

 

The average homeowner living in Weslaco, Texas pays $1,661 on home insurance each year, which is lower than the statewide average of $3,429. TGS Insurance believes good coverage doesn’t have to be expensive. Our average client living in Weslaco, Texas only pays $1,113 a year for their policy- that’s an annual savings of $548 a year compared to the city average!

 

What Will Standard Weslaco, Texas Homeowners Insurance Cover?

 

Understanding your homeowners insurance is important for any homeowner. Your home insurance policy covers named perils that can cause you and your home to experience a loss. Should you experience a loss, your insurance company will reimburse you for the damage according to your policy limits. Homeowners insurance isn’t blanket coverage for any and everything because if it is not explicitly named on your policy, it will not be covered. A perfect example of this is flooding which many homeowners are often surprised to hear is not covered by a standard HO3 homeowners insurance policy. Learn more below about some of the most common home insurance coverages that are in place to protect your home:

 

Coverage A – Dwelling

Protection against damage to your home and structures connected to your home such as plumbing, wiring, heating, and permanent A/C units.

 

Coverage B – Other Structures

Other Structures coverage protects structures that are not connected to your home such as detached garages, fences, guest homes, and sheds.

 

Coverage C – Personal Property

Personal Property protection is there in case your possessions are damaged, lost, or stolen. Homeowners can receive reimbursement for a variety of items including clothes, furniture, electronics, valuables, and more, though policy limits do exist. Your protection doesn’t end within your home either. Your policy extends to items that are lost, stolen, or damaged even when not on your property. (Ex. Items in a storage unit.)

 

Coverage D – Loss of Use

Should your home become uninhabitable due to damages, Loss of Use coverage will help you pay for living expenses such as lodging and food until your loss is restored.

 

Coverage E – Personal Liability

Personal Liability protects you and your bank account from liability should someone else become injured or suffer damages that you are at fault for.

 

Coverage F – Medical Payments to Others

If someone is injured while on your property, Medical Payments to Others coverage is there to help pay for their medical bills so that you don’t have to out-of-pocket up to $5,000. 

 

Common Additional Home Coverages in Weslaco, Texas

 

Jewelry, Fine Arts & Collectibles: Your homeowners insurance will protect your possessions against many named perils, but only up to a defined limit. For homeowners with valuable collections and expensive collectibles, additional coverages may be necessary to avoid gaps in coverage. By adding this to your home insurance policy, you’ll better protect your valuables and avoid restoring your loss using money from your own pocket should you need to submit a claim.

 

Flood Coverage: As many as 43% of all homeowners believe that home insurance policies cover flooding. This is unfortunately not true. To protect your home against flood damage, you’ll need to purchase a separate flood insurance policy. Furthermore, as many as 25% of all flood claims come from homes outside of flood zones. This means even if you think your home doesn’t need protection, you could be stuck paying to restore the damages yourself in the aftermath of a flood. On average, most Texans pay $634 per year for flood insurance. At TGS Insurance our average customer pays just $528 per year. 

 

Windstorm/Hail Coverage: Severe thunderstorms, tropical storms, hurricanes, tornadoes, and hail are all threats for homes in Weslaco, Texas bringing the potential for devastating damage. Having windstorm and hail coverage can help you restore the losses that occur due to these weather-related perils. TGS Insurance automatically writes in windstorm protection at a 2% deductible for our clients so that they are prepared with their home insurance policy for anything that may blow their way!

 

We’re Your “One-Stop Shop” for Insurance – Bundle Our Services and Save! 

 

Staying protected is important but so is saving money. By bundling, you can take advantage of great discounts for your protections such as when you bundle your home and auto policies. Are you looking to protect against additional liability with an umbrella policy? Do you need boat insurance to protect your watercraft? No matter what needs protection, we’ve got you covered! TGS Insurance is here to find you the right coverage for your needs all while saving you money! 

 

Zip Codes in Weslaco, Texas That We Insure:

 

  • 78596
  • 78599

 

Don’t see your zip code listed? Don’t worry, as long your home is in Texas, we’ve got you covered!

Home Insurance Carriers in Weslaco, TX

Allied Trust logo
Allstate logo
ARI logo
Berkshire Hathaway GUARD logo
Branch logo
Commonwealth logo
Encompass logo
Ethos logo
Foremost logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Kemper Auto logo
Lighthouse logo
Mercury logo
MetLife logo
Mission Select logo
Nationwide logo
Neptune Flood logo
Progressive logo
Safeco logo
SageSure logo
State Auto logo
Swyfft logo
Travelers logo
UPC logo
USLI logo
Velocity logo
Wellington logo
Weston logo

TGS Insurance is Weslaco's Premier Home Insurance Provider

Weslaco neighborhood

Weslaco, Texas is located just between McAllen and Harlingen north of the U.S.-Mexico border in Hidalgo County. The "Sweet-South-Texas-Living" city is filled with history including numerous landmarks such as The Cortez Hotel, Skaggs House, Weslaco Water Tower, and many more. Other popular areas of interest are Frontera Audubon Nature Preserve, Valley Nature Center, Estero Llano Grande World Birding Center, The Santa Ana Natural Wildlife Refuge, and others. This lively city is never short on fun things to do or see, making it easy to see why so many Texans call Weslaco, Texas home! TGS Insurance is proud to serve as one of the top insurance providers for Weslaco, Texas locals.

Weslaco neighborhood

At TGS Insurance, our goal is to deliver Weslaco, Texas homeowners a home insurance policy that is perfectly balanced with great coverage at an exceptional value. We comparison shop every policy through our bank of 35+ A-rated (or better) to get the best deal the market has to offer. We win business from Weslaco, Texas homeowners every day through our extensive industry knowledge, excellent customer service, and of course, great homeowners insurance policies!

Key Home Statistics in Weslaco

41,629

Total Population in Weslaco, TX

$125,609

Average Home Value in Weslaco, TX

$45,060

Median Household Income in Weslaco, TX

29

Median Age in Weslaco, TX

Trust TGS Insurance in Weslaco

Data as of August 11, 2022

18,733

Total
Customers

$7.0 B

Total Assets Covered Projected

18,500

Total Homes Insured

6,800

Total Vehicles Insured

Major Neighborhoods in Weslaco, TX

Image of Cornerstone Meadow Estates Neighborhood

Cornerstone Meadow Estates

Cornerstone Meadow Estates is a wonderful neighborhood featuring large, beautiful homes with palm trees featured throughout the community. Residents are near the heart of Weslaco, Texas, but retain their privacy as well.

Image of Tierra Santa Golf Club Community Neighborhood

Tierra Santa Golf Club Community

Cornerstone Meadow Estates is a wonderful neighborhood featuring large, beautiful homes with palm trees featured throughout the community. Residents are near the heart of Weslaco, Texas, but retain their privacy as well.

Image of Westgate Estates Colonia Neighborhood

Westgate Estates Colonia

Westgate Estates Colonia is an eclectic community found on the southwest side of Weslaco, Texas. Residents of this neighborhood can enjoy the Harlon Block Sports Complex and are also near the Memorial Elementary School.

Image of King Estates Neighborhood

King Estates

King Estates offers is a community filled with homes featuring modern, sleek designs. This contemporary neighborhood is near many popular shops, eateries, and Mayor Pablo Peña Park.

Image of West Hwy Colonia Neighborhood

West Hwy Colonia

West Hwy Colonia is an established community near the center of Weslaco, TX. Weslaco High School and South Texas College - Mid-Valley Campus are just north of the neighborhood with Gibson Park also nearby for recreational fun.

Image of Wildwood Forest Colonia Neighborhood

Wildwood Forest Colonia

Wildwood Forest Colonia is a well-founded community in the southwest portion of Weslaco, Texas. It’s a great neighborhood for enjoying a more suburban lifestyle while keeping city amenities close. The Harlon Block Sports Complex is near for recreational activities.

Local Home Resources in Weslaco, TX

Police Departments
HIGHWAY PATROLPO BOX 762
WESLACO, TX 78599
9569692987
Highway Patrol2812 S International Blvd
Weslaco, TX 78596-8419
956-969-2987