Willis Homeowners Insurance Made Easy with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Willis from Multiple Carriers in Minutes!
Over 56% of homeowners don’t shop their homeowners insurance policy when it’s time for their yearly renewal, resulting in missed savings or potential for better coverage! TGS Insurance makes comparison shopping for homeowners insurance stress-free by doing all the hard work for you. We’ll shop your policy across 35+ A-rated carriers to find you the best policy at an even better rate. We shop, you save, what’s not to love?
How Much is Home Insurance in Willis TX?
The average cost for homeowners insurance in Willis, TX is about $1,494 each year. At TGS Insurance our customers pay an average of $1,208, which means we’re saving our Willis homeowners $286 each year on homeowners insurance!
Comparing the Average Cost of Homeowners Insurance in Willis By Dwelling Coverage Limit
Coverage Level | Average Annual Premium (incl. Wind Coverage) |
---|---|
$75k Dwelling | $1,294 |
$150k Dwelling | $1,791 |
$200k Dwelling | $2,132 |
$350k Dwelling | $3,097 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Willis, TX. Includes Wind Coverage.
How Much is Flood Insurance in Willis?
The average cost for a flood insurance policy in Texas is about $634 per year but that rate can fluctuate based on where you live. In Willis, TX our average TGS Insurance customer pays $527 per year for flood insurance, with savings of about $173 annually under the statewide average!
Additional Home Coverages:
Windstorm Insurance: Depending on where you live in Texas, windstorm coverage could be excluded from your standard homeowners insurance policy, forcing homeowners to purchase a separate windstorm policy. Windstorm insurance typically provides financial protection for gusty events such as a hurricane, tornado, tropical storm, or hailstorm. The average windstorm insurance policy in Texas is around $1,600 per year but can vary depending on where your home is.
The TGS Difference: We want purchasing homeowners insurance to be as easy as possible, which is why we write a 2% wind/hail deductible into every single homeowners insurance policy we write for Willis, TX homeowners. The coverage can be easily tailored based on your insurance needs
Flood Insurance: It’s a common misconception that flood damage is covered by homeowners insurance that’s simply untrue. To close any gaps in coverage, it’s strongly advised that Houston-area homeowners purchase flood insurance! The average flood claim is $43,000 and a flood insurance policy can average about $634 annually. That’s a small price to pay for peace-of-mind should a disaster strike.
The TGS Difference: We work with both private and government insurance carriers to find you the best price that keeps your home protected without breaking the bank.
Water Backup Coverage: Water backup damages are one of the most common accidents in homes. A water backup policy add-on covers your home and personal belongings from sewage backup or sump pump backups. This policy add-on can range from $50-$250 per year depending on how much coverage you want, with some insurers offering it at even lower rates.
The TGS Difference: We can offer this coverage to all of our policyholders with protection starting at $5,000. Our average customer pays $30 annually for this policy add-on.
Bundle Your Home and Auto Policies for Added Savings!
By bundling your home and auto insurance policies together, Willis, TX homeowners have the opportunity to save money each year. When you combine your policies with the same provider, homeowners can save anywhere from 5% to 25% each year on their insurance premiums!
At TGS Insurance, we take the hassle out of comparison shopping for Willis, TX homeowners by doing all the work for you. We’ll shop your home and auto policy across our bank of carriers to find you great deals that don’t compromise on coverage.
Zip Codes in Willis, TX That We Insure:
- 77318
- 77378
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!