Questions – TGS Insurance Agency

How Many People Actually Use Their Phones While Driving?

Zendrive, a new traffic-data startup, recently released an alarming report on distracted driving. To the surprise of no one and the chagrin of many, Americans continue to use their phones while driving on ever-increasing rates. To start, it’s important to make clear that for the purposes of this report Zendrive looked at people using their […]

How Does Global Warming Affect Insurance?

Whether you think global warming is a problem or not, the fact is that it does exist, and it’s starting to have a serious effect on the insurance industry. A new study by Swiss Re estimates that the total natural-catastrophe insurance losses topped $219 billion. Even more alarming? That’s just the cost of two years: […]

What Are The Best Ways To Prepare For A Road Trip?

With spring finally here, many people across the country are getting ready to stretch their legs and embark on a late spring/early summer road trip. Whether you are planning to hit the open road for a few days, or a few weeks, it’s important to do your due diligence before getting behind the wheel. That’s […]

Should I Let Insurance Companies Measure My Driving Habits?

If you live in the United States and drive a car than you have some familiarity with car insurance. After all, it’s illegal to drive without it. Depending on where you live, that monthly cost can have a real financial toll. As a result, many people are taking advantage of a discount offered by many […]

Should I Get Cruise Insurance?

One of the best times of the year for many people is when they finally find the time to take a vacation. Not only are vacations often expensive, but people also have to use their hard-earned vacation days. That means that consumers should be very focused on doing everything they can to make plan the […]

Are My Social Media Habits Affecting My Insurance Premiums?

The popularity of social media is undeniable. While it certainly has its drawbacks, the majority of the American population finds themselves scrolling through their feeds multiple times every single day. It has transformed the way in which we communicate with each other. That means that it has also transformed the ways in which companies communicate […]

How Can I Prepare For A Teen Driver?

Driving has been a right of passage for Americans for decades, but driving in 2019 is not what it once was. The American roadways are more crowded than ever, with vehicles that are more powerful than ever. This has made driving an increasingly dangerous activity, which (understandably) has a lot of parents on edge. That’s […]

Is the Insurance Market Involved with the Marijuana Industry?

Marijuana has been a topic of growing importance in the United States for decades. Recently, the widespread legalization of the herb has kept it in the news cycle. It seems as though every year more and more states legalize the drug. As more states legalize it, and more businesses pop up predicated on weed, it […]

How Can I Save Money On My Car Insurance?

If you want to legally drive in the United States, you need to have an auto-insurance policy. It’s as simple as that. Unfortunately, many Americans struggle to afford a car payment and a car-insurance payment. Thankfully, the reality is that you are probably overpaying for your car insurance already. These are our five top tips […]

What Do Insurance Companies Look At When Determining Home Insurance Costs?

The American dream in 2019 is vastly different than the American dream twenty years ago, but one thing facet of it remains the same: home ownership. Most American citizens hope to own a home at some point in their lives. Whether you are buying your first home, or your third, you still should seriously consider […]