Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws. These changes are designed to provide better financial protection for drivers, passengers, and others involved in auto accidents. However, […]
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Texas Vehicle Safety Inspection Changes 2025 As of January 1, 2025, significant changes to Texas’s Vehicle Safety Inspection Program have taken effect, impacting vehicle owners statewide. Elimination of Safety Inspections for Non-Commercial Vehicles Non-commercial vehicles in Texas are no longer required to undergo annual safety inspections prior to registration. This change is a result of […]
Continue Reading...Christmas Light Safety Tips Christmas lights are the ultimate way to turn your home into a festive wonderland, but they also come with a few safety risks if not handled properly. Whether you’re adorning your tree, decking the halls, or creating an outdoor light display to rival the North Pole, it’s essential to keep safety […]
Continue Reading...Creating a Home Inventory: Why It’s the Key to Smart Insurance Planning Think about this for a moment: If your home were affected by a fire, theft, or natural disaster, could you list every item you own from memory? Most people can’t. That’s where a home inventory comes in. Not only does it help you […]
Continue Reading...Jewelry Insurance: Protecting More Than Precious Metals Imagine this: You’ve just said “yes” to the perfect engagement ring, inherited a priceless family heirloom, or splurged on that necklace you’ve admired for years. These aren’t just shiny trinkets—they’re symbols of love, history, and accomplishment. But have you ever thought about what would happen if the unthinkable […]
Continue Reading...Captive Agent vs. Independent Agent: What’s the Difference and Why Does It Matter? When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductibles—it’s a lot to process. But before diving into the nitty-gritty details of coverage, there’s one crucial decision to make: working with a captive agent vs independent agent. If […]
Continue Reading...How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. Some are exhilarating—a dream job offer, purchasing your first home, or the arrival of a little one. Others? They’re less so, like a divorce or an unexpected career change. But whether these moments fill your heart with […]
Continue Reading...Yesterday, our team at TGS Insurance Agency had the privilege of volunteering at the Child Advocates warehouse, marking one of the most heartwarming days of the year for us. With bags of toys, clothes, and heartfelt wishes in tow, we arrived ready to support this incredible organization and the children they serve. As part of […]
Continue Reading...Christmas Tree Safety: Keeping Your Holiday Bright, Not Hazardous Ah, Christmas—the season of twinkling lights, festive cheer, and the iconic Christmas tree standing proudly in the center of your home. But while that evergreen beauty might steal the show, it’s essential to remember that natural and artificial Christmas trees can pose significant fire hazards if […]
Continue Reading...Driving Without Insurance in Florida: Penalties You Can’t Afford to Ignore Picture this: You’re cruising along Florida’s sunny highways, windows down, music up, and life feels good. But then, out of nowhere, an accident happens. As the dust settles and the adrenaline wears off, you’re asked for proof of insurance—and you don’t have it. Suddenly, […]
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