Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two different ways someone can be included in your homeowners or auto insurance policy. In simplest terms, an additional insured is covered by your insurance, while an additional interest is not covered. But an additional interest will be notified when you make any […]
Continue Reading...Category: Auto Insurance Resources
You put in the work to be a safe driver, why not be rewarded for it? Usage-Based Insurance (UBI) is one option drivers can pick that saves them more money the safer and less they drive. Understanding this auto insurance option can help lower your annual premium significantly. Key Takeaways What is Usage-Based Car Insurance? […]
Continue Reading...A rental car company asks you to sign the “collision damage waiver”, CDW, for the car you’re about to rent. But you remember that your credit card covers rental car insurance. Most rewards credit cards provide protection when paying for rental cars. So, does your credit card cover rental car insurance? What Type of Coverage […]
Continue Reading...Learn more about liability-only auto insurance coverage and why it makes sense for some drivers but not all.
Continue Reading...A loss history report is a summary of all the claims filed in relation to your home or vehicle. What is it important? Click to learn more!
Continue Reading...Understanding the New North Carolina Minimum Auto Insurance Requirements Effective January 1, 2025 Starting January 1, 2025, North Carolina will implement new minimum auto insurance requirements, marking a significant update to the state’s financial responsibility laws. These changes are designed to provide better financial protection for drivers, passengers, and others involved in auto accidents. However, […]
Continue Reading...Texas Vehicle Safety Inspection Changes 2025 As of January 1, 2025, significant changes to Texas’s Vehicle Safety Inspection Program have taken effect, impacting vehicle owners statewide. Elimination of Safety Inspections for Non-Commercial Vehicles Non-commercial vehicles in Texas are no longer required to undergo annual safety inspections prior to registration. This change is a result of […]
Continue Reading...When it comes to buying insurance, the options can feel overwhelming. Policies, premiums, deductibles—it’s a lot to process. But before diving into the nitty-gritty details of coverage, there’s one crucial decision to make: working with a captive agent vs independent agent. If those terms have you scratching your head, don’t worry. By the end of […]
Continue Reading...How Major Life Events Impact Insurance: Protecting What Matters Most Life, as they say, is full of surprises. Some are exhilarating—a dream job offer, purchasing your first home, or the arrival of a little one. Others? They’re less so, like a divorce or an unexpected career change. But whether these moments fill your heart with […]
Continue Reading...Driving Without Insurance in Florida: Penalties You Can’t Afford to Ignore Picture this: You’re cruising along Florida’s sunny highways, windows down, music up, and life feels good. But then, out of nowhere, an accident happens. As the dust settles and the adrenaline wears off, you’re asked for proof of insurance—and you don’t have it. Suddenly, […]
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