Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to […]
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Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. These policies are tailor-made to fit each vehicle, so when seeking coverage for a classic car, it’s important to pay attention to the following requirements: >> TGSI TIP: Ask your insurance agent about […]
Continue Reading...What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. In short, electric vehicle insurance is just auto insurance! While these policies may look the same, insuring an electric […]
Continue Reading...Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. However, when you make policy updates, the insurance carrier will still […]
Continue Reading...Uninsured Motorists Face Big Consequences Yes, there IS a penalty for driving without insurance, and unfortunately it happens every day. Most recent estimates show that over 8% of Texas motorists are driving without the state’s minimum 30/60/25 liability coverage. That’s about 2 million drivers on Texas roads without insurance. The consequences include hefty fines, vehicle […]
Continue Reading...A loss history report is a summary of all the claims filed in relation to your home or vehicle. What is it important? Click to learn more!
Continue Reading...Rental reimbursement coverage helps when you need a rental car if your car needs repairs after a covered insurance claim. Also known as rental car insurance or transportation expense coverage, this coverage will help pay for transportation expenses, public transportation fees, and even rental cars. It is typically a coverage option on an auto insurance […]
Continue Reading...You’re about to sign the dotted line for the “collision damage waiver,” CDW, insurance when you remember your credit card covers rental car insurance. Most rewards credit cards provide protection when paying for rental cars. So, does your credit card cover rental car insurance? What Type of Coverage do Rental Car Companies Provide? Before renting […]
Continue Reading...Winter is coming. In fact, depending on where you live, winter may already be here! Snow storms have been reported in various regions across the country, and the high mountains are already snowcapped. Winter means more than just an active fireplace and hot chocolate. For many, it also means that it’s time to put the […]
Continue Reading...What is SR-22 Insurance? SR-22 car insurance is a certificate of financial responsibility that proves your auto insurance policy meets the minimum liability standards set by your state. The document is not a stand-alone policy! SR-22 insurance is supplemental to your existing auto insurance policy filed on your behalf by your insurance company. Who Needs […]
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