What Does It Mean to Be a No-Fault State? If you’ve ever shopped for car insurance or heard about Florida’s unique approach to auto laws, you might have stumbled across the term “no-fault state.” But what does it really mean to be a no-fault state? How does it affect drivers, and why is it such […]
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Whether your family is growing, or you’re just tired of sharing one set of wheels, adding a second car to your insurance policy can bring about both benefits and a few challenges. But where to start? Let’s dive into everything you need to know about the process of adding a second car to insurance—how it […]
Continue Reading...Understanding Agreed Value Auto Insurance: Protecting What Matters Most on the Road When you’re talking about a car that’s more than just a ride—a vintage beauty, a collector’s item, or a custom-built masterpiece—the stakes are different. For many, traditional auto insurance might feel a bit off the mark. After all, how do you put a […]
Continue Reading...What to Do After a Car Accident: A Step-by-Step Guide Accidents happen when you least expect them. One minute you’re cruising along, and the next, you’re jolted into a confusing and stressful situation. For many drivers, the immediate aftermath of a car accident is filled with uncertainty. What are you supposed to do? Who should […]
Continue Reading...How to Choose the Right Auto Insurance Deductible When it comes to auto insurance, one of the most important decisions you’ll make is selecting your deductible. But what exactly is a deductible, and how do you know which one is right for you? Simply put, a deductible is the amount you agree to pay out […]
Continue Reading...Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to […]
Continue Reading...Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. These policies are tailor-made to fit each vehicle, so when seeking coverage for a classic car, it’s important to pay attention to the following requirements: >> TGSI TIP: Ask your insurance agent about […]
Continue Reading...What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. In short, electric vehicle insurance is just auto insurance! While these policies may look the same, insuring an electric […]
Continue Reading...Uninsured Motorists Face Big Consequences Yes, there IS a penalty for driving without insurance, and unfortunately it happens every day. Most recent estimates show that over 8% of Texas motorists are driving without the state’s minimum 30/60/25 liability coverage. That’s about 2 million drivers on Texas roads without insurance. The consequences include hefty fines, vehicle […]
Continue Reading...Rental reimbursement coverage helps when you need a rental car if your car needs repairs after a covered insurance claim. Also known as rental car insurance or transportation expense coverage, this coverage will help pay for transportation expenses, public transportation fees, and even rental cars. It is typically a coverage option on an auto insurance […]
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