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Category: Homeowners Insurance Resources

How Can I Get Homeowners Insurance After Non Renewal?

Posted on September 22, 2023September 22, 2023 by Lisa Totino

What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. The good news is this: it doesn’t come completely out of nowhere. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end […]

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How Home Renovations Can Affect Your Homeowners Insurance Policy

Posted on September 6, 2023September 24, 2025 by Lisa Totino

Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your […]

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Does a New Roof Lower Home Insurance?

Posted on August 19, 2023September 13, 2023 by Lisa Totino

A new roof can lower your premium 5% to 35% depending on your building materials, location, and insurance carrier.

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Home Insurance Discounts for Home Security

Posted on August 16, 2023August 16, 2023 by Lisa Totino

Home Insurance Discounts for Home Security Home security systems have become more accessible than ever before. Insurance carriers are looking to reward you for reducing the risk of damage to your home with these safety measures! Although discounts will vary depending on your home insurance carrier and the quality of your security system, you could […]

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Does Home Insurance Cover Moving?

Posted on June 30, 2023July 7, 2023 by Lisa Totino

Most home insurance policies won’t cover damaged or lost items while you’re moving. Here’s how to make sure your property is still covered!

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Artificial Intelligence Is Changing Insurance

Posted on June 13, 2023June 22, 2023 by Lisa Totino

Artificial Intelligence is shaking up the insurance world and automating jobs that otherwise would be held by a human, including claims service.

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Know If Your Home Insurance Covers Solar Panels

Posted on February 2, 2023February 2, 2023 by Lisa Totino

According to ElectricRate, over 100,000 Texans are utilizing solar power. With over 3,700 sunny hours a year, harvesting solar for your home is simple, cost-effective, and can add value to your home. If you are pondering adding solar panels to your home, you must also consider how it will affect your home insurance. Asking an […]

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Does Homeowners Insurance Cover Frozen Pipes?

Posted on December 27, 2022December 27, 2022 by Lisa Totino

A Texas freeze is upon us once again. Some are excited to finally bundle up for the holiday season, while others are starting to worry. You may be refueling your generators and stocking up on batteries in preparation for the coming cold. But what about your home? Will your insurance cover frozen pipes? Will My […]

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How to Switch Your Home Insurance

Posted on September 23, 2022November 3, 2022 by Lisa Totino

There are several reasons you might switch your home insurance provider. From a lifestyle change to the services provided and cheaper rates, homeowners may find themselves looking to make a switch under the right conditions. But knowing where to start and how to proceed can take homeowners into uncharted territory.  How do you switch without […]

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Smart Water Leak Detectors: The Impact of IoT on Home Insurance

Posted on September 1, 2022August 31, 2022 by Lisa Totino

With the endless amounts of technology available to us, why not invest in something that will save your home, belongings, and wallet from damage? Smart water leak detectors are a great IoT addition to your home to help avoid paying out-of-pocket for burst pipes and flooding.  What is IoT?  The term IoT, or the Internet […]

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TGS Insurance Agency

11740 Katy Freeway, Suite 1000,
Houston, TX 77079

Texas License Number: 1954551 | Florida License Number: G145802 | North Carolina License Number: 17435328
Louisiana License Number:  1050276 | South Carolina License Number: 17435328 | Arkansas License Number: 100153614

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