Category: Homeowners Insurance Resources

Insurance policies cover you in the event of a “peril,” which is something that causes or can cause a loss. Events that constitute perils vary from policy to policy. So what is open peril vs. named peril coverage? Coverage for “open perils” means you are possibly covered in the event of any peril unless it has […]

Having a pool is a necessity in the grueling heat of Texas summer and the perfect way to stay cool. You can relax on a float, work out with some laps and play games! However, it can be a liability, especially when insurance is involved. Known as an attractive nuisance in the insurance world, getting […]

When we think of July Fourth, we often think of enjoying a day off from work with pool parties, barbecues, and fireworks. While the day is often filled with laughter and celebration, it’s also typically one of the year’s busiest days for fires. According to the National Fire Protection Association, fireworks start an average of 18,500 […]

Purchasing a new roof can lower your home insurance premium, but how much depends on your building materials and other factors.

Homeowners endorsements are policy add-ons you can get to customize your insurance policy further to fit your coverage needs.

An insurance policy cancellation and non-renewal are two different things but both mean you need a new insurance policy.