Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to […]
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Who to List as a Named Insured on Your Homeowners Policy When your living situation changes, it’s important to make sure your insurance still makes sense. A big first step is confirming that you have the correct person or people listed on your homeowners policy! The most common practice is to match the home insurance […]
Continue Reading...A homeowners insurance quote is the estimate you’ll pay for a policy. Learn how to read your quote line by line with our handy guide!
Continue Reading...What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. The good news is this: it doesn’t come completely out of nowhere. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end […]
Continue Reading...Additional Insured vs. Additional Interest Explained Additional insured and additional interest are two very different roles that a person can play as a part of your insurance policy. In short, an additional insured is covered by your insurance, while an additional interest is not. However, when you make policy updates, the insurance carrier will still […]
Continue Reading...Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your […]
Continue Reading...A new roof can lower your premium 5% to 35% depending on your building materials, location, and insurance carrier.
Continue Reading...Home Insurance Discounts for Home Security Home security systems have become more accessible than ever before. Insurance carriers are looking to reward you for reducing the risk of damage to your home with these safety measures! Although discounts will vary depending on your home insurance carrier and the quality of your security system, you could […]
Continue Reading...Homeowners endorsements are revisions to your policy designed to customize your coverage to suit your insurance needs.
Continue Reading...Most home insurance policies won’t cover damaged or lost items while you’re moving. Here’s how to make sure your property is still covered!
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