Personal liability is a component of your home insurance policy that’s meant to protect your assets from any accident that you’re liable for.
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Most homeowners think they don’t need flood insurance unless they live inside a high-risk area, but every home is at risk of flooding wherever you live.
Continue Reading...Learn more about dwelling insurance and how it works to protect your home’s physical structure.
Continue Reading...A crucial part of navigating the maze of homeowners insurance options is understanding what a homeowners insurance deductible is and how it impacts the rest of your policy. What Is A Deductible On Home Insurance? A homeowners insurance deductible is the amount of money you are responsible for paying out-of-pocket before your insurance kicks in […]
Continue Reading...Your home insurance policy is a financial safety net should something happen to your home or personal property. But what happens if your home insurance carrier notifies you that your policy is being canceled? Don’t panic and get moving. Let’s review why your home insurance policy gets canceled and what to do next. What Does […]
Continue Reading...Other structures coverage, or Coverage B, is a provision of your home insurance policy that protects any structures that may not be physically attached to your home, like a fence or shed, from damage due to a covered peril. Let’s review what other structures coverage covers, what it doesn’t cover, and how it works. What […]
Continue Reading...Labor Day weekend signals the end of summer is coming soon, and that colder weather and the holiday season are upon us. Most of us flock outdoors to spend time in the sunshine and others jump on the road to spend the long weekend with friends and family. Whatever your plans are, safety should always […]
Continue Reading...Your homeowners insurance policy protects you, your home, and everything in it. But if a disaster were to strike and your home was unlivable, what would you do? How much would it cost? Luckily, your home insurance policy offers some coverage for such an event, commonly called loss of use coverage. What is Loss of […]
Continue Reading...The amount of your replacement cost within your home insurance policy makes a significant impact when receiving compensation after a loss. There are common misconceptions when determining this amount, with many homeowners believing that their home’s market value is equivalent to their replacement cost value. That is usually never the case. Understanding the difference in […]
Continue Reading...Deciding to downsize into a tiny home can give you a sense of freedom to live anywhere you want and not have to be tied down to one location. You have the opportunity to put your money towards the things you enjoy instead of spending it on a mortgage. But the catch is trying to […]
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