The amount of your replacement cost within your home insurance policy makes a significant impact when receiving compensation after a loss. There are common misconceptions when determining this amount, with many homeowners believing that their home’s market value is equivalent to their replacement cost value. That is usually never the case. Understanding the difference in […]
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Deciding to downsize into a tiny home can give you a sense of freedom to live anywhere you want and not have to be tied down to one location. You have the opportunity to put your money towards the things you enjoy instead of spending it on a mortgage. But the catch is trying to […]
Continue Reading...The Fourth of July is just around the corner, and it’s typically one of the busiest days of the year for fires. According to the National Fire Protection Association, in 2018, fireworks started an estimated 19,500 fires, including 1,900 structure fires, 500 vehicle fires, and 17,000 outside and other types of fires. These fires resulted […]
Continue Reading...Unattended water can lead to mold damage in your home and cause various health-related issues such as asthma, lung irritation, and allergies. Mold thrives in humid, rainy conditions and can easily spread after the water starts to evaporate in the air. Learning how to prevent mold after water damage is not only good for your […]
Continue Reading...In the event a natural disaster strikes, your city might require a mandatory evacuation to save lives and keep first responders out of danger trying to rescue those who decide to stay behind. When a natural disaster arises, mandatory evacuations are fairly common but can lead to a lot of confusion. What are you accountable […]
Continue Reading...By definition, an attractive nuisance is something that increases your property appeal while also increasing the risk of danger. They typically appeal to young children who, as we all know, can’t always control their excitement and take off when they see a playground or swimming pool, not realizing the danger they could potentially be in. […]
Continue Reading...As we’ve seen and experienced an increasing occurrence of extreme weather activity in the past few years, disaster can happen at any given time. While you may feel immune to being a victim of a natural disaster, a hurricane or tornado can strike in the most unlikely places. That is why it’s important to be […]
Continue Reading...Whether you live in a modern home in the heart of the Dallas-Fort Worth Metroplex or a coastal beachfront home in Corpus Christi, having the right home insurance policy in place can help protect your home and everything in it. While affordable homeowners insurance policies in Texas can be an advantage, it’s important to ensure […]
Continue Reading...Whether you’ve stepped foot into a new home and are looking to give it a fresh face or you’re looking to update your current one, home renovation projects are more popular than ever before thanks to HGTV, Pinterest, and even TikTok. According to a 2020 Consumer Survey from Farmers Insurance, 64% of people completed some […]
Continue Reading...Whether it’s your first time purchasing home insurance or you want to update your current policy, homeowners insurance can sometimes be a bit intimidating to deal with. As a homeowner, it’s important for you to not only fully understand your home insurance policy, but also be able to effectively communicate to your home insurance agent […]
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