Getting a Harrison Home Insurance Quote Has Never Been Easier!
Gone are the days of filling out endless questionnaires about your home or talking on the phone with an insurance agent for over 15 minutes, only to wait days to get an insurance quote. At TGS Insurance, we’ve flipped the industry norm upside down to provide customers with a real, accurate home insurance quote in 15 seconds or less, using just your address! That policy is shopped through our bank of 35+ A-rated (or better) carriers, so you can rest-assure it’s the best policy the market has to offer! We even handle everything from policy inception to payment and anything else in between for the easiest shopping experience ever.
You’re one click away from never having to worry about insurance again!
What Does Harrison Home Insurance Cover?
A home insurance policy can, and should, be customized to fit your specific needs, but standard policies usually offer:
- Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
- Coverage for your personal belongings such as clothes, furniture, and electronics
- Coverage for personal liability exposures that comes with being a homeowner, such as a guest being hurt on your property
- Coverage for living expenses should your home become uninhabitable, and you require temporary lodging while it is repaired or replaced
How Much Does Harrison Homeowners Insurance Cost?
The average TGS Insurance home insurance policy for Harrison is $1,321 per year. This average is based on policies with an average home value of $190,827 and includes windstorm and hail coverage with a 2% deductible. Home insurance rates differ considerably due to several constituents, based on you, your home, and your location, among many other things. We offer flexible options to all of our clients so they can find the right policy without paying for too much or too little homeowners insurance coverage. Get started with a free instant home insurance quote by providing your address above.
Average Home Insurance Premiums in Harrison By Dwelling Coverage Levels
Several factors go into a carrier’s calculations for your Harrison home insurance quote. One of the most influential factors is the level of dwelling coverage that you select. Dwelling coverage is based on the value of your home’s structure if you were to rebuild it to its current condition today. For instance, in Harrison, carrying $100,000-$200,000, requiring higher personal property coverage limits. In Harrison, the average home insurance quote for a home bigger than 2,000 square feet is 33% more expensive than quotes for a home less than 2,000 square feet. For reference, the average home insurance quote from TGS Insurance for homes bigger than 2,000 square feet is $1,597 annually on average, while homes smaller than 2,000 square feet have been running closer to $1,198.
Most Affordable Home Insurance Companies in Harrison
Homeowners look at various things when deciding what home insurance policy to buy, coverage and cost being the two most influential factors. It’s essential for homeowners in Harrison to comparison shop their policy across several different insurance carriers because the same coverage could vary in price. Our two most affordable (and popular) insurance providers in Harrison, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Harrison, Arkansas, pay $1,381 annually for Encompass and $1,444 for State Auto.
Harrison Zip Codes We Insure
Don’t see your zip code? Don’t panic! We’re ready to help homeowners throughout Arkansas save money on their home insurance. See how much you could be saving by providing your address above for a free home insurance instant quote.