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Finding Affordable Pine Bluff Home Insurance Is Easier Than You Think. 

 

Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area without having to compromise on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.  

 

We shop. You Save. Yes, it really is that easy.

 

What Does Homeowners Insurance in Pine Bluff cover?

 

The majority of home insurance policies include some level of the following types of coverages. 

 

Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

 

How Much is Home Insurance in Pine Bluff, Arkansas?

 

Pine Bluff home insurance costs an average of $1,616 per year among TGS Insurance customers. This average is based on policies with an average home value of $215,155 and includes windstorm and hail coverage with a 2% deductible. Home insurance premiums will vary home to home depending on several factors. Our proprietary tool shops your policy in seconds to find you the best rates with just your address. Our independent agents will work with you to further customize your quote to ensure you have the right amount of coverage for your needs at the best rate on the market! 

 

Average Home Insurance Quotes in Pine Bluff By Dwelling Coverage Levels

 

Home insurance carriers take into consideration several different factors when calculating your home insurance premium. One of the most significant components is how much dwelling coverage you need. Dwelling coverage refers to the amount it would cost to completely rebuild your home from the ground up to its current value. Unfortunately, some homeowners don’t carry enough dwelling coverage. If a disaster were to strike, you wouldn’t have enough financial assistance to help rebuild your home and would be left with the remaining balance. In Pine Bluff, homeowners wanting $100,000-$200,000 in coverage should expect to pay about $1,404 per year for homeowners insurance. For $300,000-$400,000 in dwelling coverage, homeowners would see an average of $2,067 in Pine Bluff, Arkansas. The more dwelling coverage, the higher the home insurance premium. 

 

Home ValueAverage Annual Premium (incl. Wind Coverage)
$100,000-$200,000$1,404
$200,000-$300,000$1,747
$300,000-$400,000$2,067
$400,000-$500,000$2,241

 

Pine Bluff Home Insurance Quotes and Your Home’s Age by the Numbers

 

Many factors go into calculating your home insurance premium, one of which is your home’s age. Typically, older homes are more expensive to insure because their construction and structural components tend to be more obsolete (Ex. using galvanized piping instead of PEX) and experienced years of general wear and tear. Both contribute to an older home being more susceptible to damage- therefore a higher risk to insure. Our data shows that homes in Pine Bluff for homes that are 15+ old are on average 5% higher than homes that were built within the past 15 years. 

 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

 

  • Attractive nuisances (Ex. pools, trampolines, playsets, etc.) 
  • Breeds of pets
  • Claims history
  • Credit history
  • Crime rate
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!

 

Average Home Insurance Premiums in Pine Bluff by Carrier  

 

When considering purchasing a home insurance policy, the price is more often than not the most influential factor. Carriers set their rates, so your policy premium will vary across providers, even with the same coverage. Our two most affordable (and popular) insurance providers in Pine Bluff, Arkansas, are Encompass and State Auto. On average, TGS Insurance homeowners in Pine Bluff, Arkansas, pay $1,648 for Encompass annually and $1,884 for State Auto

 

Zip Codes in Pine Bluff TGS Insurance Covers

 

  • 71601
  • 71603

 

Don’t see your zip code? We’ve got you covered! Enter your address above for a free instant home insurance quote. 

TGS Insurance is Pine Bluff's Premier Home Insurance Provider

Pine Bluff neighborhood

Pine Bluff, Arkansas was founded in 1839 and is nestled alongside the Arkansas River in Jefferson County. The city is home to many historical trails that are part of the Arkansas Heritage Trails System. From fishing on Lake Saracen to canoeing on the longest bayou in the world on Bayou Bartholomew, it's easy to see why so many Arkansas residents call Pine Bluff home!

Pine Bluff neighborhood

The TGS Insurance team understands that your home is more than just a place to live, and that’s why we are honored so many Pine Bluff homeowners have entrusted us to help protect it with the right insurance coverage. Our team is dedicated to finding each Pine Bluff homeowner the right coverage at the best price while providing an exceptional customer service experience!

Key Home Statistics in Pine Bluff

41,253

Total Population in Pine Bluff, AR

$54,956

Average Home Value in Pine Bluff, AR

$34,723

Median Household Income in Pine Bluff, AR

36

Median Age in Pine Bluff, AR

Local Home Resources in Pine Bluff, AR

Fire Departments
Pine Bluff-City - Fire Department200 E 8th Ave
Pine Bluff, AR 71601
(870) 543-5150
Watson Chapel Fire Dept
Pine Bluff, AR
(870) 879-4141
Police Departments
Arkansas Department of State Police6816 Princeton Pike
Pine Bluff, AR 716029411
8702471483
Jefferson Cnty Sheriff's Dept101 E Barraque St # 112
Pine Bluff, AR 71613
8705415351
Jefferson County Sheriff101 E Barraque St # 112
Pine Bluff, AR 71601
8705415351
Pine Bluff Police Department200 E 8th Avenue
Pine Bluff, AR 71601-5006
870-543-5105
Pine Bluff Police Department200 E 8Th Ave Ste 2
Pine Bluff, AR 71601-5042
870-850-2400
Pine Bluff Police Department200 E 8Th Ave
Pine Bluff, AR 71601-5006
870-850-2400
Pine Bluff police dept200 E 8TH AVE #2
PINE BLUFF, AR 71601-5095
8705435100
Pine Bluff Police Dept200 E 8th Ave # 2
Pine Bluff, AR 71613
8705435105
PINE BLUFF POLICE DETECTIVE200 E 8TH AVE
PINE BLUFF, AR 71613
8705435111
Pine Bluff Police Detective200 E 8th Ave
Pine Bluff, AR 71601
8705435111
Police Department200 E 8th Ave
Pine Bluff, AR 71601
8705435105
Police Dept-Narcotics200 E 8th Ave
Pine Bluff, AR 71613
8705349029
Police-telephone Reporting200 E 8th Ave
Pine Bluff, AR 71601
8705435110