Save On Home Insurance in Goldsboro, NC | TGS Insurance Agency

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Getting a Goldsboro Home Insurance Quote is as Easy as 1-2-3!

Getting the best homeowner’s insurance in Goldsboro is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?

  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


What Does Goldsboro Home Insurance Cover?

Most home insurance policies include some level of the following types of coverage. 

Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

When it comes to home insurance in Goldsboro, there’s no shortage of options. A standard policy typically covers a variety of losses, including damage caused by weather, theft, and accidents. But not all policies are created equal. That’s why it’s important to work with a knowledgeable agent who can help you navigate the complexities of home insurance and tailor your coverage to fit your needs. Whether you need more protection for your personal belongings or additional liability coverage, we’ve got you covered.


Cost of Home Insurance in Goldsboro

In Goldsboro, the average home insurance costs $1,640 per year for TGS Insurance customers. The cost of your home insurance is based on several different factors, including, but not limited to:

  • The value of your home.
  • Where your home is.
  • How old your home is.
  • The number of residents in your home.
  • Your credit score.

These factors set a base for your home insurance, and then you can customize your coverage. The more coverage you choose to have, the more your yearly premium will be. TGS Insurance is here to help you find the best price without sacrificing any coverage you want.


Average Cost of Goldsboro Home Insurance by Dwelling Coverage Amount

Typical home insurance includes dwelling coverage which covers the costs of repairing or rebuilding your home if it sustains damage or is destroyed due to a covered event. The limit of your dwelling coverage should match the rebuilding cost of your home, and the higher the limit, the more substantial the impact on home insurance premiums since the insurance company bears more risk. For TGS customers with a $200,000 dwelling coverage limit, their premium averages at $1,605 per year. 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,124.87
$200,000.00 - $299,999.00$1,605.35
$300,000.00 - $399,999.00$1,957.12
$400,000.00 - $499,999.00$2,420.32
$500,000.00 - $599,999.00$2,904.91


How the Age of Your Goldsboro Home Affects Your Insurance

The age of your home can affect your insurance in many ways. Older homes are more at risk of electrical, plumbing, and heating/cooling complications. These issues increase the risk of fire and water damage in homes. Also, older homes can be less structurally sound than newer homes. This could lead to more damage when natural disasters-like hurricanes- come through. All of these can result in higher insurance premiums. In contrast, newer homes may be immune to these issues, making them cheaper to insure. 


How Does Location Affect Your Home Insurance in Goldsboro?

Just like your auto insurance, location is an important factor in determining your home insurance rates in Goldsboro. For example, your premium may be higher if your city has a history of perils like vandalism, theft, or even in an area with a weather risk. Conversely, your location could positively impact and lower your premium. In Goldsboro, the ZIP code with the highest average premium is 27534. The average cost for that ZIP code is $1,651. Below is a comparison of the average cost of home insurance within ZIP codes of Goldsboro

Goldsboro home insurance prices by ZIP Code


Cheapest Goldsboro Home Insurance Carrier

Homeowners in Goldsboro, North Carolina, all want the same thing- an excellent home insurance policy that doesn’t break the bank. Cost is one of the most influential things people look at when purchasing insurance, next to the amount of coverage. This is why homeowners must compare and shop their policies across multiple carriers! Insurance carriers set their rates, so your premium could vary across multiple carriers with the same coverage. Our two most affordable (and popular) insurance providers in Goldsboro, North Carolina, are SageSure and Travelers. On average, TGS Insurance customers in Goldsboro, North Carolina, pay $1,189 for SageSure annually and $1,522 for Travelers.

Goldsboro, NC Home insurance quotes by carrier

Goldsboro Zip Codes TGS Insurance Agency Covers

  • 27530
  • 27534

If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across North Carolina. Simply enter your address above to get started with a free instant quote.


TGS Insurance is Goldsboro's Premier Home Insurance Provider

Goldsboro neighborhood

Goldsboro, North Carolina, is home to the Seymour Johnson Air Force Base, where the 4th Fighter Wing and 916th Air Refueling Wing are. Located in Wayne County, Goldsboro residents have easy access to city life in Raleigh and the easy-going Carolina coast. Living in Goldsboro allows residents to enjoy all of the wonders of North Carolina.

Goldsboro neighborhood

The TGS Insurance Agency team understands that your home is more than just a place to live. We are grateful that numerous Goldsboro homeowners have entrusted us to help protect theirs with the right insurance coverage. Our independent agents are committed to finding each and every Goldsboro homeowner the proper coverage at competitive prices while delivering a superior customer service experience.

Key Home Statistics in Goldsboro


Total Population in Goldsboro, NC


Average Home Value in Goldsboro, NC


Median Household Income in Goldsboro, NC


Median Age in Goldsboro, NC

Major Neighborhoods in Goldsboro, NC

Image of Olde Farm Neighborhood

Olde Farm

Olde Farm is a well-established neighborhood in Goldsboro known for its beautiful parks and playgrounds and proximity to shopping and entertainment.

Image of Walnut Creek Neighborhood

Walnut Creek

Walnut Creek is a popular neighborhood because it offers modern, energy-efficient homes and a variety of amenities, including a golf course, pool, and clubhouse.

Image of Stoney Creek Neighborhood

Stoney Creek

Stoney Creek offers affordable homes and a strong sense of community. The area is known for its sense of community and the amenities nearby

Local Home Resources in Goldsboro, NC

Fire Departments
Belfast Fire Dept3212 Us-117 N
Goldsboro, NC 27530
(919) 734-7891
Conetoe Volunteer Fire Ems201 Dawson Dr
Goldsboro, NC 27530
(252) 823-3314
Elroy Fire Dept4720 U.S. 70
Goldsboro, NC 27534
(919) 778-7211
Fire Dept Of Montana Olive401 N Center St
Goldsboro, NC 27530
(919) 658-6603
Goldsboro City - Fire Department204 S Center St
Goldsboro, NC 27530
(919) 580-4265
Grantham Fire Dept3430 U.S. 13
Goldsboro, NC 27530
(919) 689-9722
Mar Mac Volunteer Fire Dept583 Old Grantham Rd
Goldsboro, NC 27530
(919) 735-1134
Patetown Fire Department3463 N Carolina 111
Goldsboro, NC 27534
(919) 581-8417
Pinewood Volunteer Fire Dept101 W New Hope Rd
Goldsboro, NC 27534
(919) 778-0943
Rosewood Fire Dept209 S William St
Goldsboro, NC 27530
(919) 735-5066
Saulston Fire Dept
Goldsboro, NC
(919) 778-2455
Police Departments
Goldsboro Police Chief204 S Center St
Goldsboro, NC 27534
Goldsboro Police ChiefPo Box A
Goldsboro, NC 27533
Highway Patrol701 W Grantham St
Goldsboro, NC 27530
Wayne county sheriff dept207 E CHESTNUT ST
GOLDSBORO, NC 27530-4812
Wayne County Sheriff DeptPo Box 1877
Goldsboro, NC 27533