Getting a Greensboro Home Insurance Quote is as Easy as 1-2-3!
Getting the best homeowner’s insurance in Greensboro is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?
- Enter your address
- View your quote
- Customize your coverage with the guidance of one of our expert independent agents
What is Included in Greensboro Home Insurance?
There are a few standard forms of home insurance that offer different levels of protection. This varies from different perils coverage and how much protection you want. Most of these forms include coverage- at some level- for:
- Other Structures
- Personal Property
- Loss of Use
- Personal Liability
- Medical Payments
Having these coverages at the base of every standard home policy allows everyone to be somewhat protected. You can choose whether or not you have more coverage in one area compared to another. All of this is based on your unique lifestyle in Greensboro.
What is the Average Cost of Home Insurance in Greensboro?
Homeowner’s insurance for TGS customers in Greensboro, North Carolina, averages at $1,000 per year. While the location in Greensboro is a big factor in the price of your insurance, it is not the only thing considered. Because every home insurance policy and house is different, carriers also look at the age of your home, its value, your credit score, and coverage amounts. On average, TGS has saved customers $870 on their home insurance premiums. To lock in your savings, type your address above for an instant quote!
Average Greensboro Home Insurance Cost By Coverage Level
As stated earlier, dwelling coverage is a fundamental element of home insurance that protects the physical structure of your home against covered hazards. The intention is to cover the expenses of repairing or rebuilding your home if it is damaged or destroyed due to a covered event. The amount of dwelling coverage needed depends on the cost of rebuilding your home. Your home insurance covers the policy limit- which is coverage for up to a specified dollar amount. It is critical to ensure that your dwelling coverage limit is sufficient to cover the cost of rebuilding your home in the event of a complete loss. Dwelling coverage limits can significantly impact home insurance premiums, with higher limits resulting in higher premiums since the insurance company is assuming more risk.
Dwelling Coverage Limits Average Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00 $658.71
$200,000.00 - $299,999.00 $943.23
$300,000.00 - $399,999.00 $1,166.12
$400,000.00 - $499,999.00 $1,381.07
$500,000.00 - $599,999.00 $1,603.60
$600,000.00 - $699,999.00 $1,876.59
Does My ZIP Code Affect Home Insurance Premiums in Greensboro?
Insurance carriers look more at just your home state when pricing your premium- they can get as specific as your ZIP Code. For example in North Carolina, when you are closer to the coast, you may experience higher annual premiums because of your risks of perils like flooding and hurricanes. In Greensboro, the ZIP code 27405 is the area with the lowest premium of $857 for TGS customers. The ZIP code with the highest premium is 27410, costing TGS customers an average of $1,154 a year.
Who is the Most Popular Home Insurance Carrier in Greensboro, North Carolina?
We want you to find the perfect homeowners insurance in Greensboro, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance are a great way to know if your policy is well-done. We pulled together some data from TGS customers in your area and found that Travelers is the most popular in Greensboro. People with Travelers pay an average of $885 annually. Another popular carrier in Greensboro is Safeco. Safeco’s rates differ a bit from Travelers, having an average cost of $1,197 a year. Check out our data below for the some of the most popular carriers in Greensboro and their average annual home insurance premiums.
Greensboro Zip Codes TGS Insurance Agency Insures
27401 27405 27407 27409 27455
27403 27406 27408 27410
Don’t worry if you don’t see your zip code above! We can find incredible rates for homeowners throughout North Carolina. Enter your address above for a free instant home insurance quote.