Save On Home Insurance in Hope Mills, NC | TGS Insurance Agency

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Homeowners Insurance  »  North Carolina  »  

Hope Mills

Getting a Hope Mills Home Insurance Quote Has Never Been Easier!

Finding the right Hope Mills homeowners insurance can be confusing and time-consuming. TGS Insurance Agency is here to change that. Our expert home insurance agents do the hard work for you, making your home insurance shopping experience easy and stress-free. To start is simple; enter your address for a free, no-obligation instant quote, and our helpful team will take it from there!    


Hope Mills Home Insurance Coverage: The Basics

If you’re like most homeowners in Hope Mills, your home is your most valuable asset, and you should protect it as such. It’s important to understand that when you create your home insurance policy, it should meet your individual needs. Insurance companies offer different levels of coverage, endorsements, and protections with varying conditions and limitations that enable policies to be customized. With that in mind, the most common types of coverage you will see on a homeowners insurance policy include: 

  • Dwelling coverage for the structure of your home.
  • Other structures coverage for structures not attached to your home, like detached garages, sheds, and fences.
  • Personal property coverage for replacing and repairing furniture, electronics, clothing, etc.
  • Loss of use coverage for additional living expenses if you need to stay somewhere else while your home is being repaired.
  • Personal liability coverage for legal bills if someone gets injured on your property or you cause damage and get sued.
  • Medical payment coverage helps cover medical expenses for nonhousehold members injured on your property.


How Much is Home Insurance in Hope Mills, North Carolina?

Hope Mills home insurance costs an average of $1,529 per year for TGS Insurance customers. This average is factored with policies with a 2% wind and hail coverage deductible and an average home value of $269,245. The cost of your home insurance premium will vary based on a few different things. This can be your credit, where you live, how much your house is worth, and the age of your home. Our instant home quote tool shops for you to find the best rates with just your address. After your instant quote, connect with one of our agents to further customize your coverage!


Average Homeowners Insurance Cost by Coverage Level in Hope Mills

The cost to replace your home is essential to determine the dwelling coverage you need on your home insurance policy; this limit directly impacts your home insurance premium. On top of affecting your average annual costs, having an accurate replacement cost can prevent you from being underinsured if a covered loss takes your entire house. These are the average annual home insurance costs in Hope Mills, North Carolina, based on dwelling coverage limits associated with the policy. 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,080.89
$200,000.00 - $299,999.00$1,525.02
$300,000.00 - $399,999.00$1,801.23
$400,000.00 - $499,999.00$2,060.39


Hope Mills Home Insurance Cost By Home Age

The age of your home is also taken into consideration when carriers determine your home insurance premium. The age matters because older homes might be more expensive to rebuild after a total covered loss, especially if they must bring them up to modern safety and building codes. If you have an older home and you are looking for ways to keep your premiums low, be sure to stay up to date on home maintenance and replace older systems in your home. 


Who is the Most Popular Home Insurance Carrier in Hope Mills, North Carolina?

We want you to find the perfect homeowners insurance in Hope Mills, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Hope Mills. People with SageSure pay an average of $1,115 annually. Another popular carrier in Hope Mills is SafePort. SafePort’s rates differ slightly from SageSure, having an average cost of $1,173 a year. Check out our data below for the four most popular carriers in Hope Mills and their average annual home insurance premiums. 

Average Home Insurance Prices by Carrier in Hope Mills, NC


Zip Codes in Hope Mills We Insure

  • 28348

Don’t see your zip code? Not a problem! We can help homeowners throughout North Carolina find the best home coverage for their needs. Start with a free instant quote by providing your address above. 

TGS Insurance is Hope Mills' Premier Home Insurance Provider

Hope Mills neighborhood

Hope Mills, North Carolina, is named due to its history of being the largest cotton mill in North Carolina in the mid-1840s. A huge draw to this town is Hope Mills Lake. Residents love to fish, and boat, and enjoy the outdoors here. The town has preserved many of its historical sights including the Hope Mills Historical Museum.

Hope Mills neighborhood

At TGS Insurance Agency, we only work with the finest insurance carriers, so Hope Mills residents can consistently expect a comprehensive homeowners insurance policy at a low cost. As an independent agency with thousands of happy customers, partnerships with 35+ carriers, and exceptional customer service, we win business from Hope Mills locals daily.

Key Home Statistics in Hope Mills


Total Population in Hope Mills, NC


Average Home Value in Hope Mills, NC


Median Household Income in Hope Mills, NC


Median Age in Hope Mills, NC

Major Neighborhoods in Hope Mills, NC

Image of Braxton Farms Neighborhood

Braxton Farms

Braxton Farms is a neighborhood in Hope Mills, North Carolina that caters to families. Houses in this area were built in the early 2000's and have an eclectic feel.

Image of Churchill Downs Neighborhood

Churchill Downs

Churchill Downs is a private neighborhood in Hope Mills, North Carolina. This area is perfect for residents who like solidarity and a peaceful area.

Image of The Garden at Cypress Lakes Neighborhood

The Garden at Cypress Lakes

The Garden at Cypress Lakes is a beautiful area in Hope Mills. These home are new, a lot of them are currently being built, making them a great options for people moving to the area.

Local Home Resources in Hope Mills, NC

Fire Departments
Cotton Volunteer Fire Department4618 Calico St
Hope Mills, NC 28348
(910) 425-9385
Fire Departments - Grays Creek Fire Department No 24Rockfish Rd
Hope Mills, NC 28348
(910) 424-0948
Grays Creek Fire Dept STN 185776 Rockfish Rd
Hope Mills, NC 28348-1848
Pearce's Mill Fire Department3565 Black & Decker Road
Hope Mills, NC 28348
(910) 425-5881
Police Departments
Hope Mills Police DeptPO Box 367
Hope Mills, NC 28348