Save On Home Insurance in Knightdale, NC | TGS Insurance Agency

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Knightdale, NC

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Comparison Shop Home Insurance in Knightdale from Multiple Carriers Instantly!

Being an independent insurance agency means we shop and compare the best Knightdale homeowners insurance options on your behalf to find you the best combination of cost and coverage. You’ll love doing business with us if you want an easier insurance experience. How do you get started? Easy! First, all we need is your address; you’ll get an instant quote in 15 seconds or less. After that, our agents will tailor and further customize your policy to fit your specific insurance needs. Did we mention we re-shop your policy renewal to ensure you are still getting the best deal year after year?

You’re one click away from never worrying about home insurance again! 


Knightdale Home Insurance Coverage

The beauty of home insurance is that it can be tailored to fit you and your situation. Typically, a standard home insurance policy covers the following:

  • Coverage for your home and other structures on your property, like detached garages
  • Coverage for your belongings inside your home, like clothes and furniture
  • Liability coverage for guests that may be injured on your property
  • It covers additional living expenses if you need temporary lodging while your home is being repaired


What is the Cost of Home Insurance in Knightdale, North Carolina?

Your home insurance policy is crafted to fit your needs as a homeowner and protect your home. So, your specific policy will look different from anybody else’s since it is built to protect your home and belongings. Look at how Knightdale compares to other averages. 

National Average: $1,477

North Carolina Average: $1,215

Knightdale, North Carolina Average: $1,118

Your home insurance premium can vary from these averages, but it is always good to compare. Therefore, if your current homeowners insurance policy is much less expensive than the city average, you may not have enough coverage and be underinsured. You could be overpaying for home insurance if you pay much more than these averages. 


Average Home Insurance Quotes in Knightdale by Coverage Level

Dwelling coverage is a critical aspect of home insurance that protects your home’s physical structure from covered hazards. Typically, your home insurance policy provides coverage up to a specified dollar amount, known as the policy limit. Ensuring that your dwelling coverage limit is sufficient to rebuild your home in the event of a total loss is critical. Since the insurance company assumes more risk, dwelling coverage limits may significantly impact home insurance premiums, with higher limits resulting in higher premiums. Below is a breakdown of the average home insurance premium based on dwelling coverage limits.

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$778.33
$200,000.00 - $299,999.00$1,097.57
$300,000.00 - $399,999.00$1,274.48
$400,000.00 - $499,999.00$1,345.11


How Knightdale Home Insurance is Affected By the Size of Your Home

When it comes to determining the cost of your home insurance, there’s a lot that goes into it. Carriers will look at your home’s age, location, and size- among other things. The size of your home is a factor because it affects your replacement cost. 

If you have a house with higher square footage, your home will be more expensive to rebuild if a total covered loss damages it. So, if you think about it, a larger house requires more building materials, time, and manpower to rebuild from the ground up. It goes the other way for smaller homes. So, if you have less house to rebuild, your home insurance premium will be lower. 

So, looking at the numbers, houses in Knightdale, North Carolina, that are over 2,000 square feet average about $1,327 per year to insure. In contrast, houses that are under 2,000 square feet cost $965 to insure a year. 

How Knightdale Home Insurance is Affected By the Size of Your Home

Who is the Most Popular Home Insurance Carrier in Knightdale, North Carolina?

We want you to find the perfect homeowners insurance in Knightdale, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Knightdale. So, people with SageSure pay an average of $874 annually. Another popular carrier in Knightdale is Travelers. Travelers’ rates differ from SageSure, having an average cost of $1,010 a year. Check out our data below for Knightdale’s four most popular carriers and their average annual home insurance premiums. 

Most Popular Home Insurance Carrier in Knightdale, North Carolina

Knightdale Zip Codes TGS Insurance Agency Covers

  • 27545

If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across North Carolina. So, simply enter your address above to get started with a free instant quote.

TGS Insurance is Knightdale's Premier Home Insurance Provider

Knightdale neighborhood

Located just 9 miles from downtown Raleigh, Knightdale, North Carolina, is the perfect place for young professionals. Oak City Brewing Company is a popular spot in historic downtown Knightdale because of its beer garden and local craft beers. Residents also enjoy the outdoors at the numerous parks and trails certified by the National Wildlife Federation.

Knightdale neighborhood

When choosing an insurance agency for your Knightdale home insurance needs, you want a company you can trust. TGS Insurance Agency is an independent insurance agency committed to being that for you. We do not work for an insurance company; we work for you!

Key Home Statistics in Knightdale


Total Population in Knightdale, NC


Average Home Value in Knightdale, NC


Median Household Income in Knightdale, NC


Median Age in Knightdale, NC

Major Neighborhoods in Knightdale, NC

Image of Princeton Manor Neighborhood

Princeton Manor

Princeton Manor is a neighborhood that is designed for families with a community pool, clubhouse, playground, and an excellent school district.

Image of Planter's Walk Neighborhood

Planter's Walk

Planter's Walk is a beautiful neighborhood with homes built in the 1990s and early 2000s. The neighborhood features shopping, dining, and entertainment options.

Image of Mingo Creek Neighborhood

Mingo Creek

Mingo Creek is a new neighborhood in the Knightdale area. It is located near parks, and gorgeous outdoor recreation areas. This neightboorhood is excellent for families.

Local Home Resources in Knightdale, NC

Fire Departments
Eastern Wake Fire Dept401 Hester St
Knightdale, NC 27545
(919) 266-2111
Eastern Wake Fire Rescue Dept4828 Clifton Rd
Knightdale, NC 27545
(919) 217-0054