Save On Home Insurance in Mount Airy, NC | TGS Insurance Agency

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Mount Airy, NC

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Homeowners Insurance  »  North Carolina  »  

Mount Airy

Finding Affordable Mount Airy Home Insurance Made Simple

At TGS Insurance Agency, we leverage our relationships with several top-rated carriers to find you the best coverage and prices. Our online quoting tool makes getting a home insurance quote easier and faster than ever- all we need is your address! Our agents are ready to review your quote to assure you are getting the coverage you need and not overpaying for coverage you don’t.  

We shop, and you save time and money; it really is that easy.


Mount Airy Home Insurance Coverage

The beauty of home insurance is that it can be tailored to fit you and your situation. Typically, a standard home insurance policy covers the following:

  • Coverage for your home and other structures on your property, like detached garages
  • Coverage for your belongings inside your home, like clothes and furniture
  • Liability coverage for guests that may be injured on your property
  • It covers additional living expenses if you need temporary lodging while your home is being repaired


What is the Average Cost of Home Insurance in Mount Airy?

In Mount Airy, the average cost of home insurance for TGS Insurance customers is $910 per year. While the cost of your policy will depend on several factors, such as the value and age of your home, your location, and your credit score, our agents can help you find the coverage you need at a price you can afford. We’ll work with you to customize your coverage and ensure you’re not sacrificing anything important to save money.


Average Mount Airy Home Insurance Cost By Coverage Level

Dwelling coverage is a fundamental element of home insurance that protects the physical structure of your home against covered hazards. The intention is to cover the expenses of repairing or rebuilding your home if it is damaged or destroyed due to a covered event. The amount of dwelling coverage needed depends on the cost of rebuilding your home. Your home insurance covers the policy limit- which is coverage for up to a specified dollar amount. It is critical to ensure that your dwelling coverage limit is sufficient to cover the cost of rebuilding your home in case of a complete loss. Dwelling coverage limits can significantly impact home insurance premiums, with higher limits resulting in higher premiums since the insurance company is assuming more risk.

In Mount Airy, North Carolina, if you need $200,000 in dwelling coverage, you’ll pay an average of $940 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000 in dwelling coverage will pay an average of $1,381 in Mount Airy, North Carolina

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$661.44
$200,000.00 - $299,999.00$939.95
$300,000.00 - $399,999.00$1,186.12
$400,000.00 - $499,999.00$1,380.90


How Square Footage Affects Your Mount Airy Home Insurance

When you initially chat with your insurance agent about your quote, they will want to know the square footage of every part of your home. They do this because the more square footage you have, the more your house will inevitably cost to rebuild if you lose it due to a covered loss. Rebuild costs- known as replacement cost in the insurance world- are a big part of determining how much you will pay in insurance premiums. Below we have a breakdown of average annual premiums in Mount Airy, Noth Carolina, based on the size of your home. 

How Square Footage Affects Your Mount Airy Home Insurance


Who is the Most Popular Home Insurance Carrier in Mount Airy, North Carolina?

We want you to find the perfect homeowners insurance in Mount Airy, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Mount Airy. People with SageSure pay an average of $699 annually. Another popular carrier in Mount Airy is SafePort. SafePort’s rates differ slightly from SageSure, having an average cost of $720 a year. Check out our data below for the five most popular carriers in Mount Airy and their average annual home insurance premiums. 

The Most Popular Home Insurance Carrier in Mount Airy, North Carolina


Zip Codes in Mount Airy We Insure

  • 27030

Don’t see your zip code? Not a problem! We can help homeowners throughout North Carolina find the best home coverage for their needs. Get started with a free instant quote by providing your address above. 

TGS Insurance is Mount Airy's Premier Home Insurance Provider

Mount Airy neighborhood

Mount Airy, North Carolina, is in the Piedmont region of the state. This area is well-known for its local shops and dining and has over 40 wineries within a short distance from town. With a population of around 10,000, Mount Airy is a great place for people who love the Andy Griffith Show and its eclectic feel.

Mount Airy neighborhood

TGS Insurance Agency is committed to being one of the premier independent insurance agencies in Mount Airy. As an independent agency, we represent 35+ top-rated insurance carriers, which allows us to offer comprehensive insurance options to meet your every need.

Key Home Statistics in Mount Airy


Total Population in Mount Airy, NC


Average Home Value in Mount Airy, NC


Median Household Income in Mount Airy, NC


Median Age in Mount Airy, NC

Major Neighborhoods in Mount Airy, NC

Image of Holly Springs Neighborhood

Holly Springs

Holly Springs is a large neighborhood in Mount Airy, North Carolina. This area has beautiful homes that are perfect for people who love the outdoors and plenty of land.

Image of Greenbrook Estates Neighborhood

Greenbrook Estates

Greenbrook Estates is another coveted neighborhood in Mount Airy, North Carolina. It is a mix of seniors and families that enjoy the quiet and relaxed feel of the area.

Image of Fairfield Neighborhood


Fairfield is an area in Mount Airy, North Carolina, that has great schools nearby. This makes it perfect for families with children young and old.

Local Home Resources in Mount Airy, NC

Police Departments
Mount Airy Police Department150 Rockford St
Mount Airy, NC 27030
Mount Airy Police Dept150 Rockford St
Mount Airy, NC 27030