Save On Home Insurance in Thomasville, NC | TGS Insurance Agency

Save on Home Insurance in
Thomasville, NC

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  North Carolina  »  


Getting a Thomasville Home Insurance Quote is as Easy as 1-2-3!

Getting the best homeowner’s insurance in Thomasville is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?

  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents

What is Included in Thomasville Home Insurance?

There are a few standard forms of home insurance that offer different levels of protection. This varies from different perils coverage and how much protection you want. Most of these forms include coverage- at some level- for:

  • Dwelling
  • Other Structures
  • Personal Property 
  • Loss of Use
  • Personal Liability
  • Medical Payments

Having these coverages at the base of every standard home policy allows everyone to be somewhat protected. You can choose whether or not you have more coverage in one area compared to another. All of this is based on your unique lifestyle in Thomasville.

What is the Cost of Home Insurance in Thomasville, North Carolina?

Your home insurance policy is crafted to fit your needs as a homeowner and protect your home. Your specific policy will look different from anybody else’s since it is built to protect your home and belongings. Look at how Thomasville compares to other averages. 

National Average: $1,477

North Carolina Average: $1,215

Thomasville, North Carolina Average: $1,153

Your home insurance premium can vary from these averages, but it is always good to compare. If your current homeowners insurance policy is much less expensive than the city average, you may not have enough coverage and be underinsured. You could be overpaying for home insurance if you pay much more than these averages. 


Average Home Insurance Quotes in Thomasville by Coverage Level

Dwelling coverage is a critical aspect of home insurance that protects your home’s physical structure from covered hazards. Typically, your home insurance policy provides coverage up to a specified dollar amount, known as the policy limit. Ensuring that your dwelling coverage limit is sufficient to rebuild your home in the event of a total loss is critical. Since the insurance company assumes more risk, dwelling coverage limits may significantly impact home insurance premiums, with higher limits resulting in higher premiums. Below is a breakdown of the average home insurance premium based on dwelling coverage limits.

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$741.14
$200,000.00 - $299,999.00$1,055.68
$300,000.00 - $399,999.00$1,262.19
$400,000.00 - $499,999.00$1,544.53
$500,000.00 - $599,999.00$1,768.26


Thomasville Home Insurance Quotes and Your Home’s Age

Many factors go into calculating your home insurance premium, including your home’s age. Typically, older homes are more expensive to insure because their structure and other components tend to be outdated (Ex. using galvanized piping instead of PEX) and experienced years of all-around wear and tear. 

Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 

  • Attractive nuisances 
  • Pet breeds
  • Claims history
  • Credit score
  • Crime rate 
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!


Who is the Most Popular Home Insurance Carrier in Thomasville, North Carolina?

We want you to find the perfect homeowners insurance in Thomasville, North Carolina. Knowing what the best insurance carriers in your area charge for home insurance is a great way to know if your policy is competitive. We pulled together some data from TGS customers in your area and found that SageSure is the most popular in Thomasville. People with SageSure pay an average of $867 annually. Another popular carrier in Thomasville is Travelers. Travelers’ rates differ from SageSure, with an average cost of $1,082 annually. Check out our data below for Thomasville’s four most popular carriers and their average annual home insurance premiums. 

Zip Codes in Thomasville TGS Insurance Covers

  • 27360


Don’t see your zip code? We’ve got you covered! We make shopping for the best home insurance easy and hassle-free for all residents throughout North Carolina. Get started today with a free, instant quote! 


TGS Insurance is Thomasville's Premier Home Insurance Provider

Thomasville neighborhood

Thomasville, North Carolina, is located in Davidson and Randolph counties. Thomasville is known for its business industry, specifically furniture. Another name for Thomasville is “Chair Town” because of the notable landmark in the city. Also, Thomasville has the oldest railroad depot in North Carolina.

Thomasville neighborhood

TGS Insurance Agency offers the residents of Thomasville and the surrounding areas the most comprehensive homeowner’s insurance coverage in North Carolina, coupled with the industry’s best customer service. Get a free quote today and protect your home from unexpected events.

Key Home Statistics in Thomasville


Total Population in Thomasville, NC


Average Home Value in Thomasville, NC


Median Household Income in Thomasville, NC


Median Age in Thomasville, NC

Major Neighborhoods in Thomasville, NC

Image of Erwin Heights Neighborhood

Erwin Heights

Erwin Heights is a suburban neighborhood in Thomasville that features well-rated schools, a diverse culture and a beutiful setting.

Image of Thomasville Heights Neighborhood

Thomasville Heights

Thomasville Heights is a neighborhood on the south side of Thomasville. This is a smaller neighborhood that features mid-size homes, and a diverse culture.

Image of Starmount Forest Neighborhood

Starmount Forest

Starmount Forest is a new neighborhood in Thomasville. It has beautiful mid-size houses, adn well-rated schools.

Local Home Resources in Thomasville, NC

Fire Departments
Davidson County - Fire Departments- Fairgrove213 Cedar Lodge Rd
Thomasville, NC 27360
(336) 472-7712
Davidson County - Fire Departments- Pilot4205 Old Highway 29
Thomasville, NC 27360
(336) 475-6152
Fairgrove Fire Dept211 Cedar Lodge Rd
Thomasville, NC 27360
(336) 472-7711
Hasty Fire Dept1306 Joe Moore Rd
Thomasville, NC 27360
(336) 882-3053