Save On Home Insurance in Weddington, NC | TGS Insurance Agency

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Weddington, NC

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Comparison Shop Home Insurance in Weddington from Multiple Carriers Instantly!

Being an independent insurance agency means we shop and compare the best Weddington homeowners insurance options on your behalf to find you the best combination of cost and coverage. You’ll love doing business with us if you want an easier insurance experience. How do you get started? Easy! All we need is your address; you’ll get an instant quote in 15 seconds or less. After that, our agents will tailor and further customize your policy to fit your specific insurance needs. Did we mention we re-shop your policy renewal to ensure you are still getting the best deal year after year?

You’re one click away from never worrying about home insurance again! 


Weddington Homeowners Insurance Coverage Explained

Your home is more than just a building – it’s where memories are made and cherished. That’s why having the right home insurance in Weddington is so important. A standard policy typically covers losses caused by weather, theft, and accidents and includes essential coverages like protection for your home’s structure, personal belongings, liability, and additional living expenses. But every homeowner’s needs differ, so working with a trusted agent who can help you customize your coverage is important. From adding flood insurance to increasing your liability limits, we’re here to help you protect what matters most.


What is the Cost of Home Insurance in Weddington, North Carolina?

Your home insurance policy is crafted to fit your needs as a homeowner and protect your home. Your specific policy will look different from anybody else’s since it is built to protect your home and belongings. Look at how Weddington compares to other averages. 

National Average: $1,477

North Carolina Average: $1,215

Weddington, North Carolina Average: $1,658

Your home insurance premium can vary from these averages, but it is always good to compare. If your current homeowners insurance policy is much less expensive than the city average, you may not have enough coverage and be underinsured. If you pay much more than these averages, you could simply be overpaying for home insurance. 


Average Weddington Home Insurance Cost By Dwelling Coverage Limits

Dwelling coverage is the component of home insurance that protects the physical structure of your home from covered perils. It is designed to cover the cost of repairing or rebuilding your home if it is damaged or destroyed by a covered event. The amount of dwelling coverage you need will depend on the cost of rebuilding your home. Your home insurance policy typically provides coverage up to a specified dollar amount, known as the policy limit. It’s important to ensure that your dwelling coverage limit is high enough to cover the cost of rebuilding your home in the event of a total loss. Dwelling coverage limits can have a significant impact on home insurance premiums. In general, the higher the dwelling coverage limit, the higher the premium since the insurance company will take on more risk.

In Weddington, North Carolina, if you need $200,000 in dwelling coverage, you’ll pay an average of $995 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000 in dwelling coverage will pay an average of $1,541 in Weddington, North Carolina.

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$200,000.00 - $299,999.00$995.38
$300,000.00 - $399,999.00$1,351.73
$400,000.00 - $499,999.00$1,541.11
$500,000.00 -$599,999.00$1,622.96
$600,000.00- $699,999.00$1,757.62


How the Age of Your Weddington Home Affects Your Insurance

The age of your home can affect your insurance in many ways. Older homes are more at risk of electrical, plumbing, and heating/cooling complications. These issues increase the risk of fire and water damage in homes. Also, older homes can be less structurally sound than newer homes. This could lead to more damage when natural disasters-like hurricanes- come through. All of these can result in higher insurance premiums. In contrast, newer homes may be immune to these issues, making them cheaper to insure. 


Weddington Home Insurance Rates By Company

Choosing your home insurance provider is about more than the price, even though we know the cost is undoubtedly a factor. Because each provider sets their rates, the same coverage can vary between carriers. The top carrier in Weddington is SageSure. TGS customers in Weddington pay an average of $1,255 when insured by SageSure. Looking at the numbers, an overwhelming number of people in your area have chosen SageSure over our next most popular carrier, SafePort. The average premium for SafePort is $1,405 for TGS Insurance customers. Here is a breakdown of the different carriers used in Weddington

Weddington, NC Home Insurance Prices by Carrier


Zip Codes in Weddington We Insure

  • 28104

Don’t see your zip code? Not a problem! We can help homeowners throughout North Carolina find the best home coverage for their needs. Get started with a free instant quote by providing your address above. 

TGS Insurance is Weddington's Premier Home Insurance Provider

Weddington neighborhood

Weddington, North Carolina, is in the Piedmont region of the state. This area is well-known for the NASCAR Hall of Fame and easy access to Charlotte. With a population of around 13,000, Weddington is a great place for families with children because of the highly-rated schools. Residents love the landscaping and parks in this area.

Weddington neighborhood

TGS Insurance Agency offers the residents of Weddington and the surrounding areas the most comprehensive homeowners insurance coverage in North Carolina, coupled with the industry’s best customer service. Get a free quote today and protect your home from unexpected events.

Key Home Statistics in Weddington


Total Population in Weddington, NC


Average Home Value in Weddington, NC


Median Household Income in Weddington, NC


Median Age in Weddington, NC

Major Neighborhoods in Weddington, NC

Image of Vintage Creek Neighborhood

Vintage Creek

Vintage Creek is a large neighborhood in Weddington, North Carolina. This area has beautiful homes that are perfect for people who love the outdoors and plenty of land.

Image of Weddington Heritage Neighborhood

Weddington Heritage

Weddington Heritage is an area in Weddington, North Carolina, that has great schools nearby. This makes it perfect for families with children young and old.

Image of Providence Woods Neighborhood

Providence Woods

Providence Woods is a friendly neighborhood in Weddington, NC. Residents love it because it is close to local restaurants, shopping, and many outdoor recreation areas.