Save On Home Insurance in Clemson, SC | TGS Insurance Agency

Save on Home Insurance in
Clemson, SC

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Shopping For Cheap Clemson Home Insurance Is Easier Than You Think 


As an independent agency, we represent 55+ top-rated insurance carriers, which allows us to offer comprehensive insurance options to meet your every need. The best part? Our highly qualified homeowners insurance agents do the hard work for you, making your home insurance shopping process easy and stress-free. Your savings start with an instant, free quote. Our agents are ready to help you further customize your quote and find any discounts you might qualify for! 


We shop. You Save. Yes, it really is that easy.


Clemson Homeowners Insurance Coverage Explained


Your home is more than just a building – it’s where memories are made and cherished. That’s why having the right home insurance in Clemson is so important. A standard policy typically covers losses caused by weather, theft, and accidents and includes essential coverages like protection for your home’s structure, personal belongings, liability, and additional living expenses. But every homeowner’s needs differ, so working with a trusted agent who can help you customize your coverage is important. From adding flood insurance to increasing your liability limits, we’re here to help you protect what matters most.


How Much is Home Insurance in Clemson, South Carolina?


Clemson home insurance costs an average of $1,226 annually for TGS Insurance customers. This average is factored with policies with a 2% wind and hail coverage deductible and an average home value of $318,023. The cost of your home insurance premium will vary based on a few different things. This can be your credit, where you live, how much your house is worth, and the age of your home. Our instant home quote tool shops for you to find the best rates with just your address. After your instant quote, connect with one of our agents to further customize your coverage!


Average Cost of Clemson Home Insurance by Dwelling Coverage Amount


Typical home insurance includes dwelling coverage which covers the costs of repairing or rebuilding your home if it sustains damage or is destroyed due to a covered event. The limit of your dwelling coverage should match the rebuilding cost of your home, and the higher the limit, the more substantial the impact on home insurance premiums since the insurance company bears more risk. For TGS customers with a $200,000 dwelling coverage limit, their premium averages at $1,181 per year. 


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$924.21
$200,000.00 - $299,999.00$1,049.13
$300,000.00 - $399,999.00$1,272.43
$400,000.00 - $499,999.00$1,610.67


Clemson Zip Codes We Insure


  • 29631
  • 29634


Don’t see your zip code? It’s okay! At TGS Insurance Agency, we have access to a wide range of insurance carriers and products to help homeowners throughout South Carolina save money on their home insurance. Get a free, instant quote today and protect yourself, your family, and your home from the unexpected.

TGS Insurance is Clemson's Premier Home Insurance Provider

Clemson neighborhood

Clemson, South Carolina, is in the Mountain region of the state. This area is home to Clemson University, the South Carolina Botanical Garden, along with many museums. With a steady population of around 17,000, Clemson is a great place for young adults to attend school and families to set up local businesses. The love of the university draws people in.

Clemson neighborhood

As an independent insurance agency, our commitment is to our client's best interests. TGS Insurance Agency is committed to finding Clemson residents home insurance options to meet their every need at a competitive price coupled with exceptional customer service.

Key Home Statistics in Clemson


Total Population in Clemson, SC


Average Home Value in Clemson, SC


Median Household Income in Clemson, SC


Median Age in Clemson, SC

Major Neighborhoods in Clemson, SC

Image of City Center Neighborhood

City Center

City Center is largely a student-focused area. There are a lot of nightlife spots, small businesses, and restaurants at which you will see Clemson students during the school year.

Image of Calhoun Neighborhood


More of a slow-paced neighborhood in Clemson, Calhoun is a great place for people who still want access to the college amenities but want to stay out of the crowd closer to the University.

Image of Ashley Estates Neighborhood

Ashley Estates

Ashley Estates is family-friendly, near a great elementary school, and is very clean. People in Ashley Estates love having the support of the university paired with the calm of this side of town.

Local Home Resources in Clemson, SC

Fire Departments
Central Fire & Rescue1200 Tiger Blvd
Clemson, SC 29631
(864) 654-7074
Clemson Fire Dept1521 Perimeter Rd
Clemson, SC
(864) 656-2242
Police Departments
Clemson Police Department1198 Tiger Blvd
Clemson, SC 29631
Clemson Police Dept1198 Tiger Blvd
Clemson, SC 29634