Finding Affordable Florence Home Insurance Made Simple
At TGS Insurance Agency, we leverage our relationships with several top-rated carriers to find you the best coverage and prices. Our online quoting tool makes getting a home insurance quote easier and faster than ever- all we need is your address! Our agents are ready to review your quote to assure you are getting the coverage you need and not overpaying for coverage you don’t.
We shop, and you save time and money; it really is that easy.
What is Included in Florence Home Insurance?
There are a few standard forms of home insurance that offer different levels of protection. This varies from different perils coverage and how much protection you want. Most of these forms include coverage- at some level- for:
- Other Structures
- Personal Property
- Loss of Use
- Personal Liability
- Medical Payments
Having these coverages at the base of every standard home policy allows everyone to be somewhat protected. You can choose whether or not you have more coverage in one area compared to another. All of this is based on your unique lifestyle in Florence.
What Does Home Insurance Cost in Florence?
Homeowners insurance in Florence costs $1,625 a year, or $135 a month, for TGS customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote!
Average Homeowners Insurance Cost by Coverage Level in Florence
The cost to replace your home is essential to determine the dwelling coverage you need on your home insurance policy; this limit directly impacts your home insurance premium. On top of affecting your average annual costs, having an accurate replacement cost can prevent you from being underinsured if a covered loss takes your entire house. These are the average annual home insurance costs in Florence, South Carolina, based on dwelling coverage limits associated with the policy.
Dwelling Coverage Limits Average Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00 $1,270.84
$200,000.00 - $299,999.00 $1,409.11
$300,000.00 - $399,999.00 $1,749.68
$400,000.00 - $499,999.00 $2,141.53
Does My ZIP Code Affect Home Insurance Premiums in Florence?
Insurance carriers look at more than your home state when pricing your premium- they can get as specific as your ZIP Code. For example, in South Carolina, when you are closer to the coast, you may experience higher annual premiums because of your risks of perils like flooding and hurricanes. In Florence, the ZIP code 29506 is the area with the lowest premium of $1,453 for TGS Insurance customers. The ZIP code with the highest premium is 29501, costing TGS customers an average of $1,660 a year.
Zip Codes in Florence We Insure
Don’t see your zip code? Not a problem! We can help homeowners throughout South Carolina find the best home coverage for their needs. Get started with a free instant quote by providing your address above.