Save On Home Insurance in Fort Mill, SC | TGS Insurance Agency

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Fort Mill, SC

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Homeowners Insurance  »  South Carolina  »  

Fort Mill

Getting a Fort Mill Home Insurance Quote is as Easy as 1-2-3! 


Getting the best homeowner’s insurance in Fort Mill is easy when you use TGS Insurance’s proprietary online quoting tool for a free, no-obligation quote. Did we mention it only takes 15 seconds?


  1. Enter your address
  2. View your quote 
  3. Customize your coverage with the guidance of one of our expert independent agents


What is Covered in Fort Mill Home Insurance?


Don’t let unexpected losses threaten your home and personal belongings. With home insurance in Fort Mill, you can have peace of mind knowing you’re covered against various risks. A standard policy typically covers your home’s structure, personal belongings, liability, and additional living expenses. But not all policies are created equal, so it’s important to work with an agent who can help you customize your coverage to fit your unique needs. Whether you need more protection for your high-value items or want to add coverage for specific risks like earthquakes or floods, we’ve got you covered.


What is the Average Cost of Home Insurance in Fort Mill?


In Fort Mill, the average cost of home insurance for TGS Insurance customers is $843 per year. While the cost of your policy will depend on several factors, such as the value and age of your home, your location, and your credit score, our agents can help you find the coverage you need at a price you can afford. We’ll work with you to customize your coverage and ensure you’re not sacrificing anything important to save money.


Average Cost of Fort Mill Home Insurance by Dwelling Coverage Amount


Typical home insurance includes dwelling coverage which covers the costs of repairing or rebuilding your home if it sustains damage or is destroyed due to a covered event. The limit of your dwelling coverage should match the rebuilding cost of your home, and the higher the limit, the more substantial the impact on home insurance premiums since the insurance company bears more risk. For TGS customers with a $350,000 dwelling coverage limit, their premium averages about $807 per year. 


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$629.57
$200,000.00 - $299,999.00$664.62
$300,000.00 - $399,999.00$806.70
$400,000.00 - $499,999.00$969.33


Does My Location Affect Home Insurance Premiums in Fort Mill?


Determining home insurance rates is very similar to determining auto insurance rates. Providers look at factors in your area, like the potential dangers you face and the crime rates. Your premiums could be lower if you live in a relatively low crime rate area. If your area is known for having floods or severe weather, you may have to pay more for your premium. In Fort Mill, the ZIP code with the highest average premium is 29715. The average cost for that ZIP code is $856 annually. Below is a comparison of the average cost of auto insurance within ZIP codes of Fort Mill: 


map showing average home insurance premiums by zip code in Fort Mill, South Carolina


Fort Mill Zip Codes TGS Insurance Agency Covers


  • 29707
  • 29708
  • 29715


If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across South Carolina. Simply enter your address above to get started with a free instant quote.

TGS Insurance is Fort Mill's Premier Home Insurance Provider

Fort Mill neighborhood

Fort Mill, South Carolina, is known for its peach orchards and recently celebrated its 150th anniversary. The town hosts strawberry festivals and other events throughout the year to bring the community together. People in Fort Hill admire the Anne Springs Close Greenway, which is an expansive nature preserve in the area.

Fort Mill neighborhood

At TGS Insurance Agency, we only work with the finest insurance carriers, so Fort Mill residents can consistently expect a comprehensive homeowners insurance policy at a low cost. As an independent agency with thousands of happy customers, partnerships with 35+ carriers, and exceptional customer service, we win business from Fort Mill locals daily.

Key Home Statistics in Fort Mill


Total Population in Fort Mill, SC


Average Home Value in Fort Mill, SC


Median Household Income in Fort Mill, SC


Median Age in Fort Mill, SC

Major Neighborhoods in Fort Mill, SC

Image of Masons Bend Neighborhood

Masons Bend

This peaceful corner of Fort Mill is enjoyed by its residents for its easy access to nature. Masons Bend boasts an expanse of beautiful, newer homes with a suburbian feel.

Image of Springfield Neighborhood


In the fringes of Northeast Fort Mill, this area is only a brief commute away from Charlotte, North Carolina. Home to an impressive golf course, Springfield is a suburban utopia.

Image of Massey Neighborhood


Just north of the Catawba River, this sprawling region of Fort Mill is nestled between stunning nature and great schools. It’s no wonder Massey is a popular place for young and growing families.

Image of Millbank Neighborhood


This budding new community is located near the heart of Fort Mill, South Carolina. Millbank offers convenient access to boutiques, eateries and the Fort Mill Golf Club.

Image of Riverview Neighborhood


A quiet suburb of Fort Mill, South Carolina, Riverview is regarded as a friendly place. Just down the road from Tega Cay and the Catawba River, there is ample opportunity for outdoor adventure here.

Image of Baxter Village Neighborhood

Baxter Village

Baxter Village is a rapidly blooming suburb of Fort Mill, South Carolina. This area is popular for its friendly community and access to great schools, eateries, and amenities like the YMCA.

Local Home Resources in Fort Mill, SC

Fire Departments
Flint Hill Fire Dept1950 Highway 21 Byp
Fort Mill, SC 29715
(803) 548-4805
Fort Mill Fire Dept121 Tom Hall St
Fort Mill, SC 29707
(803) 547-5511
Pleasant Valley Fire Dept315 Fort Mill Hwy
Fort Mill, SC 29707
(803) 548-5600
Riverview Fire Dept1899 Harris Rd
Fort Mill, SC 29708
(803) 547-5921
Riverview Volunteer Fire Dept425 Sutton Rd N
Fort Mill, SC 29708
(803) 547-4197
Tega Cay Fire Dept5000 Tega Cay Dr
Fort Mill, SC 29708
(803) 548-4321
Tega Cay Fire Dept7200 Tega Cay Dr
Fort Mill, SC 29708
(803) 548-4321