Save On Home Insurance in Goose Creek, SC | TGS Insurance Agency

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Homeowners Insurance  »  South Carolina  »  

Goose Creek

Comparison Shop Home Insurance in Goose Creek from Multiple Carriers Instantly!


Being an independent insurance agency means we shop and compare the best Goose Creek homeowners insurance options on your behalf to find you the best combination of cost and coverage. You’ll love doing business with us if you want an easier insurance experience. How do you get started? Easy! All we need is your address; you’ll get an instant quote in 15 seconds or less. After that, our agents will tailor and further customize your policy to fit your specific insurance needs. Did we mention we re-shop your policy renewal to ensure you are still getting the best deal year after year?


You’re one click away from never worrying about home insurance again! 


Goose Creek Home Insurance Coverage: The Basics


If you’re like most homeowners in Goose Creek, your home is your most valuable asset, and you should protect it as such. It’s important to understand that when you create your home insurance policy, it should meet your individual needs. Insurance companies offer different levels of coverage, endorsements, and protections with varying conditions and limitations that enable policies to be customized. With that in mind, the most common types of coverage you will see on a homeowners insurance policy include: 


  • Dwelling coverage for the structure of your home.
  • Other structures coverage for structures not attached to your home, like detached garages, sheds, and fences.
  • Personal property coverage for replacing and repairing furniture, electronics, clothing, etc.
  • Loss of use coverage for additional living expenses if you need to stay somewhere else while your home is being repaired.
  • Personal liability coverage for legal bills if someone gets injured on your property or you cause damage and get sued.
  • Medical payment coverage helps cover medical expenses for nonhousehold members injured on your property.


What Does Home Insurance Cost in Goose Creek?


Homeowners insurance in Goose Creek costs $1,603 a year, or $134 a month, for TGS Insurance customers. The cost of your home insurance premium will vary based on a few different things. This can be from your credit, location, value of your home, and what year your home was built. It is normal for your home insurance to vary from this average and other numbers you see online. The great thing about it is that you can completely customize your coverage.TGS has helped over 15,000 customers save on their home insurance premiums. To lock in your savings, type your address above for an instant quote!


Average Goose Creek Home Insurance Cost By Dwelling Coverage Limits


Dwelling coverage is the component of home insurance that protects the physical structure of your home from covered perils. It is designed to cover the cost of repairing or rebuilding your home if it is damaged or destroyed by a covered event. The amount of dwelling coverage you need will depend on the cost of rebuilding your home. Your home insurance policy typically provides coverage up to a specified dollar amount, known as the policy limit. It’s important to ensure that your dwelling coverage limit is high enough to cover the cost of rebuilding your home in the event of a total loss. Dwelling coverage limits can have a significant impact on home insurance premiums. In general, the higher the dwelling coverage limit, the higher the premium since the insurance company will take on more risk.


In Goose Creek, South Carolina, if you need $200,000 in dwelling coverage, you’ll pay an average of $1,465 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000 in dwelling coverage will pay an average of $2,336 in Goose Creek, South Carolina.


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,335.08
$200,000.00 - $299,999.00$1,465.10
$300,000.00 - $399,999.00$1,856.67
$400,000.00 - $499,999.00$2,336.34

Goose Creek Zip Codes We Insure


  • 29445


Don’t see your zip code? It’s okay! At TGS Insurance Agency, we have access to a wide range of insurance carriers and products to help homeowners throughout South Carolina save money on their home insurance. Get a free, instant quote today and protect yourself, your family, and your home from the unexpected.

TGS Insurance is Goose Creek's Premier Home Insurance Provider

Goose Creek neighborhood

Located just minutes from Charleston, Goose Creek, South Carolina, is one of the best places to raise a family in the U.S. This is because of its duality- being close to relaxation on the coast and close to big businesses in the city. Locals have preserved the small-town feel of Goose Creek and chose to grow with that in mind.

Goose Creek neighborhood

As an independent insurance agency, our commitment is to our client's best interests. TGS Insurance Agency is committed to finding Goose Creek residents home insurance options to meet their every need at a competitive price coupled with exceptional customer service.

Key Home Statistics in Goose Creek


Total Population in Goose Creek, SC


Average Home Value in Goose Creek, SC


Median Household Income in Goose Creek, SC


Median Age in Goose Creek, SC

Major Neighborhoods in Goose Creek, SC

Image of Crowfield Plantation Neighborhood

Crowfield Plantation

Historically an indigo and rice plantation, this master-planned community is the pinnacle of suburbia in Goose Creek. Crowfield Plantation is known for its outdoor activities and trendy amenities.

Image of Pine Grove Neighborhood

Pine Grove

This abundantly green neighborhood of Goose Creek, South Carolina is home to many active military members. Perhaps this is why Pine Grove is popular among high-end renters.

Image of Laurel Hill Plantation Neighborhood

Laurel Hill Plantation

The lakeside Laurel Hill Plantation is attractive to those looking to get out of the city without sacrificing convenience. This small, family-friendly community in Goose Creek boasts great schools.

Image of Caromi Village Neighborhood

Caromi Village

Dominated by impressive, estate-style homes, Caromi Village is one of the most expensive areas of Goose Creek. Its location attracts many upper-class executives and military members.

Image of Liberty Hall Plantation Neighborhood

Liberty Hall Plantation

This gated community is a flourishing suburbia on the outskirts of Goose Creek. Liberty Hall Plantation is popular for its ample natural green space and rich history.

Image of Foxborough Neighborhood


Just around the corner from the stunning Cypress Gardens, Foxborough is rapidly becoming one of the most affordable and desirable regions of Goose Creek, South Carolina.

Local Home Resources in Goose Creek, SC

Fire Departments
Board Of Rural Fire Control907 Red Bank Rd
Goose Creek, SC 29445
(843) 797-3112
Board of Rural Fire Control-Goose Creek & MT HollyRed Bank Rd
Goose Creek, SC 29401
(843) 797-3112
Goose Creek City Fire Dept101 Brandywine Blvd
Goose Creek, SC 29445
(843) 553-8350
Word On Fire International Ministires239 Amy Dr
Goose Creek, SC 29445
(843) 569-3434