Save On Home Insurance in Greer, SC | TGS Insurance Agency

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Getting a Greer Home Insurance Quote Has Never Been Easier! 


Finding the right Greer homeowners insurance can be confusing and time-consuming. TGS Insurance Agency is here to change that. Our expert home insurance agents do the hard work for you, making your home insurance shopping experience easy and stress-free. Getting started is simple; enter your address for a free, no-obligation instant quote, and our helpful team will take it from there!


What is Covered in Greer Home Insurance?


Don’t let unexpected losses threaten your home and personal belongings. With home insurance in Greer, you can have peace of mind knowing you’re covered against various risks. A standard policy typically covers your home’s structure, personal belongings, liability, and additional living expenses. But not all policies are created equal, so it’s important to work with an agent who can help you customize your coverage to fit your unique needs. Whether you need more protection for your high-value items or want to add coverage for specific risks like earthquakes or floods, we’ve got you covered.


Cost of Home Insurance in Greer


In Greer, the average home insurance costs $1,278 annually for TGS Insurance customers. The cost of your home insurance is based on several different factors, including, but not limited to:


  • The value of your home.
  • Where your home is.
  • How old your home is.
  • The number of residents in your home.
  • Your credit score.


These factors set a base for your home insurance, and then you can customize your coverage. The more coverage you choose to have, the more your yearly premium will be. TGS Insurance is here to help you find the best price without sacrificing any coverage you want.


Home Insurance in Greer Cost by Dwelling Coverage Limit


Dwelling coverage limits are one of the key factors that insurers consider when setting premiums. You’ll generally pay a higher premium if you choose a high dwelling coverage limit. However, ensuring adequate coverage to protect your home during a loss is important. If you have a mortgage on your home, your lender may require you to have a certain amount of dwelling coverage to protect your investment.


In Greer, South Carolina, a policy with $200,000-$299,999 in dwelling coverage costs an average of $1,069 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000-$499,999 in dwelling coverage will pay an average of $1,612 in Greer, South Carolina.


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$955.62
$200,000.00 - $299,999.00$1,069.49
$300,000.00 - $399,999.00$1,315.05
$400,000.00 - $499,999.00$1,611.75


How the Age of Your Greer Home Affects Your Insurance


The age of your home can affect your insurance in many ways. Older homes are more at risk of electrical, plumbing, and heating/cooling complications. These issues increase the risk of fire and water damage in homes. Also, older homes can be less structurally sound than newer homes. This could lead to more damage when natural disasters-like hurricanes- come through. All of these can result in higher insurance premiums. In contrast, newer homes may be immune to these issues, making them cheaper to insure.


Greer Zip Codes We Insure


  • 29650
  • 29651


Zip code not listed? Don’t worry! We can help homeowners throughout South Carolina save money on their home insurance. Get started with a free instant quote by providing your address above.

TGS Insurance is Greer's Premier Home Insurance Provider

Greer neighborhood

One of the state’s fastest-growing towns, Greer, South Carolina, is in the foothills of the Blue Ridge Mountains. People are flocking there because of the beautiful mountain scenery, and lakes, and available big-city amenities. Young professionals love the business district's nightlife, and the small-town community feel.

Greer neighborhood

TGS Insurance Agency is committed to being one of the premier independent insurance agencies in Greer. As an independent agency, we represent 35+ top-rated insurance carriers, which allows us to offer comprehensive insurance options to meet your every need.

Key Home Statistics in Greer


Total Population in Greer, SC


Average Home Value in Greer, SC


Median Household Income in Greer, SC


Median Age in Greer, SC

Major Neighborhoods in Greer, SC

Image of Silverleaf Neighborhood


One of the popular neighborhoods in Greer is Silverleaf. Silverleaf has over 300 homes and is a peaceful neighborhood. There are shared amenities that residents can enjoy.

Image of Sugar Creek Neighborhood

Sugar Creek

Sugar Creek is on the eastside of Greer meaning that it is near the highway, local shopping centers and entertainment. This makes it great for children and families.

Image of Thornblade Neighborhood


Thornblade is a luxurious, upscale area in Greer with a private golf course. Sections within Thornblade are gated, providing extra security for residents and their families.

Image of Sugar Mill Neighborhood

Sugar Mill

Sugar Mill is known for having a close-knit community and lots of shared green space for picnics, hiking, and biking. This is a larger neighborhood with over 350 homes.

Image of Brushy Meadows Neighborhood

Brushy Meadows

Brushy Meadows is a neighborhood in Greer that is known for its beautiful landscaping and excellent community. There is a lot of privacy here so families can relax in their yards without interruption.

Image of Pelham Falls Neighborhood

Pelham Falls

Pelham Falls is a cozy neighborhood in Greer that features a lot of cul-de-sacs where children safely play. Another great perk is that Pelham Falls is near the Enoree River.

Local Home Resources in Greer, SC

Fire Departments
Boiling Springs Fire Dept2015 Hudson Rd
Greer, SC 29650
(864) 268-7780
Fire Departments - Fire Alarms Only- Pelham Batesville2761 S Old Highway 14
Greer, SC 29650
(864) 877-9621
Fire Dept103 W Poinsett St
Greer, SC 29650

Greenville-Spartanburg Internatarprt FR Rsrvtns an - Fire Dept-Non2000 Gsp Dr, #1
Greer, SC 29651
(864) 848-6216
Greer Fire Dept2761 S Highway 14
Greer, SC 29650

Lake Cunningham Fire Department2802 N McElhaney Rd
Greer, SC 29651
(864) 895-1212
Pelham-batesville Fire Dept789 Brockman McClimon Rd
Greer, SC 29651
(864) 801-1590
Police Departments
Greer Police Chief Office101 W Poinsett St
Greer, SC 29652
Greer Police Chief Office101 W Poinsett St
Greer, SC 29650
Greer Police Dept509 W Poinsett St
Greer, SC 29652
Greer Police Dept101 W Poinsett St
Greer, SC 29652
GREER, SC 29652
Greer Police Dept101 W Poinsett St
Greer, SC 29650
Greer Police Dept Records Div102 S Main St
Greer, SC 29650