Save On Home Insurance in Moncks Corner, SC | TGS Insurance Agency

Save on Home Insurance in
Moncks Corner, SC

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  South Carolina  »  

Moncks Corner

Get an Instant Moncks Corner Home Insurance Quote! 


With over 55 top-rated insurance carriers at our disposal, we pride ourselves on being an independent agency that can offer comprehensive Moncks Corner home insurance options to meet your every need. Our team of highly qualified homeowners insurance agents will do the heavy lifting for you, making your home insurance shopping process a breeze. Get started with an instant, free quote today, and let us help you customize your policy to find any discounts you qualify for. We shop, you save – it’s that simple!

What Does Moncks Corner Home Insurance Cover?


Most home insurance policies include some level of the following types of coverage. 


Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household


When it comes to home insurance in Moncks Corner, there’s no shortage of options. A standard policy typically covers a variety of losses, including damage caused by weather, theft, and accidents. But not all policies are created equal. That’s why it’s important to work with a knowledgeable agent who can help you navigate the complexities of home insurance and tailor your coverage to fit your needs. Whether you need more protection for your personal belongings or additional liability coverage, we’ve got you covered.

What is the Cost of Home Insurance in Moncks Corner, South Carolina? 


Your home insurance policy is crafted to fit your needs as a homeowner and protect your home. Your specific policy will look different from anybody else’s since it is built to protect your home and belongings. Look at how Moncks Corner compares to other averages. 


National Average: $1,477

South Carolina Average: $1,684

Moncks Corner, South Carolina Average: $2,095


Your home insurance premium can vary from these averages, but it is always good to compare. If your current homeowners insurance policy is much less expensive than the city average, you may not have enough coverage and be underinsured. If you pay much more than these averages, you could simply be overpaying for home insurance. 


Home Insurance in Moncks Corner Cost by Dwelling Coverage Limit


Dwelling coverage limits are one of the key factors that insurers consider when setting premiums. You’ll generally pay a higher premium if you choose a high dwelling coverage limit. However, it’s important to ensure adequate coverage to protect your home during a loss. If you have a mortgage on your home, your lender may require you to have a certain amount of dwelling coverage to protect your investment.


In Moncks Corner, South Carolina, a policy with $200,000-$299,999 in dwelling coverage costs an average of $1,821 per year. However, if your home is worth more, you’ll want more coverage, so homeowners wanting $400,000-$499,999 in dwelling coverage will pay an average of $2,765 in Moncks Corner, South Carolina.


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,577.31
$200,000.00 - $299,999.00$1,821.08
$300,000.00 - $399,999.00$2,330.46
$400,000.00 - $499,999.00$2,764.95
$500,000.00 - $599,999.00$3,119.12
$600,000.00 - $699,999.00$3,874.36


Moncks Corner Home Insurance Quotes and Your Home’s Age


Many factors go into calculating your home insurance premium, including your home’s age. Typically, older homes are more expensive to insure because their structure and other components tend to be outdated (Ex. using galvanized piping instead of PEX) and experienced years of all-around wear and tear. 


Age is not the only influencing factor for your home insurance premium. Carriers look at a variety of other things, including: 


  • Attractive nuisances 
  • Pet breeds
  • Claims history
  • Credit score
  • Crime rate 
  • Location
  • Marital status
  • Size
  • Replacement cost
  • And much more!


Moncks Corner Zip Codes TGS Insurance Agency Covers


  • 29461


If your zip code is not listed, fret not! We have access to amazing rates for homeowners all across South Carolina. Simply enter your address above to get started with a free instant quote.

TGS Insurance is Moncks Corner's Premier Home Insurance Provider

Moncks Corner neighborhood

Moncks Corner, South Carolina, is in the Coastal region of the state. Moncks Corner is part of Berkeley County and is 35 miles from Charleston. This town has a large lake, Lake Moultrie the locals love to hike around, kayak, and just enjoy the beauty. With over 13,000 people, Moncks Corner is a serene place to raise a family or retire.

Moncks Corner neighborhood

At TGS Insurance, we are committed to our clients' best interests. As an independent insurance agency, we do all we can to find Moncks Corner residents the best home insurance options. We want you to feel covered without the headache of shopping for policies. We do it for you!

Key Home Statistics in Moncks Corner


Total Population in Moncks Corner, SC


Average Home Value in Moncks Corner, SC


Median Household Income in Moncks Corner, SC


Median Age in Moncks Corner, SC

Major Neighborhoods in Moncks Corner, SC

Image of Foxbank Plantation Neighborhood

Foxbank Plantation

This charming neighborhood boasts sprawling acres of lush greenery in Moncks Corner, South Carolina. Foxbank Plantation offers a utopic combination of amenities and outdoor adventure.

Image of Strawberry Station Neighborhood

Strawberry Station

The Strawberry Station area of Moncks Corner is nestled between trending shops, historic sites, major highways and lowcountry elegance. It’s easy to see why these newer homes are so desirable.

Image of Pimlico Neighborhood


This tight-knit community is a family-friendly part of Moncks Corner, South Carolina. On the Cooper River, many homes in Pimlico have private docks and enjoy the natural beauty of the wetlands.

Local Home Resources in Moncks Corner, SC

Fire Departments
Cordesville Rural Fire Dept1931 Highway 402
Moncks Corner, SC 29461
(843) 899-4644
Fire Dept Town Of Moncks116 Carolina Ave
Moncks Corner, SC 29461
(843) 719-7990
Moncks Corner Rural Fire DepartmentFairlawn Dr
Moncks Corner, SC 29461
(843) 899-2259
North District Berkeley County Rural Fire BoardCounty Courthouse
Moncks Corner, SC 29461
(843) 761-9000
Pimlico Rural Fire Dept1607 Pimlico Blvd
Moncks Corner, SC 29461
(843) 761-3232
South District Berkeley Rural Fire BoardN Hwy 17 A
Moncks Corner, SC 29461
(843) 761-2100
Whitesville Fire Dept115 Sunview Ln
Moncks Corner, SC 29461
(843) 761-1628
Police Departments
SC Highway PatrolUS 52 N