Save On Home Insurance in Newberry, SC | TGS Insurance Agency

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Getting a Newberry Home Insurance Quote Has Never Been Easier! 


Finding the right Newberry homeowners insurance can be confusing and time-consuming. TGS Insurance Agency is here to change that. Our expert home insurance agents do the hard work for you, making your home insurance shopping experience easy and stress-free. Getting started is simple; enter your address for a free, no-obligation instant quote, and our helpful team will take it from there!


Newberry Home Insurance Coverage: The Basics


If you’re like most homeowners in Newberry, your home is your most valuable asset, and you should protect it as such. It’s important to understand that when you create your home insurance policy, it should meet your individual needs. Insurance companies offer different levels of coverage, endorsements, and protections with varying conditions and limitations that enable policies to be customized. With that in mind, the most common types of coverage you will see on a homeowners insurance policy include: 


  • Dwelling coverage for the structure of your home.
  • Other structures coverage for structures not attached to your home, like detached garages, sheds, and fences.
  • Personal property coverage for replacing and repairing furniture, electronics, clothing, etc.
  • Loss of use coverage for additional living expenses if you need to stay somewhere else while your home is being repaired.
  • Personal liability coverage for legal bills if someone gets injured on your property or you cause damage and get sued.
  • Medical payment coverage helps cover medical expenses for nonhousehold members injured on your property.


What is the Average Cost of Home Insurance in Newberry?


In Newberry, the average cost of home insurance for TGS Insurance customers is $1,391 per year. While the cost of your policy will depend on several factors, such as the value and age of your home, your location, and your credit score, our agents can help you find the coverage you need at a price you can afford. We’ll work with you to customize your coverage and ensure you’re not sacrificing anything important to save money.

Average Newberry Home Insurance Cost By Coverage Level


Dwelling coverage is a fundamental element of home insurance that protects the physical structure of your home against covered hazards. The intention is to cover the expenses of repairing or rebuilding your home if it is damaged or destroyed due to a covered event. The amount of dwelling coverage needed depends on the cost of rebuilding your home. Your home insurance covers the policy limit- which is coverage for up to a specified dollar amount. It is critical to ensure that your dwelling coverage limit is sufficient to cover the cost of rebuilding your home in case of a complete loss. Dwelling coverage limits can significantly impact home insurance premiums, with higher limits resulting in higher premiums since the insurance company is assuming more risk.


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,183.48
$200,000.00 - $299,999.00$1,327.89
$300,000.00 - $399,999.00$1,650.86
$400,000.00 - $499,999.00$2,104.25


Newberry Home Insurance Cost By Home Age


The age of your home is also a factor considered when carriers determine your home insurance premium. The age matters because older homes might be more expensive to rebuild after a total covered loss, especially if they must bring them up to modern safety and building codes. If you have an older home and you are looking for ways to keep your premiums low, be sure to stay up to date on home maintenance and replace older systems in your home.


Newberry Zip Codes We Insure


  • 29108


Don’t see your zip code? It’s okay! At TGS Insurance Agency, we have access to a wide range of insurance carriers and products to help homeowners throughout South Carolina save money on their home insurance. Get a free, instant quote today and protect yourself, your family, and your home from the unexpected.


TGS Insurance is Newberry's Premier Home Insurance Provider

Newberry neighborhood

Newberry, South Carolina, is in the Midlands region of the state. This area is well-known for its well-preserved history. Coupled with this, the town is looking towards the future and innovating its community. With a population of around 10,000, Newberry is a great place for those who appreciate history but also like to be in an active suburb.

Newberry neighborhood

At TGS Insurance, we are committed to our clients' best interests. As an independent insurance agency, we do all we can to find Newberry residents the best home insurance options. We want you to feel covered without the headache of shopping for policies. We do it for you!

Key Home Statistics in Newberry


Total Population in Newberry, SC


Average Home Value in Newberry, SC


Median Household Income in Newberry, SC


Median Age in Newberry, SC

Major Neighborhoods in Newberry, SC

Image of Historic Downtown Neighborhood

Historic Downtown

Residents of Historic Downtown Newberry enjoy easy access to arts and dining, namely at the historic Opera House. This charming borough hosts century-old suburban homes and colonial mansions.

Image of Newberry College Neighborhood

Newberry College

The friendly Newberry College region of this quaint South Carolina town is known for its safety and scenic spots. This is also one of the most diverse corners of Newberry.

Image of Helena Neighborhood


This neighborhood in Newberry, South Carolina is an industrial hub. Helena residents enjoy the affordability of the area, as well as the proximity to the small-town charm of the city center.

Local Home Resources in Newberry, SC

Fire Departments
City Of Newberry Fire Dept1041 Wilson Rd
Newberry, SC 29108
(803) 321-1030
Friendly Fire Department908 Harrington St
Newberry, SC 29108
(803) 321-0885
Newberry County - Board of Rural Fire Control927 Harrington St
Newberry, SC 29108
(803) 321-2190
Newberry Fire Dept1041 Wilson Rd
Newberry, SC 29108
S C State - Commission of Forestry- Fire Dispatch Center39 General Henderson Rd
Newberry, SC 29108
(803) 405-0185
Wilson Fire Equipment743 Wilson Rd
Newberry, SC 29108
(803) 276-0809
Police Departments
Highway Patrol275 Mount Bethel Garmany Rd
Newberry, SC 29108
Newberry County Sheriff Office3491 Main St
Newberry, SC 29108
Newberry County Sheriff OfficePO Box 247
Newberry, SC 29108
Newberry Police Departm...1507 Nance St
Newberry, SC 29108-2740
Newberry Police Department1507 Nance St
Newberry, SC 29108-2740
Newberry Police Dept1507 Nance St
Newberry, SC 29108