Save On Home Insurance in North Augusta, SC | TGS Insurance Agency

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Homeowners Insurance  »  South Carolina  »  

North Augusta

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With over 55 top-rated insurance carriers at our disposal, we pride ourselves on being an independent agency that can offer comprehensive North Augusta home insurance options to meet your every need. Our team of highly qualified homeowners insurance agents will do the heavy lifting for you, making your home insurance shopping process a breeze. Get started with an instant, free quote today, and let us help you customize your policy to find any discounts you qualify for. We shop, you save – it’s that simple!

What is Included in North Augusta Home Insurance?


There are a few standard forms of home insurance that offer different levels of protection. This varies from different perils coverage and how much protection you want. Most of these forms include coverage- at some level- for:


  • Dwelling
  • Other Structures
  • Personal Property 
  • Loss of Use
  • Personal Liability
  • Medical Payments


Having these coverages at the base of every standard home policy allows everyone to be somewhat protected. You can choose whether or not you have more coverage in one area compared to another. All of this is based on your unique lifestyle in North Augusta.


How Much Does North Augusta Home Insurance Cost?


On average, a TGS customer in North Augusta would pay $1,584 per year for home insurance. Home insurance rates vary based on several factors, including your home’s age, value, and location, as well as your credit score and desired coverage levels. This average is based on policies with an average home value of $297,836 and includes windstorm and hail coverage with a 2% deductible. TGS Insurance Agency offers customizable options to all our customers so you can find the right policy and pay what you want. Get started with a free instant home insurance quote by providing your address above.


Average Home Insurance Quotes in North Augusta by Coverage Level


Dwelling coverage is a critical aspect of home insurance that protects your home’s physical structure from covered hazards. Typically, your home insurance policy provides coverage up to a specified dollar amount, known as the policy limit. Ensuring that your dwelling coverage limit is sufficient to rebuild your home in the event of a total loss is critical. Since the insurance company assumes more risk, dwelling coverage limits may significantly impact home insurance premiums, with higher limits resulting in higher premiums. Below is a breakdown of the average home insurance premium based on dwelling coverage limits.


Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$100,000.00 - $199,999.00$1,244.99
$200,000.00 - $299,999.00$1,412.20
$300,000.00 - $399,999.00$1,699.54
$400,000.00 - $499,999.00$2,050.90


How Does Your Location in North Augusta Affect Your Home Insurance?


Where you live is one of the biggest factors that affect your home insurance premium. This gets so specific that carriers look at ZIP codes and neighborhoods. If your neighborhood has a higher theft rate than another neighborhood a few blocks down, your rates will be higher. Because carriers are very particular with risk evaluations, rates vary greatly-even within the same city. Below is a breakdown of the average annual premium for home insurance in North Augusta:


map showing average home insurance premiums by zip code in North Augusta, South Carolina


Zip Codes in North Augusta We Insure

  • 29841
  • 29860


Don’t see your zip code? Not a problem! We can help homeowners throughout South Carolina find the best home coverage for their needs. Get started with a free instant quote by providing your address above. 


TGS Insurance is North Augusta's Premier Home Insurance Provider

North Augusta neighborhood

Located on the Savannah River, North Augusta, South Carolina, is a gorgeous place to live. There are so many natural preserves to walk, bike, boat, and just enjoy. North Augusta is also a great place to learn because of the living history park, where history reenactors demonstrate how colonial life was in North Augusta on a 7.5-acre piece of land.

North Augusta neighborhood

As an independent insurance agency, our commitment is to our client's best interests. TGS Insurance Agency is committed to finding North Augusta residents home insurance options to meet their every need at a competitive price coupled with exceptional customer service.

Key Home Statistics in North Augusta


Total Population in North Augusta, SC


Average Home Value in North Augusta, SC


Median Household Income in North Augusta, SC


Median Age in North Augusta, SC

Major Neighborhoods in North Augusta, SC

Image of Forest Bluff Neighborhood

Forest Bluff

Forest Bluff is a great neighborhood in North Augusta, South Carolina. This area has access to great dining, local shops, and entertainment that the whole family will enjoy.

Image of Windsor Neighborhood


Windsor is a neighborhood in North Augusta that features a mixture of single-family homes and townhomes. This area is just a short ways away from downtown North Augusta.

Image of Sweetwater Neighborhood


Sweetwater features apartments and townhomes in North Augusta. This area is great for young families because of the great schools around.

Image of Greeneway Park Neighborhood

Greeneway Park

Greeneway Park is a green paradise in North Augusta, South Carolina, where residents can find community gardens and abundant green spaces, fostering a healthy lifestyle.

Image of Belvedere North Neighborhood

Belvedere North

Belvedere North is a beloved area in North Augusta. This area is known for its beautiful landscaping and gardening. Residents are seen walking, biking, and enjoying the safety of this neighborhood.

Image of Murphys Estates Neighborhood

Murphys Estates

Murphys Estates is a thriving, luxurious community in North Augusta, South Carolina. This area has many amenities, public green spaces, and a unique sense of community.

Local Home Resources in North Augusta, SC

Fire Departments
Belvedere Fire Dept1126 Edgefield Rd
North Augusta, SC 29860
(803) 279-5515
Belvedere Fire Dept204 Hampton Ave
North Augusta, SC 29841
(803) 279-5505
County Line Fire Dept201 Sandy Hill Ct
North Augusta, SC 29860
(803) 663-4898
Fire Dept Of Merriwether1879 Martintown Rd
North Augusta, SC 29860
(803) 279-8001
GVW Volunteer Fire Department2242 Ascauga Lake Rd
North Augusta, SC 29841
(803) 819-9114
Gvw Volunteer Fire Dept1284 Ascauga Lake Rd
North Augusta, SC 29841
(803) 819-9114
Merriwether Volunteer Fire390 Murrah Rd
North Augusta, SC 29860
(803) 279-7515
Rockwell Fire & Safety118 Thompson Ave
North Augusta, SC 29841
(803) 593-0101
Police Departments
North Augusta Police Dept454 E Buena Vista Ave
North Augusta, SC 29841