Trust TGS Insurance to Protect Your Home and Personal Property
How Much is Home Insurance in Colleyville, TX?
Homeowners in Colleyville, TX pay an average of $2,765 a year on home insurance. At TGS Insurance, our average insurance policy costs Colleyville, TX homeowners $2,530 a year for an average savings of $235 a year with some clients saving even more!
Average Home Value in Colleyville, TX
The average home in Colleyville, TX is valued at $592,843 and has risen since 2011 by $185,160!
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Comparing the Average Cost of Homeowners Insurance in Colleyville, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium |
|---|---|
| $75k Dwelling | $1,761 |
| $150k Dwelling | $2,414 |
| $200k Dwelling | $2,829 |
| $350k Dwelling | $3,985 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Colleyville, TX.
What Does Colleyville Home Insurance Cover?
Homeowners in Colleyville, TX, have a variety of home insurance policy options with the most popular policy being is the HO3. This policy protects you, your home, and personal possessions from many named perils including explosions, fire and lightning strikes, vandalism, theft, damage from aircraft and automobiles, falling objects, and a lot more.
What Homeowners Insurance Add-Ons Are Available That Will Further Protect Me?
TGS Insurance offers our clients in Colleyville, TX, a wide range of additional coverage options to stay protected. Every home is different and we assist our clients by tailoring their policies to their needs. Learn more about some of our most popular add-ons available to homeowners:
Flood insurance: Protecting your home from water damage from a flood event or even a swimming pool will require more than your homeowners insurance policy. Even homes outside of a flood zone make up for 20-25% of the flood claims made every year. We recommend every homeowner consider flood insurance to protect their homes. Similarly, homes located in areas prone to windstorms and hail damage should also consider windstorm/hail coverage options to stay protected.
Water Backup Damage: Sewer backup, sump dumps problems, and drainage issues are complex and expensive hurdles for homeowners to clear, and without the right policy, you’ll be stuck with the bill to restore what you have lost. TGS Insurance offers Water Back-Up/Sump Discharge Coverage with a minimum of $5,000 in protection to help protect our clients and restore their homes to normal.
Jewelry Insurance: Pieces of jewelry that are particularly expensive require additional coverage as your homeowners insurance policy will only cover a set limit on the value of your jewelry.
Umbrella Policy: Homeowners with valuables including things such as luxury cars and lavish swimming pools may be at risk of being sued for over the amount that their standard homeowners insurance would cover. An umbrella liability policy protects homeowners from these lawsuits to avoid losing everything they’ve worked for.
Advantages of Using TGS Insurance for Your Colleyville Home Insurance Needs:
- Working with an insurance agency like TGS Insurance allows our clients to get the best coverage for their home and more options in doing so. With over 35 top-rated home insurance carriers, we comparison shop across many providers to find the best coverage for your needs all at the lowest price in the market.
- Relax and let us take care of the details. From beginning to end, TGS Insurance takes care of everything for your enrollment. We can also work with your mortgage company to make sure that everything is taken care of the right way and you stay covered for anything that comes your way.
- Rate increases can destroy the value of your home insurance coverage. Finding the right coverage for the best price doesn’t do much good if you are stuck with a higher bill down the road. At TGS Insurance you are more than just a policy number and your agent will continue to find the best coverage for the lowest rate year after year
Zip Codes in Colleyville, TX That We Insure:
| 76021 | 76034 | 76054 | 76092 |
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
